Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
51.04
+0.72 (1.43%)
May 14, 2026, 4:00 PM EDT - Market closed

Commerce Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
584.44570.7534.4485.18500.02540.59
Depreciation & Amortization
63.7956.554.0849.5146.8644.87
Provision for Credit Losses
52.6156.1432.935.4528.07-66.33
Stock-Based Compensation
18.9917.2717.0317.051715.42
Net Change in Loans Held-for-Sale
-0.3-20.160.52.1529.63
Other Adjustments
-46.18-10.41-9.25-4.7220.0262.49
Changes in Trading Assets
555.4-15.32-18.47-25.97-31.65-29.89
Changes in Accrued Interest and Accounts Receivable
-4.04-11.03-5.36-5.99-28.4419.79
Changes in Accounts Payable
0.938.68-23.8646.653.05-3.18
Changes in Other Operating Activities
-45.85-25.39-3.77-108.92.31-15.66
Operating Cash Flow
1,191645.14577.86488.77559.39597.72
Operating Cash Flow Growth
105.05%11.64%18.23%-12.62%-6.41%-4.21%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements
--225-175375800-775
Net Change in Loans Held-for-Investment
-490.61-594.02-54.68-933.74-1,1461,135
Net Change in Securities and Investments
803.59409.3750.72,831650.37-2,408
Payments for Business Acquisitions
501.36---6.37--
Capital Expenditures
-46.53-52.75-46.13-88.07-65.19-56.72
Sale of Property, Plant & Equipment
2.470.18.894.362.998.86
Other Investing Activities
---1.430.413.54
Investing Cash Flow
770.27-462.37483.792,184242.27-2,083
Net Change in Deposits
-751.35271.14-73.96-730.83-3,7032,889
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
113.6762.8817.9467.08-181.23924.58
Short-Term Debt Issued
250--2,250--
Short-Term Debt Repaid
-603.93---2,250--
Net Short-Term Debt Issued (Repaid)
-353.93--0--
Repurchase of Common Stock
-236.64-207.57-170.47-76.37-186.62-129.36
Net Common Stock Issued (Repurchased)
-236.64-207.57-170.47-76.37-186.62-129.36
Common Dividends Paid
-154.23-150.24-145.09-134.73-127.47-122.69
Other Financing Activities
-9.712.74-1.36-8.27-2.911.74
Financing Cash Flow
-1,392-11.04-372.94-883.12-4,2013,574
Net Cash Flow
569.41171.72688.711,789-3,3992,089
Free Cash Flow
1,145592.39531.73400.7494.19541.01
Free Cash Flow Growth
93.25%11.41%32.70%-18.92%-8.65%-8.44%
FCF Margin
64.24%34.61%32.61%25.84%33.37%36.26%
Free Cash Flow Per Share
8.154.263.762.793.403.65
Levered Free Cash Flow
746.04526.95482.82344.3415.35489.98
Unlevered Free Cash Flow
523.69-39.31-43.51-132.76-73.05-40.79
Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q