Carter Bankshares, Inc. (CARE)

Carter Bankshares Statistics

Total Valuation

CARE has a market cap or net worth of $582.44 million. The enterprise value is $354.03 million.

Market Cap	582.44M
Enterprise Value	354.03M

Important Dates

The last earnings date was Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	May 11, 2026

Share Statistics

CARE has 22.22 million shares outstanding. The number of shares has decreased by -2.82% in one year.

Current Share Class	22.22M
Shares Outstanding	22.22M
Shares Change (YoY)	-2.82%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	3.89%
Owned by Institutions (%)	50.74%
Float	19.85M

Valuation Ratios

The trailing PE ratio is 5.45 and the forward PE ratio is 10.69.

PE Ratio	5.45
Forward PE	10.69
PS Ratio	2.25
Forward PS	3.09
PB Ratio	1.15
P/TBV Ratio	1.16
P/FCF Ratio	n/a
P/OCF Ratio	1.73
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.31
EV / Sales	1.37
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.86%.

Return on Equity (ROE)	23.86%
Return on Assets (ROA)	2.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.95%
Revenue Per Employee	$376,885
Profits Per Employee	$155,501
Employee Count	687
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CARE has paid $30.73 million in taxes.

Income Tax	30.73M
Effective Tax Rate	22.12%

Stock Price Statistics

The stock price has increased by +67.16% in the last 52 weeks. The beta is 0.51, so CARE's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+67.16%
50-Day Moving Average	23.43
200-Day Moving Average	20.40
Relative Strength Index (RSI)	61.98
Average Volume (20 Days)	351,607

Short Selling Information

The latest short interest is 957,968, so 4.31% of the outstanding shares have been sold short.

Short Interest	957,968
Short Previous Month	896,430
Short % of Shares Out	4.31%
Short % of Float	4.83%
Short Ratio (days to cover)	2.69

Income Statement

In the last 12 months, CARE had revenue of $258.92 million and earned $106.83 million in profits. Earnings per share was $4.81.

Revenue	258.92M
Gross Profit	258.92M
Operating Income	145.24M
Pretax Income	138.90M
Net Income	106.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.81

Balance Sheet

The company has $238.55 million in cash and $10.14 million in debt, with a net cash position of $228.41 million or $10.28 per share.

Cash & Cash Equivalents	238.55M
Total Debt	10.14M
Net Cash	228.41M
Net Cash Per Share	$10.28
Equity (Book Value)	504.90M
Book Value Per Share	22.78
Working Capital	-4.00B

Cash Flow

Operating Cash Flow	337.40M
Capital Expenditures	-8.07M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	56.09%
Pretax Margin	53.64%
Profit Margin	41.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.10, which amounts to a dividend yield of 0.38%.

Dividend Per Share	$0.10
Dividend Yield	0.38%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	2.08%
Buyback Yield	2.82%
Shareholder Yield	3.20%
Earnings Yield	18.34%
FCF Yield	n/a

Analyst Forecast

The average price target for CARE is $27.00, which is 3.01% higher than the current price. The consensus rating is "Hold".

Price Target	$27.00
Price Target Difference	3.01%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4