Carter Bankshares Statistics
Total Valuation
CARE has a market cap or net worth of $484.28 million. The enterprise value is $557.62 million.
Important Dates
The last earnings date was Thursday, January 29, 2026, before market open.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CARE has 22.08 million shares outstanding. The number of shares has decreased by -1.58% in one year.
| Current Share Class | 22.08M |
| Shares Outstanding | 22.08M |
| Shares Change (YoY) | -1.58% |
| Shares Change (QoQ) | -1.96% |
| Owned by Insiders (%) | 3.78% |
| Owned by Institutions (%) | 52.95% |
| Float | 21.24M |
Valuation Ratios
The trailing PE ratio is 15.89 and the forward PE ratio is 9.21.
| PE Ratio | 15.89 |
| Forward PE | 9.21 |
| PS Ratio | 3.14 |
| Forward PS | 2.70 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.78 |
| EV / Sales | 3.55 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.80%.
| Return on Equity (ROE) | 7.80% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.47% |
| Revenue Per Employee | $230,963 |
| Profits Per Employee | $46,121 |
| Employee Count | 680 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CARE has paid $8.64 million in taxes.
| Income Tax | 8.64M |
| Effective Tax Rate | 21.60% |
Stock Price Statistics
The stock price has increased by +24.52% in the last 52 weeks. The beta is 0.59, so CARE's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +24.52% |
| 50-Day Moving Average | 19.73 |
| 200-Day Moving Average | 18.19 |
| Relative Strength Index (RSI) | 70.65 |
| Average Volume (20 Days) | 124,397 |
Short Selling Information
The latest short interest is 902,229, so 4.09% of the outstanding shares have been sold short.
| Short Interest | 902,229 |
| Short Previous Month | 915,073 |
| Short % of Shares Out | 4.09% |
| Short % of Float | 4.25% |
| Short Ratio (days to cover) | 10.18 |
Income Statement
In the last 12 months, CARE had revenue of $157.06 million and earned $31.36 million in profits. Earnings per share was $1.38.
| Revenue | 157.06M |
| Gross Profit | 157.06M |
| Operating Income | 45.84M |
| Pretax Income | 40.00M |
| Net Income | 31.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.38 |
Full Income StatementBalance Sheet
The company has $105.16 million in cash and $178.50 million in debt, with a net cash position of -$73.34 million or -$3.32 per share.
| Cash & Cash Equivalents | 105.16M |
| Total Debt | 178.50M |
| Net Cash | -73.34M |
| Net Cash Per Share | -$3.32 |
| Equity (Book Value) | 419.70M |
| Book Value Per Share | 19.01 |
| Working Capital | -4.11B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 29.19% |
| Pretax Margin | 25.47% |
| Profit Margin | 19.97% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
