Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $429.37 million. The enterprise value is $442.86 million.
Important Dates
The next estimated earnings date is Friday, October 24, 2025, before market open.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CARE has 22.67 million shares outstanding. The number of shares has increased by 0.08% in one year.
| Current Share Class | 22.67M |
| Shares Outstanding | 22.67M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | -0.30% |
| Owned by Insiders (%) | 3.63% |
| Owned by Institutions (%) | 50.32% |
| Float | 21.84M |
Valuation Ratios
The trailing PE ratio is 13.93 and the forward PE ratio is 6.72.
| PE Ratio | 13.93 |
| Forward PE | 6.72 |
| PS Ratio | 2.82 |
| Forward PS | 2.56 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 14.66 |
| P/OCF Ratio | 11.38 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.23 |
| EV / Sales | 2.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.12 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.15%.
| Return on Equity (ROE) | 8.15% |
| Return on Assets (ROA) | 0.67% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $225,176 |
| Profits Per Employee | $45,771 |
| Employee Count | 680 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $8.10 million in taxes.
| Income Tax | 8.10M |
| Effective Tax Rate | 20.53% |
Stock Price Statistics
The stock price has increased by +4.47% in the last 52 weeks. The beta is 0.83, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +4.47% |
| 50-Day Moving Average | 19.29 |
| 200-Day Moving Average | 17.37 |
| Relative Strength Index (RSI) | 46.88 |
| Average Volume (20 Days) | 87,570 |
Short Selling Information
The latest short interest is 801,151, so 3.53% of the outstanding shares have been sold short.
| Short Interest | 801,151 |
| Short Previous Month | 769,067 |
| Short % of Shares Out | 3.53% |
| Short % of Float | 3.67% |
| Short Ratio (days to cover) | 10.44 |
Income Statement
In the last 12 months, CARE had revenue of $153.12 million and earned $31.12 million in profits. Earnings per share was $1.36.
| Revenue | 153.12M |
| Gross Profit | 153.12M |
| Operating Income | 45.29M |
| Pretax Income | 39.48M |
| Net Income | 31.12M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.36 |
Full Income StatementBalance Sheet
The company has $111.83 million in cash and $125.32 million in debt, giving a net cash position of -$13.49 million or -$0.60 per share.
| Cash & Cash Equivalents | 111.83M |
| Total Debt | 125.32M |
| Net Cash | -13.49M |
| Net Cash Per Share | -$0.60 |
| Equity (Book Value) | 405.64M |
| Book Value Per Share | 17.89 |
| Working Capital | -4.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $37.74 million and capital expenditures -$8.46 million, giving a free cash flow of $29.28 million.
| Operating Cash Flow | 37.74M |
| Capital Expenditures | -8.46M |
| Free Cash Flow | 29.28M |
| FCF Per Share | $1.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.58% |
| Pretax Margin | 25.78% |
| Profit Margin | 20.49% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.12% |
