Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $640.65 million. The enterprise value is $601.82 million.
| Market Cap | 640.65M |
| Enterprise Value | 601.82M |
Important Dates
The last earnings date was Thursday, October 29, 2026, before market open.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Aug 10, 2026 |
Share Statistics
CARE has 22.09 million shares outstanding. The number of shares has decreased by -3.81% in one year.
| Current Share Class | 22.09M |
| Shares Outstanding | 22.09M |
| Shares Change (YoY) | -3.81% |
| Shares Change (QoQ) | -0.17% |
| Owned by Insiders (%) | 4.14% |
| Owned by Institutions (%) | 69.22% |
| Float | 21.16M |
Valuation Ratios
The trailing PE ratio is 4.91 and the forward PE ratio is 11.95. CARE's PEG ratio is 0.41.
| PE Ratio | 4.91 |
| Forward PE | 11.95 |
| PS Ratio | 2.24 |
| Forward PS | 3.30 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 10.90 |
| P/OCF Ratio | 9.53 |
| PEG Ratio | 0.41 |
Enterprise Valuation
| EV / Earnings | 4.66 |
| EV / Sales | 2.10 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.24 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.04 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 27.86%.
| Return on Equity (ROE) | 27.86% |
| Return on Assets (ROA) | 2.74% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.27% |
| Revenue Per Employee | $416,648 |
| Profits Per Employee | $187,868 |
| Employee Count | 687 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $33.82 million in taxes.
| Income Tax | 33.82M |
| Effective Tax Rate | 20.53% |
Stock Price Statistics
The stock price has increased by +66.96% in the last 52 weeks. The beta is 0.59, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +66.96% |
| 50-Day Moving Average | 30.65 |
| 200-Day Moving Average | 27.48 |
| Relative Strength Index (RSI) | 34.54 |
| Average Volume (20 Days) | 158,155 |
Short Selling Information
The latest short interest is 2.49 million, so 11.26% of the outstanding shares have been sold short.
| Short Interest | 2.49M |
| Short Previous Month | 2.65M |
| Short % of Shares Out | 11.26% |
| Short % of Float | 11.75% |
| Short Ratio (days to cover) | 10.53 |
Income Statement
In the last 12 months, CARE had revenue of $286.24 million and earned $129.07 million in profits. Earnings per share was $5.91.
| Revenue | 286.24M |
| Gross Profit | 286.24M |
| Operating Income | 168.40M |
| Pretax Income | 164.73M |
| Net Income | 129.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.91 |
Balance Sheet
The company has $58.83 million in cash and $20.00 million in debt, with a net cash position of $38.83 million or $1.76 per share.
| Cash & Cash Equivalents | 58.83M |
| Total Debt | 20.00M |
| Net Cash | 38.83M |
| Net Cash Per Share | $1.76 |
| Equity (Book Value) | 526.92M |
| Book Value Per Share | 23.85 |
| Working Capital | -4.01B |
Cash Flow
In the last 12 months, operating cash flow was $67.26 million and capital expenditures -$8.50 million, giving a free cash flow of $58.76 million.
| Operating Cash Flow | 67.26M |
| Capital Expenditures | -8.50M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -113.50M |
| Free Cash Flow | 58.76M |
| FCF Per Share | $2.66 |
Margins
| Gross Margin | n/a |
| Operating Margin | 58.83% |
| Pretax Margin | 57.55% |
| Profit Margin | 45.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.53% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.38%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 6.77% |
| FCF Payout Ratio | 15.04% |
| Buyback Yield | 3.81% |
| Shareholder Yield | 5.19% |
| Earnings Yield | 20.38% |
| FCF Yield | 9.17% |
Analyst Forecast
The average price target for CARE is $35.08, which is 20.97% higher than the current price. The consensus rating is "Hold".
| Price Target | $35.08 |
| Price Target Difference | 20.97% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 12.29% |
| EPS Growth Forecast (3Y) | 29.52% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |