Carter Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	756	434	406	344	397	407
Market Cap Growth	82.18%	6.99%	18.08%	-13.53%	-2.29%	43.81%
Last Close Price	34.13	19.66	17.59	14.97	16.59	15.39
PE Ratio	5.91	14.25	16.59	14.97	8.17	12.93
Forward PE	14.65	6.87	6.22	14.26	6.92	11.46
PS Ratio	2.64	2.77	2.88	2.54	2.50	2.98
PB Ratio	1.40	1.03	1.06	0.98	1.21	1.00
P/TBV Ratio	1.40	1.06	1.04	0.99	1.24	1.00
P/FCF Ratio	2.30	13.65	14.09	9.31	6.12	5.89
P/OCF Ratio	2.24	10.89	10.99	7.35	5.61	5.25
Asset Turnover	0.04	0.03	0.03	0.03	0.04	0.03
Return on Equity (ROE)	26.82%	7.80%	6.67%	6.88%	13.61%	7.45%
Earnings Yield	16.77%	7.02%	6.03%	6.68%	12.24%	7.73%
FCF Yield	43.54%	7.33%	7.10%	10.75%	16.33%	16.98%
Dividend Yield	1.17%	0.00%	0.00%	0.00%	0.00%	0.00%
Payout Ratio	1.73%	0.00%	0.00%	0.00%	0.00%	0.00%
Buyback Yield / Dilution	3.85%	1.58%	1.82%	5.51%	6.63%	0.14%
Total Shareholder Return	5.02%	1.58%	1.82%	5.51%	6.63%	0.14%

SEC Filings: 10-K · 10-Q