Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $518.65 million. The enterprise value is $602.82 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, before market open.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CARE has 22.16 million shares outstanding. The number of shares has decreased by -1.58% in one year.
| Current Share Class | 22.16M |
| Shares Outstanding | 22.16M |
| Shares Change (YoY) | -1.58% |
| Shares Change (QoQ) | -1.96% |
| Owned by Insiders (%) | 3.91% |
| Owned by Institutions (%) | 47.93% |
| Float | 20.06M |
Valuation Ratios
The trailing PE ratio is 16.96 and the forward PE ratio is 4.27.
| PE Ratio | 16.96 |
| Forward PE | 4.27 |
| PS Ratio | 3.30 |
| Forward PS | 2.93 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | 16.31 |
| P/OCF Ratio | 13.01 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 19.45 |
| EV / Sales | 3.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 18.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.80%.
| Return on Equity (ROE) | 7.80% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.83% |
| Revenue Per Employee | $228,610 |
| Profits Per Employee | $45,125 |
| Employee Count | 687 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $8.64 million in taxes.
| Income Tax | 8.64M |
| Effective Tax Rate | 21.60% |
Stock Price Statistics
The stock price has increased by +45.79% in the last 52 weeks. The beta is 0.44, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +45.79% |
| 50-Day Moving Average | 21.17 |
| 200-Day Moving Average | 19.29 |
| Relative Strength Index (RSI) | 77.36 |
| Average Volume (20 Days) | 232,311 |
Short Selling Information
The latest short interest is 1.10 million, so 4.96% of the outstanding shares have been sold short.
| Short Interest | 1.10M |
| Short Previous Month | 1.06M |
| Short % of Shares Out | 4.96% |
| Short % of Float | 5.48% |
| Short Ratio (days to cover) | 5.97 |
Income Statement
In the last 12 months, CARE had revenue of $157.06 million and earned $31.00 million in profits. Earnings per share was $1.38.
| Revenue | 157.06M |
| Gross Profit | 157.06M |
| Operating Income | 46.26M |
| Pretax Income | 40.00M |
| Net Income | 31.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.38 |
Full Income StatementBalance Sheet
The company has $115.35 million in cash and $199.52 million in debt, with a net cash position of -$84.17 million or -$3.80 per share.
| Cash & Cash Equivalents | 115.35M |
| Total Debt | 199.52M |
| Net Cash | -84.17M |
| Net Cash Per Share | -$3.80 |
| Equity (Book Value) | 419.70M |
| Book Value Per Share | 19.01 |
| Working Capital | -4.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $39.86 million and capital expenditures -$8.06 million, giving a free cash flow of $31.81 million.
| Operating Cash Flow | 39.86M |
| Capital Expenditures | -8.06M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 108.50M |
| Free Cash Flow | 31.81M |
| FCF Per Share | $1.44 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.46% |
| Pretax Margin | 25.47% |
| Profit Margin | 19.97% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.25% |
Dividends & Yields
CARE does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.58% |
| Shareholder Yield | 1.58% |
| Earnings Yield | 5.98% |
| FCF Yield | 6.13% |
Dividend DetailsAnalyst Forecast
The average price target for CARE is $25.00, which is 6.84% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $25.00 |
| Price Target Difference | 6.84% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
