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Carter Bankshares, Inc. (CARE)
NASDAQ: CARE · Real-Time Price · USD
34.13
-0.38 (-1.10%)
Jul 30, 2026, 4:00 PM EDT - Market closed

Carter Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
184.75156.86140.86135.09159.23136.71
Revenue Growth
20.82%11.36%4.28%-15.16%16.47%20.25%
Net Income
128.5731.3624.5223.3850.1231.59
Earnings Per Share
5.811.381.061.002.031.19
EPS Growth
327.21%30.19%6.00%-50.74%70.59%-

Cash & Debt
Selected indicators aren't available for this stock.

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
337.439.8636.9446.7370.7977.54
Capital Expenditures
-8.07-8.06-8.13-9.8-5.89-8.48
Free Cash Flow
329.3331.8128.8136.9364.969.05
Free Cash Flow Growth
1800.47%10.42%-22.00%-43.09%-6.01%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
89.59%25.50%21.91%21.26%38.76%26.11%
Profit Margin
69.59%19.99%17.41%17.31%31.48%23.11%
FCF Margin
0.00%20.28%20.45%27.34%40.76%50.51%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Yield
1.17%0.00%0.00%0.00%0.00%0.00%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.9114.2516.5914.978.1712.93
Forward PE
14.656.876.2214.266.9211.46
P/FCF Ratio
2.3013.6514.099.316.125.89
PS Ratio
2.642.772.882.542.502.98