Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $634.22 million. The enterprise value is $405.81 million.
Important Dates
The next estimated earnings date is Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | May 11, 2026 |
Share Statistics
CARE has 22.22 million shares outstanding. The number of shares has decreased by -2.82% in one year.
| Current Share Class | 22.22M |
| Shares Outstanding | 22.22M |
| Shares Change (YoY) | -2.82% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 3.93% |
| Owned by Institutions (%) | 50.99% |
| Float | 19.84M |
Valuation Ratios
The trailing PE ratio is 5.93 and the forward PE ratio is 10.00.
| PE Ratio | 5.93 |
| Forward PE | 10.00 |
| PS Ratio | 2.45 |
| Forward PS | 3.17 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.26 |
| P/FCF Ratio | 1.93 |
| P/OCF Ratio | 1.88 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.80 |
| EV / Sales | 1.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.23 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 23.86%.
| Return on Equity (ROE) | 23.86% |
| Return on Assets (ROA) | 2.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.17% |
| Revenue Per Employee | $376,885 |
| Profits Per Employee | $155,501 |
| Employee Count | 687 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $30.73 million in taxes.
| Income Tax | 30.73M |
| Effective Tax Rate | 22.12% |
Stock Price Statistics
The stock price has increased by +73.18% in the last 52 weeks. The beta is 0.55, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +73.18% |
| 50-Day Moving Average | 25.44 |
| 200-Day Moving Average | 21.07 |
| Relative Strength Index (RSI) | 66.95 |
| Average Volume (20 Days) | 306,246 |
Short Selling Information
The latest short interest is 1.10 million, so 4.93% of the outstanding shares have been sold short.
| Short Interest | 1.10M |
| Short Previous Month | 957,968 |
| Short % of Shares Out | 4.93% |
| Short % of Float | 5.52% |
| Short Ratio (days to cover) | 3.15 |
Income Statement
In the last 12 months, CARE had revenue of $258.92 million and earned $106.83 million in profits. Earnings per share was $4.81.
| Revenue | 258.92M |
| Gross Profit | 258.92M |
| Operating Income | 145.24M |
| Pretax Income | 138.90M |
| Net Income | 106.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.81 |
Full Income StatementBalance Sheet
The company has $238.55 million in cash and $10.14 million in debt, with a net cash position of $228.41 million or $10.28 per share.
| Cash & Cash Equivalents | 238.55M |
| Total Debt | 10.14M |
| Net Cash | 228.41M |
| Net Cash Per Share | $10.28 |
| Equity (Book Value) | 504.90M |
| Book Value Per Share | 22.78 |
| Working Capital | -4.00B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $337.40 million and capital expenditures -$8.07 million, giving a free cash flow of $329.33 million.
| Operating Cash Flow | 337.40M |
| Capital Expenditures | -8.07M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -55.00M |
| Free Cash Flow | 329.33M |
| FCF Per Share | $14.82 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 56.09% |
| Pretax Margin | 53.64% |
| Profit Margin | 41.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 127.19% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.40%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.40% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 2.08% |
| Buyback Yield | 2.82% |
| Shareholder Yield | 4.22% |
| Earnings Yield | 16.84% |
| FCF Yield | 51.93% |
Dividend DetailsAnalyst Forecast
The average price target for CARE is $28.50, which is -0.14% lower than the current price. The consensus rating is "Buy".
| Price Target | $28.50 |
| Price Target Difference | -0.14% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
