Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $700.60 million. The enterprise value is $492.53 million.
| Market Cap | 700.60M |
| Enterprise Value | 492.53M |
Important Dates
The next estimated earnings date is Thursday, October 22, 2026, before market open.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Aug 10, 2026 |
Share Statistics
CARE has 22.16 million shares outstanding. The number of shares has decreased by -3.85% in one year.
| Current Share Class | 22.16M |
| Shares Outstanding | 22.16M |
| Shares Change (YoY) | -3.85% |
| Shares Change (QoQ) | -0.04% |
| Owned by Insiders (%) | 4.13% |
| Owned by Institutions (%) | 66.95% |
| Float | 21.23M |
Valuation Ratios
The trailing PE ratio is 5.47 and the forward PE ratio is 13.50. CARE's PEG ratio is 0.46.
| PE Ratio | 5.47 |
| Forward PE | 13.50 |
| PS Ratio | 2.45 |
| Forward PS | 3.73 |
| PB Ratio | 1.30 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | 11.92 |
| P/OCF Ratio | 10.42 |
| PEG Ratio | 0.46 |
Enterprise Valuation
| EV / Earnings | 3.88 |
| EV / Sales | 1.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 27.22%.
| Return on Equity (ROE) | 27.22% |
| Return on Assets (ROA) | 2.68% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.98% |
| Revenue Per Employee | $416,611 |
| Profits Per Employee | $184,690 |
| Employee Count | 687 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $36.94 million in taxes.
| Income Tax | 36.94M |
| Effective Tax Rate | 22.32% |
Stock Price Statistics
The stock price has increased by +62.44% in the last 52 weeks. The beta is 0.52, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.52 |
| 52-Week Price Change | +62.44% |
| 50-Day Moving Average | 32.79 |
| 200-Day Moving Average | 25.16 |
| Relative Strength Index (RSI) | 46.65 |
| Average Volume (20 Days) | 349,440 |
Short Selling Information
The latest short interest is 2.07 million, so 9.35% of the outstanding shares have been sold short.
| Short Interest | 2.07M |
| Short Previous Month | 1.97M |
| Short % of Shares Out | 9.35% |
| Short % of Float | 9.76% |
| Short Ratio (days to cover) | 4.94 |
Income Statement
In the last 12 months, CARE had revenue of $286.21 million and earned $126.88 million in profits. Earnings per share was $5.77.
| Revenue | 286.21M |
| Gross Profit | 286.21M |
| Operating Income | 170.17M |
| Pretax Income | 165.51M |
| Net Income | 126.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.77 |
Balance Sheet
The company has $219.47 million in cash and $11.39 million in debt, with a net cash position of $208.07 million or $9.39 per share.
| Cash & Cash Equivalents | 219.47M |
| Total Debt | 11.39M |
| Net Cash | 208.07M |
| Net Cash Per Share | $9.39 |
| Equity (Book Value) | 539.15M |
| Book Value Per Share | 24.33 |
| Working Capital | -3.92B |
Cash Flow
In the last 12 months, operating cash flow was $67.26 million and capital expenditures -$8.50 million, giving a free cash flow of $58.76 million.
| Operating Cash Flow | 67.26M |
| Capital Expenditures | -8.50M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -113.50M |
| Free Cash Flow | 58.76M |
| FCF Per Share | $2.65 |
Margins
| Gross Margin | n/a |
| Operating Margin | 59.46% |
| Pretax Margin | 57.83% |
| Profit Margin | 44.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.53% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.27%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 6.93% |
| Buyback Yield | 3.85% |
| Shareholder Yield | 5.12% |
| Earnings Yield | 18.11% |
| FCF Yield | 8.39% |
Analyst Forecast
The average price target for CARE is $35.08, which is 10.98% higher than the current price. The consensus rating is "Hold".
| Price Target | $35.08 |
| Price Target Difference | 10.98% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | 29.52% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |