Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
56.07
-0.44 (-0.78%)
At close: Oct 23, 2026, 4:00 PM EDT
56.56
+0.49 (0.87%)
After-hours: Oct 23, 2026, 7:32 PM EDT
Commerce Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 624.67 | 3,548 | 3,376 | 2,687 | 891.14 | 4,280 |
Investment Securities | 11,132 | 6,628 | 6,085 | 5,265 | 7,735 | 9,184 |
Trading Asset Securities | 43.7 | 91.5 | 100.68 | 145.71 | 104.02 | 88.08 |
Mortgage-Backed Securities | - | 3,659 | 4,014 | 5,059 | 5,520 | 7,049 |
Total Investments | 11,176 | 10,378 | 10,199 | 10,470 | 13,359 | 16,322 |
Gross Loans | 21,212 | 17,771 | 17,220 | 17,205 | 16,303 | 15,176 |
Allowance for Loan Losses | -197.84 | -179.47 | -162.74 | -162.4 | -150.14 | -150.04 |
Net Loans | 21,014 | 17,592 | 17,057 | 17,043 | 16,153 | 15,026 |
Property, Plant & Equipment | 554.53 | 485.7 | 475.28 | 469.06 | 418.91 | 388.74 |
Goodwill | 253.81 | 146.54 | 146.54 | 146.54 | 138.92 | 138.92 |
Other Intangible Assets | 135.09 | 3.72 | 3.86 | 4.06 | 4.31 | 4.6 |
Loans Held for Sale | 2.17 | 4.33 | 3.24 | 4.18 | 4.96 | 8.62 |
Accrued Interest Receivable | - | 116.4 | 105.6 | 100.8 | 94.3 | 65.4 |
Restricted Cash | - | 0.08 | 0.08 | 0.1 | 6.7 | 17.4 |
Other Real Estate Owned & Foreclosed | - | 1.22 | 0.34 | 0.27 | 0.1 | 0.12 |
Other Long-Term Assets | 1,063 | 629.06 | 619.53 | 765.32 | 793.73 | 427.45 |
Total Assets | 34,823 | 32,915 | 31,997 | 31,701 | 31,876 | 36,689 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 17,733 | 16,071 | 15,751 | 15,443 | 15,514 | 17,034 |
Institutional Deposits | 1,297 | 1,363 | 1,392 | 1,945 | 606.77 | 1,007 |
Non-Interest Bearing Deposits | 8,218 | 8,206 | 8,151 | 7,976 | 10,066 | 11,772 |
Total Deposits | 27,248 | 25,640 | 25,294 | 25,364 | 26,187 | 29,813 |
Short-Term Borrowings | 2,696 | 3,008 | 2,954 | 2,947 | 2,897 | 3,035 |
Current Portion of Leases | - | 6.73 | - | - | - | - |
Long-Term Debt | 16.16 | 12.8 | 0.06 | 1.4 | 9.67 | 12.56 |
Long-Term Leases | - | 24.73 | 31.2 | 26.9 | - | - |
Other Long-Term Liabilities | 647.83 | 408.05 | 385.53 | 397.92 | 300.52 | 380.06 |
Total Liabilities | 30,608 | 29,100 | 28,664 | 28,737 | 29,394 | 33,241 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 742.61 | 692.94 | 676.05 | 655.32 | 629.32 | 610.8 |
Additional Paid-In Capital | 4,000 | 3,522 | 3,396 | 3,163 | 2,933 | 2,690 |
Retained Earnings | 468.77 | 131.83 | 45.49 | 53.18 | 31.62 | 92.49 |
Treasury Stock | -343.58 | -48 | -48.4 | -35.6 | -41.74 | -32.97 |
Comprehensive Income & Other | -678.96 | -507.69 | -758.91 | -891.41 | -1,087 | 77.08 |
Total Common Equity | 4,189 | 3,791 | 3,310 | 2,944 | 2,465 | 3,437 |
Minority Interest | 26.84 | 23.4 | 22.59 | 20.11 | 16.29 | 11.03 |
Shareholders' Equity | 4,215 | 3,815 | 3,332 | 2,964 | 2,482 | 3,448 |
Total Liabilities & Equity | 34,823 | 32,915 | 31,997 | 31,701 | 31,876 | 36,689 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 2,712 | 3,053 | 2,985 | 2,975 | 2,906 | 3,048 |
Net Cash (Debt) | 879.51 | 1,436 | 1,117 | 307.87 | -1,086 | 2,945 |
Net Cash Growth | -38.00% | 28.64% | 262.69% | - | - | 190.70% |
Net Cash Per Share | 6.17 | 10.34 | 7.90 | 2.15 | -7.47 | 19.87 |
Filing Date Shares Outstanding | 142.04 | 146.88 | 140.58 | 143.19 | 144.47 | 147.21 |
Total Common Shares Outstanding | 142.04 | 137.71 | 141.15 | 143.82 | 145 | 147.91 |
Book Value Per Share | 29.49 | 27.53 | 23.45 | 20.47 | 17.00 | 23.24 |
Tangible Book Value | 3,800 | 3,641 | 3,159 | 2,794 | 2,322 | 3,294 |
Tangible Book Value Per Share | 26.75 | 26.44 | 22.38 | 19.42 | 16.01 | 22.27 |