Carter Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	276.54	105.16	131.17	54.53	46.87	277.8
Securities and Investments	652.98	701.9	728.44	779	836.27	922.4
Other Earning Assets	0.47	0.34	-	-	-	0.23
Gross Loans	3,735	3,880	3,625	3,506	3,149	2,812
Allowance for Loan Losses	-55.17	-71.49	-75.6	-97.05	-93.85	-95.94
Net Loans	3,679	3,808	3,549	3,409	3,055	2,716
Net Property, Plant & Equipment	69.82	72.5	74.33	73.71	72.11	75.3
Accrued Interest and Accounts Receivable	63.12	100.04	109.29	114.24	119.34	73.19
Other Intangible Assets	0.81	0.94	-	-	-	-
Goodwill	1.19	1.19	-	-	-	-
Long-Term Investments	54.18	61.64	66.08	79.74	66.47	57.73
Other Non-Earning Assets	3.36	0.14	0.66	2.46	8.39	10.92
Total Assets	4,802	4,852	4,659	4,513	4,205	4,134
Interest-bearing deposits	3,542	3,590	3,519	3,037	2,927	2,951
Noninterest-bearing deposits	655.48	620.47	634.44	685.22	705.54	747.91
Total Deposits	4,198	4,211	4,153	3,722	3,633	3,698
Short-Term Interbank Borrowing and Repurchase Agreements	-	178.5	70	393.4	198.42	7
Accrued Expenses	65.18	42.84	51.46	45.98	44.93	20.67
Total Liabilities	4,263	4,432	4,275	4,161	3,876	3,726
Common Stock	22.16	22.08	23.07	22.96	23.96	26.43
Additional Paid-in Capital	72.51	74.81	92.16	90.64	104.69	143.99
Accumulated Other Comprehensive Income	-32.94	-42.16	-64.52	-71.44	-85.62	1.7
Retained Earnings	477.42	364.97	333.61	309.08	285.59	235.48
Shareholders' Equity	539.15	419.7	384.31	351.24	328.63	407.6
Total Liabilities & Equity	4,802	4,852	4,659	4,513	4,205	4,134
Book Value	539.15	419.7	384.31	351.24	328.63	407.6
Book Value Per Share	24.55	18.69	16.84	15.11	13.36	15.47
Tangible Book Value	537.14	417.56	384.31	351.24	328.63	407.6
Tangible Book Value Per Share	24.46	18.59	16.84	15.11	13.36	15.47

SEC Filings: 10-K · 10-Q