Commerce Bancshares, Inc. (CBSH)

Commerce Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	507.95	2,687	891.14	4,280	2,185	887.47
Investment Securities	12,558	5,341	7,735	9,184	6,343	4,772
Trading Asset Securities	42.65	145.71	104.02	88.08	125.21	133.84
Mortgage-Backed Securities	-	5,059	5,520	7,049	7,073	4,748
Total Investments	12,601	10,546	13,359	16,322	13,541	9,654
Gross Loans	17,090	17,205	16,303	15,176	16,330	14,738
Allowance for Loan Losses	-160.84	-162.4	-150.14	-150.04	-220.83	-160.68
Net Loans	16,929	17,043	16,153	15,026	16,109	14,577
Property, Plant & Equipment	469.99	469.06	418.91	388.74	384.78	385.34
Goodwill	146.54	146.54	138.92	138.92	138.92	138.92
Other Intangible Assets	13.72	4.06	4.31	4.6	4.96	1.79
Loans Held for Sale	1.71	4.18	4.96	8.62	45.09	13.81
Accrued Interest Receivable	-	100.8	94.3	65.4	41.5	-
Restricted Cash	-	0.1	6.7	17.4	23.4	20.3
Other Real Estate Owned & Foreclosed	-	0.27	0.1	0.12	0.09	0.37
Other Long-Term Assets	823.49	688.72	793.73	427.45	438.99	376.88
Total Assets	31,494	31,701	31,876	36,689	32,923	26,066
Interest Bearing Deposits	16,331	15,443	15,514	17,034	15,134	12,248
Institutional Deposits	1,511	1,945	606.77	1,007	1,315	1,382
Non-Interest Bearing Deposits	7,396	7,976	10,066	11,772	10,498	6,891
Total Deposits	25,238	25,364	26,187	29,813	26,947	20,520
Short-Term Borrowings	2,182	2,947	2,897	3,035	2,117	1,861
Current Portion of Leases	-	6.29	-	-	-	-
Long-Term Debt	10.2	1.4	9.67	12.56	0.8	2.42
Long-Term Leases	-	20.6	-	-	29.2	-
Other Long-Term Liabilities	609.83	397.92	300.52	380.06	429.2	543.49
Total Liabilities	28,040	28,737	29,394	33,241	29,523	22,927
Preferred Stock, Non-Redeemable	-	-	-	-	-	144.78
Total Preferred Equity	-	-	-	-	-	144.78
Common Stock	655.32	655.32	629.32	610.8	589.35	563.98
Additional Paid-In Capital	3,154	3,163	2,933	2,690	2,436	2,151
Retained Earnings	338.51	53.18	31.62	92.49	73	201.56
Treasury Stock	-139.15	-35.6	-41.74	-32.97	-32.97	-37.55
Comprehensive Income & Other	-576.9	-891.41	-1,087	77.08	331.38	110.44
Total Common Equity	3,432	2,944	2,465	3,437	3,397	2,990
Minority Interest	21.46	20.11	16.29	11.03	2.93	3.79
Shareholders' Equity	3,454	2,964	2,482	3,448	3,400	3,138
Total Liabilities & Equity	31,494	31,701	31,876	36,689	32,923	26,066
Total Debt	2,192	2,975	2,906	3,048	2,147	1,863
Net Cash (Debt)	1,475	307.88	-1,086	2,945	1,013	7.89
Net Cash Growth	-	-	-	190.70%	12738.37%	-
Net Cash Per Share	11.46	2.37	-8.24	21.91	7.51	0.06
Filing Date Shares Outstanding	128.38	129.88	131.04	133.52	135.53	136.24
Total Common Shares Outstanding	128.38	130.45	131.52	134.16	135.87	136.3
Book Value Per Share	26.73	22.57	18.74	25.62	25.00	21.94
Tangible Book Value	3,272	2,794	2,322	3,294	3,253	2,849
Tangible Book Value Per Share	25.49	21.41	17.66	24.55	23.94	20.90

Source: S&P Capital IQ. Banks template. Financial Sources.