Skip to main content
logo
Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
56.07
-0.44 (-0.78%)
At close: Oct 23, 2026, 4:00 PM EDT
56.56
+0.49 (0.87%)
After-hours: Oct 23, 2026, 7:32 PM EDT

Commerce Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
566.25526.33477.06488.4530.77
Depreciation & Amortization
56.554.0849.5146.8644.87
Gain (Loss) on Sale of Investments
-21.97-8.662.68-1.736.88
Provision for Credit Losses
56.1432.935.4528.07-66.33
Net Decrease (Increase) in Loans Originated / Sold - Operating
0.932.481.524.8152.27
Change in Trading Asset Securities
-15.32-18.4728.484.15-29.89
Accrued Interest Receivable
-11.03-5.36-5.99-28.4419.79
Change in Income Taxes
-22.6312.224.59-12.94-5.18
Other Operating Activities
13.23-8.51-167.2112.7924.95
Operating Cash Flow
645.14577.86488.77559.39597.72
Operating Cash Flow Growth
11.64%18.23%-12.62%-6.41%-4.21%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-52.75-46.13-88.07-65.19-56.72
Sale of Property, Plant and Equipment
0.18.894.362.998.86
Cash Acquisitions
---6.37--
Investment in Securities
184.3575.73,2081,451-3,169
Net Decrease (Increase) in Loans Originated / Sold - Investing
-594.02-54.68-933.74-1,1461,135
Investing Cash Flow
-462.37483.792,184242.27-2,083

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
62.8817.942,317-924.58
Long-Term Debt Issued
12.74---11.76
Total Debt Issued
75.6317.942,317-936.34
Short-Term Debt Repaid
----181.23-
Long-Term Debt Repaid
--1.35-2,258-2.89-
Total Debt Repaid
--1.35-2,258-184.12-
Net Debt Issued (Repaid)
75.6316.658.81-184.12936.34
Repurchase of Common Stock
-207.57-170.47-76.37-186.62-129.36
Common Dividends Paid
-150.24-145.09-134.73-127.47-122.69
Total Dividends Paid
-150.24-145.09-134.73-127.47-122.69
Net Increase (Decrease) in Deposit Accounts
271.14-73.96-730.83-3,7032,889
Other Financing Activities
-0-0.01-0-0.01-0.02
Financing Cash Flow
-11.04-372.94-883.12-4,2013,574

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
171.72688.711,789-3,3992,089

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
592.39531.73400.7494.19541.01
Free Cash Flow Growth
11.41%32.70%-18.92%-8.65%-8.44%
Free Cash Flow Margin
34.61%32.61%25.84%33.37%36.26%
Free Cash Flow Per Share
4.263.762.793.403.65

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
363.18453.17336.5153.7416.05
Cash Income Tax Paid
162.91126.13130.96117119.67
SEC Filings: 10-K · 10-Q