Interest Income on Loans | 188.65 | 162.46 | 138.66 | 120.18 | 124.92 | |
Interest Income on Investments | 33.08 | 33.96 | 21.52 | 13.72 | 16.02 | |
Total Interest Income | 221.73 | 196.42 | 160.18 | 133.9 | 140.94 | |
Interest Paid on Deposits | 95.43 | 52.63 | 18.62 | 22.25 | 35.39 | |
Interest Paid on Borrowings | 11.84 | 21.48 | 1.64 | 0.47 | 0.44 | |
Total Interest Expense | 107.27 | 74.11 | 20.25 | 22.71 | 35.83 | |
Net Interest Income | 114.46 | 122.31 | 139.93 | 111.18 | 105.12 | |
Net Interest Income Growth (YoY) | -6.42% | -12.59% | 25.85% | 5.77% | -6.44% | |
Gain (Loss) on Sale of Assets | - | - | 0.07 | - | -0.1 | |
Gain (Loss) on Sale of Investments | 0.07 | -1.52 | -0.58 | 5.16 | 5.79 | |
Other Non-Interest Income | 21.3 | 19.8 | 21.6 | 22.01 | 19.36 | |
Total Non-Interest Income | 21.37 | 18.28 | 21.1 | 27.17 | 25.39 | |
Non-Interest Income Growth (YoY) | 16.91% | -13.36% | -22.36% | 7.01% | 76.13% | |
Revenues Before Loan Losses | 135.83 | 140.59 | 161.03 | 138.36 | 130.51 | |
Provision for Loan Losses | -5.05 | 6.4 | 2.93 | 2.08 | 18.01 | |
Revenue | 140.87 | 134.19 | 158.1 | 136.28 | 112.5 | |
Revenue Growth (YoY) | 4.98% | -15.12% | 16.01% | 21.13% | -8.80% | |
Salaries and Employee Benefits | 55.96 | 54.6 | 51.09 | 53.12 | 51.37 | |
Occupancy Expenses | 15.48 | 13.98 | 13.53 | 13.56 | 13.27 | |
Federal Deposit Insurance | 6.2 | 4.9 | 2.02 | 2.16 | 2.31 | |
Selling, General & Administrative | 16.6 | 14.97 | 14.4 | 13.21 | 12.71 | |
Other Non-Interest Expense | 15.76 | 17.01 | 15.36 | 14.91 | 13.64 | |
Total Non-Interest Expense | 110 | 105.47 | 96.38 | 100.58 | 95.4 | |
EBT Excluding Unusual Items | 30.87 | 28.72 | 61.72 | 35.7 | 17.11 | |
Pretax Income | 30.87 | 28.72 | 61.72 | 35.7 | -45.09 | |
Income Tax Expense | 6.35 | 5.34 | 11.6 | 4.11 | 0.77 | |
Net Income | 24.52 | 23.38 | 50.12 | 31.59 | -45.86 | |
Preferred Dividends & Other Adjustments | 0.25 | 0.2 | 0.3 | 0.13 | - | |
Net Income to Common | 24.28 | 23.19 | 49.82 | 31.46 | -45.86 | |
Net Income Growth | 4.87% | -53.34% | 58.65% | - | - | |
Basic Shares Outstanding | 23 | 23 | 25 | 26 | 26 | |
Diluted Shares Outstanding | 23 | 23 | 25 | 26 | 26 | |
Shares Change (YoY) | -1.82% | -5.51% | -6.63% | -0.14% | 0.46% | |
EPS (Basic) | 1.06 | 1.00 | 2.03 | 1.19 | -1.74 | |
EPS (Diluted) | 1.06 | 1.00 | 2.03 | 1.19 | -1.74 | |
EPS Growth | 6.25% | -50.75% | 70.22% | - | - | |
Effective Tax Rate | 20.56% | 18.58% | 18.79% | 11.51% | - | |