Carter Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	228.32	105.16	131.17	54.53	46.87	277.8
Securities and Investments	672.37	701.9	728.44	779	836.27	922.4
Other Earning Assets	0.34	0.34	-	-	-	0.23
Gross Loans	3,728	3,880	3,625	3,506	3,149	2,812
Allowance for Loan Losses	-52.5	-71.49	-75.6	-97.05	-93.85	-95.94
Net Loans	3,676	3,808	3,549	3,409	3,055	2,716
Net Property, Plant & Equipment	70.97	72.5	74.33	73.71	72.11	75.3
Accrued Interest and Accounts Receivable	92.08	100.04	109.29	114.24	119.34	73.19
Other Intangible Assets	0.87	0.94	-	-	-	-
Goodwill	1.19	1.19	-	-	-	-
Long-Term Investments	53.72	61.64	66.08	79.74	66.47	57.73
Other Non-Earning Assets	3.44	0.14	0.66	2.46	8.39	10.92
Total Assets	4,799	4,852	4,659	4,513	4,205	4,134
Interest-bearing deposits	3,597	3,590	3,519	3,037	2,927	2,951
Noninterest-bearing deposits	637.93	620.47	634.44	685.22	705.54	747.91
Total Deposits	4,235	4,211	4,153	3,722	3,633	3,698
Short-Term Interbank Borrowing and Repurchase Agreements	-	178.5	70	393.4	198.42	7
Accrued Expenses	59.12	42.84	51.46	45.98	44.93	20.67
Total Liabilities	4,294	4,432	4,275	4,161	3,876	3,726
Common Stock	22.16	22.08	23.07	22.96	23.96	26.43
Additional Paid-in Capital	74.99	74.81	92.16	90.64	104.69	143.99
Accumulated Other Comprehensive Income	-42.97	-42.16	-64.52	-71.44	-85.62	1.7
Retained Earnings	450.73	364.97	333.61	309.08	285.59	235.48
Shareholders' Equity	504.9	419.7	384.31	351.24	328.63	407.6
Total Liabilities & Equity	4,799	4,852	4,659	4,513	4,205	4,134
Book Value	504.9	419.7	384.31	351.24	328.63	407.6
Book Value Per Share	22.74	18.69	16.84	15.11	13.36	15.47
Tangible Book Value	502.84	417.56	384.31	351.24	328.63	407.6
Tangible Book Value Per Share	22.65	18.59	16.84	15.11	13.36	15.47

SEC Filings: 10-K · 10-Q