Carter Bankshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	449	434	406	344	397	407
Market Cap Growth	17.85%	6.99%	18.08%	-13.53%	-2.29%	43.81%
Enterprise Value	533.67	434.15	405.79	343.66	397.44	406.77
Last Close Price	20.28	19.66	17.59	14.97	16.59	15.39
PE Ratio	14.70	14.25	16.59	14.97	8.17	12.93
Forward PE	8.11	6.87	6.22	14.26	6.92	11.46
PS Ratio	2.86	2.76	2.88	2.56	2.50	2.95
PB Ratio	1.07	1.03	1.06	0.98	1.21	1.00
P/TBV Ratio	1.09	1.05	1.04	0.99	1.24	1.00
P/FCF Ratio	14.13	13.65	14.09	9.31	6.12	5.89
P/OCF Ratio	11.28	10.89	10.99	7.35	5.61	5.25
EV/Sales Ratio	3.40	2.76	2.88	2.56	2.50	2.95
EV/EBITDA Ratio	-	39.36	38.11	27.27	33.65	36.89
EV/FCF Ratio	16.78	13.65	14.09	9.31	6.12	5.89
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.03
Return on Equity (ROE)	7.80%	7.80%	6.67%	6.88%	13.61%	7.45%
Earnings Yield	6.90%	7.02%	6.03%	6.68%	12.24%	7.73%
FCF Yield	7.08%	7.33%	7.10%	10.75%	16.33%	16.98%
Buyback Yield / Dilution	4.61%	4.61%	0.00%	4.78%	10.80%	0.04%
Total Shareholder Return	-	4.61%	0.00%	4.78%	10.80%	0.04%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q