Capital Bancorp, Inc. (CBNK)
NASDAQ: CBNK · Real-Time Price · USD
41.72
-0.25 (-0.60%)
Oct 30, 2026, 4:00 PM EDT - Market closed
Capital Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 262.62 | 245.27 | 202.92 | 174.76 | 144.41 | 120.78 |
Interest Income on Investments | 16.24 | 15.6 | 10.39 | 8.45 | 6.24 | 2.46 |
Total Interest Income | 278.86 | 260.87 | 213.3 | 183.21 | 150.65 | 123.24 |
Interest Paid on Deposits | 73.36 | 63.77 | 56.17 | 39.63 | 7.61 | 5.81 |
Interest Paid on Borrowings | 1.82 | 1.11 | 2.39 | 2.06 | 2.43 | 0.74 |
Total Interest Expense | 75.17 | 64.88 | 58.56 | 41.68 | 10.04 | 6.55 |
Net Interest Income | 203.68 | 195.99 | 154.75 | 141.53 | 140.61 | 116.69 |
Net Interest Income Growth | 7.18% | 26.65% | 9.34% | 0.65% | 20.49% | 38.81% |
Mortgage Banking Activities | 7.33 | 7.47 | 7.15 | 4.9 | 4.87 | 20.84 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | 0.15 |
Other Non-Interest Income | 27.87 | 23.03 | 10 | 1.84 | 1.77 | 1.15 |
Total Non-Interest Income | 55.24 | 49.19 | 34.03 | 24.98 | 29.37 | 50.64 |
Non-Interest Income Growth | 7.77% | 44.54% | 36.26% | -14.97% | -41.99% | 0.98% |
Revenues Before Loan Losses | 258.92 | 245.18 | 188.78 | 166.5 | 169.98 | 167.33 |
Provision for Loan Losses | 15.68 | 15.15 | 18.11 | 9.51 | 6.63 | 3.36 |
| 243.24 | 230.03 | 170.67 | 156.99 | 163.35 | 163.97 | |
Revenue Growth | 9.49% | 34.78% | 8.71% | -3.89% | -0.38% | 33.34% |
Salaries and Employee Benefits | 75.69 | 68.45 | 53.11 | 46.3 | 40.48 | 35.98 |
Occupancy Expenses | 12.29 | 9.39 | 6.74 | 4.37 | 3.57 | 3.13 |
Selling, General & Administrative | 60.8 | 52.73 | 46.32 | 44.87 | 50.37 | 54.1 |
Other Non-Interest Expense | 21.34 | 21.15 | 16.11 | 15.22 | 14.88 | 16.52 |
Total Non-Interest Expense | 170.12 | 151.72 | 122.29 | 110.77 | 109.11 | 110.09 |
EBT Excluding Unusual Items | 73.13 | 78.31 | 48.38 | 46.23 | 54.23 | 53.88 |
Other Unusual Items | - | - | -2.62 | - | - | - |
Pretax Income | 71.55 | 74.94 | 41.83 | 46.23 | 54.23 | 53.88 |
Income Tax Expense | 17.13 | 17.77 | 10.86 | 10.35 | 12.43 | 13.9 |
Net Income | 54.43 | 57.17 | 30.97 | 35.87 | 41.8 | 39.98 |
Net Income to Common | 54.43 | 57.17 | 30.97 | 35.87 | 41.8 | 39.98 |
Net Income Growth | 9.59% | 84.59% | -13.66% | -14.19% | 4.57% | 54.82% |
Basic Shares Outstanding | 16 | 17 | 15 | 14 | 14 | 14 |
Diluted Shares Outstanding | 16 | 17 | 15 | 14 | 14 | 14 |
Shares Change | -2.36% | 14.53% | 3.97% | -1.96% | 1.99% | 2.04% |
EPS (Basic) | 3.33 | 3.45 | 2.12 | 2.56 | 2.98 | 2.90 |
EPS (Diluted) | 3.31 | 3.41 | 2.12 | 2.55 | 2.91 | 2.84 |
EPS Growth | 12.72% | 60.85% | -16.86% | -12.37% | 2.46% | 51.87% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.500 | 0.440 | 0.360 | 0.300 | 0.230 | 0.150 |
Dividend Growth | 19.05% | 22.22% | 20.00% | 30.44% | 53.33% | - |
Effective Tax Rate | 23.93% | 23.72% | 25.96% | 22.40% | 22.92% | 25.80% |