Carter Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	608	434	406	344	397	407
Market Cap Growth	66.01%	6.99%	18.08%	-13.53%	-2.29%	43.81%
Enterprise Value	379.36	434.15	405.79	343.66	397.44	406.77
Last Close Price	27.35	19.66	17.59	14.97	16.59	15.39
PE Ratio	5.68	14.25	16.59	14.97	8.17	12.93
Forward PE	11.15	6.87	6.22	14.26	6.92	11.46
PS Ratio	2.35	2.77	2.88	2.54	2.50	2.98
PB Ratio	1.20	1.03	1.06	0.98	1.21	1.00
P/TBV Ratio	1.20	1.05	1.04	0.99	1.24	1.00
P/FCF Ratio	1.85	13.65	14.09	9.31	6.12	5.89
P/OCF Ratio	1.80	10.89	10.99	7.35	5.61	5.25
EV/Sales Ratio	1.47	2.77	2.88	2.54	2.50	2.98
EV/EBITDA Ratio	-	39.36	38.11	27.27	33.65	36.89
EV/FCF Ratio	1.15	13.65	14.09	9.31	6.12	5.89
Asset Turnover	0.05	0.03	0.03	0.03	0.04	0.03
Return on Equity (ROE)	23.40%	7.80%	6.67%	6.88%	13.61%	7.45%
Earnings Yield	17.58%	7.02%	6.03%	6.68%	12.24%	7.73%
FCF Yield	54.19%	7.33%	7.10%	10.75%	16.33%	16.98%
Dividend Yield	1.46%	0.00%	0.00%	0.00%	0.00%	0.00%
Payout Ratio	2.08%	0.00%	0.00%	0.00%	0.00%	0.00%
Buyback Yield / Dilution	2.81%	1.58%	1.82%	5.51%	6.63%	0.14%
Total Shareholder Return	4.28%	1.58%	1.82%	5.51%	6.63%	0.14%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q