California BanCorp Statistics
Total Valuation
BCAL has a market cap or net worth of $704.10 million. The enterprise value is $492.13 million.
| Market Cap | 704.10M |
| Enterprise Value | 492.13M |
Important Dates
The next estimated earnings date is Tuesday, October 27, 2026, before market open.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Sep 21, 2026 |
Share Statistics
BCAL has 32.15 million shares outstanding. The number of shares has increased by 3.48% in one year.
| Current Share Class | 32.15M |
| Shares Outstanding | 32.15M |
| Shares Change (YoY) | +3.48% |
| Shares Change (QoQ) | -0.86% |
| Owned by Insiders (%) | 15.83% |
| Owned by Institutions (%) | 59.90% |
| Float | 23.35M |
Valuation Ratios
The trailing PE ratio is 11.90 and the forward PE ratio is 12.41.
| PE Ratio | 11.90 |
| Forward PE | 12.41 |
| PS Ratio | 3.82 |
| Forward PS | 3.74 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 11.88 |
| P/OCF Ratio | 11.69 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 8.18 |
| EV / Sales | 2.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.61%.
| Return on Equity (ROE) | 10.61% |
| Return on Assets (ROA) | 1.51% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.44% |
| Revenue Per Employee | $620,502 |
| Profits Per Employee | $202,684 |
| Employee Count | 297 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BCAL has paid $22.94 million in taxes.
| Income Tax | 22.94M |
| Effective Tax Rate | 27.60% |
Stock Price Statistics
The stock price has increased by +27.70% in the last 52 weeks. The beta is 0.29, so BCAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +27.70% |
| 50-Day Moving Average | 21.38 |
| 200-Day Moving Average | 19.49 |
| Relative Strength Index (RSI) | 56.55 |
| Average Volume (20 Days) | 169,789 |
Short Selling Information
The latest short interest is 1.01 million, so 3.15% of the outstanding shares have been sold short.
| Short Interest | 1.01M |
| Short Previous Month | 949,888 |
| Short % of Shares Out | 3.15% |
| Short % of Float | 4.33% |
| Short Ratio (days to cover) | 6.55 |
Income Statement
In the last 12 months, BCAL had revenue of $184.29 million and earned $60.20 million in profits. Earnings per share was $1.84.
| Revenue | 184.29M |
| Gross Profit | 184.29M |
| Operating Income | 91.13M |
| Pretax Income | 83.14M |
| Net Income | 60.20M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.84 |
Balance Sheet
The company has $264.95 million in cash and $52.99 million in debt, with a net cash position of $211.97 million or $6.59 per share.
| Cash & Cash Equivalents | 264.95M |
| Total Debt | 52.99M |
| Net Cash | 211.97M |
| Net Cash Per Share | $6.59 |
| Equity (Book Value) | 586.64M |
| Book Value Per Share | 18.27 |
| Working Capital | -3.06B |
Cash Flow
In the last 12 months, operating cash flow was $60.24 million and capital expenditures -$959,000, giving a free cash flow of $59.28 million.
| Operating Cash Flow | 60.24M |
| Capital Expenditures | -959,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -20.00M |
| Free Cash Flow | 59.28M |
| FCF Per Share | $1.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.45% |
| Pretax Margin | 45.11% |
| Profit Margin | 32.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.17% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.19%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 2.19% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 22.82% |
| Buyback Yield | -3.48% |
| Shareholder Yield | -1.28% |
| Earnings Yield | 8.55% |
| FCF Yield | 8.42% |
Analyst Forecast
The average price target for BCAL is $24.50, which is 11.87% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.50 |
| Price Target Difference | 11.87% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |