Carter Bankshares, Inc. (CARE)

Carter Bankshares Statistics

Total Valuation

CARE has a market cap or net worth of $534.28 million. The enterprise value is $305.96 million.

Market Cap	534.28M
Enterprise Value	305.96M

Important Dates

The last earnings date was Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	n/a

Share Statistics

CARE has 22.16 million shares outstanding. The number of shares has decreased by -2.82% in one year.

Current Share Class	22.16M
Shares Outstanding	22.16M
Shares Change (YoY)	-2.82%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	3.91%
Owned by Institutions (%)	47.88%
Float	20.05M

Valuation Ratios

The trailing PE ratio is 5.01 and the forward PE ratio is 11.30.

PE Ratio	5.01
Forward PE	11.30
PS Ratio	2.06
Forward PS	2.92
PB Ratio	1.06
P/TBV Ratio	1.06
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.84
EV / Sales	1.18
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.86%.

Return on Equity (ROE)	23.86%
Return on Assets (ROA)	2.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.69%
Revenue Per Employee	$376,885
Profits Per Employee	$156,921
Employee Count	687
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CARE has paid $30.73 million in taxes.

Income Tax	30.73M
Effective Tax Rate	22.12%

Stock Price Statistics

The stock price has increased by +57.14% in the last 52 weeks. The beta is 0.44, so CARE's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	+57.14%
50-Day Moving Average	22.06
200-Day Moving Average	19.80
Relative Strength Index (RSI)	63.68
Average Volume (20 Days)	320,245

Short Selling Information

The latest short interest is 1.02 million, so 4.59% of the outstanding shares have been sold short.

Short Interest	1.02M
Short Previous Month	1.10M
Short % of Shares Out	4.59%
Short % of Float	5.07%
Short Ratio (days to cover)	4.55

Income Statement

In the last 12 months, CARE had revenue of $258.92 million and earned $107.81 million in profits. Earnings per share was $4.81.

Revenue	258.92M
Gross Profit	258.92M
Operating Income	145.24M
Pretax Income	138.90M
Net Income	107.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.81

Balance Sheet

The company has $228.32 million in cash and n/a in debt, with a net cash position of $228.32 million or $10.30 per share.

Cash & Cash Equivalents	228.32M
Total Debt	n/a
Net Cash	228.32M
Net Cash Per Share	$10.30
Equity (Book Value)	504.90M
Book Value Per Share	22.78
Working Capital	-4.00B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	56.09%
Pretax Margin	53.64%
Profit Margin	41.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

CARE does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.82%
Shareholder Yield	2.82%
Earnings Yield	20.18%
FCF Yield	n/a

Analyst Forecast

The average price target for CARE is $25.00, which is 3.71% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$25.00
Price Target Difference	3.71%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2