Carter Bankshares, Inc. (CARE)
NASDAQ: CARE · Real-Time Price · USD
34.01
+0.11 (0.32%)
At close: Jul 24, 2026, 4:00 PM EDT
34.00
-0.01 (-0.03%)
After-hours: Jul 24, 2026, 7:34 PM EDT

Carter Bankshares Statistics

Total Valuation

CARE has a market cap or net worth of $753.74 million. The enterprise value is $545.21 million.

Market Cap753.74M
Enterprise Value 545.21M

Important Dates

The last earnings date was Thursday, July 23, 2026, before market open.

Earnings Date Jul 23, 2026
Ex-Dividend Date May 11, 2026

Share Statistics

CARE has 22.16 million shares outstanding. The number of shares has decreased by -3.85% in one year.

Current Share Class 22.16M
Shares Outstanding 22.16M
Shares Change (YoY) -3.85%
Shares Change (QoQ) -0.04%
Owned by Insiders (%) 4.14%
Owned by Institutions (%) 52.12%
Float 19.80M

Valuation Ratios

The trailing PE ratio is 5.89 and the forward PE ratio is 14.81.

PE Ratio 5.89
Forward PE 14.81
PS Ratio 2.63
Forward PS 3.77
PB Ratio 1.40
P/TBV Ratio 1.40
P/FCF Ratio 2.29
P/OCF Ratio 2.23
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.30
EV / Sales 1.90
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 1.66

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 27.22%.

Return on Equity (ROE) 27.22%
Return on Assets (ROA) 2.68%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.05%
Revenue Per Employee $416,611
Profits Per Employee $184,690
Employee Count687
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CARE has paid $36.94 million in taxes.

Income Tax 36.94M
Effective Tax Rate 22.32%

Stock Price Statistics

The stock price has increased by +90.96% in the last 52 weeks. The beta is 0.51, so CARE's price volatility has been lower than the market average.

Beta (5Y) 0.51
52-Week Price Change +90.96%
50-Day Moving Average 30.37
200-Day Moving Average 23.13
Relative Strength Index (RSI) 64.29
Average Volume (20 Days) 430,383

Short Selling Information

The latest short interest is 1.92 million, so 8.66% of the outstanding shares have been sold short.

Short Interest 1.92M
Short Previous Month 1.43M
Short % of Shares Out 8.66%
Short % of Float 9.70%
Short Ratio (days to cover) 4.39

Income Statement

In the last 12 months, CARE had revenue of $286.21 million and earned $126.88 million in profits. Earnings per share was $5.77.

Revenue286.21M
Gross Profit 286.21M
Operating Income 170.17M
Pretax Income 165.51M
Net Income 126.88M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.77
Full Income Statement

Balance Sheet

The company has $208.53 million in cash and no debt, with a net cash position of $208.53 million or $9.41 per share.

Cash & Cash Equivalents 208.53M
Total Debt n/a
Net Cash 208.53M
Net Cash Per Share $9.41
Equity (Book Value) 539.15M
Book Value Per Share 24.33
Working Capital -3.92B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $337.40 million and capital expenditures -$8.07 million, giving a free cash flow of $329.33 million.

Operating Cash Flow 337.40M
Capital Expenditures -8.07M
Depreciation & Amortization n/a
Net Borrowing -55.00M
Free Cash Flow 329.33M
FCF Per Share $14.86
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 59.46%
Pretax Margin 57.83%
Profit Margin 44.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 127.19%

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.18%.

Dividend Per Share $0.40
Dividend Yield 1.18%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 1.73%
Buyback Yield 3.85%
Shareholder Yield 5.03%
Earnings Yield 16.83%
FCF Yield 43.69%
Dividend Details

Analyst Forecast

The average price target for CARE is $30.33, which is -10.82% lower than the current price. The consensus rating is "Hold".

Price Target $30.33
Price Target Difference -10.82%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4