Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
58.93
+0.13 (0.22%)
Aug 21, 2026, 10:00 AM EDT - Market open

Commerce Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
583.59566.25526.33477.06488.4530.77
Depreciation & Amortization
70.5656.554.0849.5146.8644.87
Gain (Loss) on Sale of Investments
-57.31-21.97-8.662.68-1.736.88
Provision for Credit Losses
55.7556.1432.935.4528.07-66.33
Net Decrease (Increase) in Loans Originated / Sold - Operating
2.050.932.481.524.8152.27
Change in Trading Asset Securities
512.33-15.32-18.4728.484.15-29.89
Accrued Interest Receivable
-3.99-11.03-5.36-5.99-28.4419.79
Change in Income Taxes
18.34-22.6312.224.59-12.94-5.18
Other Operating Activities
65.5613.23-8.51-167.2112.7924.95
Operating Cash Flow
1,262645.14577.86488.77559.39597.72
Operating Cash Flow Growth
131.63%11.64%18.23%-12.62%-6.41%-4.21%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-48.62-52.75-46.13-88.07-65.19-56.72
Sale of Property, Plant and Equipment
2.570.18.894.362.998.86
Cash Acquisitions
501.36---6.37--
Investment in Securities
436.59184.3575.73,2081,451-3,169
Net Decrease (Increase) in Loans Originated / Sold - Investing
-571.28-594.02-54.68-933.74-1,1461,135
Investing Cash Flow
320.62-462.37483.792,184242.27-2,083

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
-62.8817.942,317-924.58
Long-Term Debt Issued
-12.74---11.76
Total Debt Issued
324.1375.6317.942,317-936.34
Short-Term Debt Repaid
-----181.23-
Long-Term Debt Repaid
---1.35-2,258-2.89-
Total Debt Repaid
-898--1.35-2,258-184.12-
Net Debt Issued (Repaid)
-573.8875.6316.658.81-184.12936.34
Repurchase of Common Stock
-336.87-207.57-170.47-76.37-186.62-129.36
Common Dividends Paid
-155.85-150.24-145.09-134.73-127.47-122.69
Total Dividends Paid
-155.85-150.24-145.09-134.73-127.47-122.69
Net Increase (Decrease) in Deposit Accounts
-754.48271.14-73.96-730.83-3,7032,889
Other Financing Activities
-0-0-0.01-0-0.01-0.02
Financing Cash Flow
-1,821-11.04-372.94-883.12-4,2013,574

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-238.46171.72688.711,789-3,3992,089

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
1,213592.39531.73400.7494.19541.01
Free Cash Flow Growth
145.17%11.41%32.70%-18.92%-8.65%-8.44%
Free Cash Flow Margin
65.78%34.61%32.61%25.84%33.37%36.26%
Free Cash Flow Per Share
8.564.263.762.793.403.65

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
376.99363.18453.17336.5153.7416.05
Cash Income Tax Paid
128.94162.91126.13130.96117119.67
SEC Filings: 10-K · 10-Q