Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
59.08
-0.05 (-0.08%)
Aug 7, 2026, 4:00 PM EDT - Market closed

Commerce Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,8441,7121,6311,5511,4811,492
Revenue Growth
10.30%4.96%5.16%4.70%-0.74%23.37%
Net Income
583.59566.25526.33477.06488.4530.77
Earnings Per Share
4.084.043.693.303.333.55
EPS Growth
3.49%9.49%11.82%-1.00%-6.01%55.51%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
599.5603.02611.54649.24688.14474.78
Commercial Revenue Income
815.16813.63778.5771.07767.75664.74
Wealth
442.09356.95331.3318.04339.82285.14
Other Segment
7.9-9.46-65.54-167.18-306.99-28.85

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
2,9063,5483,3732,682841.644,277
Net Cash Growth
-7.64%5.18%25.75%218.68%-80.32%95.74%
Cash & Investments
2,9063,5483,3732,682841.644,277
Net Cash Per Share
20.5125.5423.8518.705.7928.85

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,262645.14577.86488.77559.39597.72
Capital Expenditures
-48.62-52.75-46.13-88.07-65.19-56.72
Free Cash Flow
1,213592.39531.73400.7494.19541.01
Free Cash Flow Growth
145.17%11.41%32.70%-18.92%-8.65%-8.44%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
41.16%42.76%41.67%39.96%42.69%45.99%
Profit Margin
32.03%33.34%32.77%31.29%33.76%36.23%
FCF Margin
65.78%34.61%32.61%25.84%33.37%36.26%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1001.0480.9800.9330.8720.823
Dividend Per Share Growth
5.48%6.90%5.04%6.95%6.04%2.07%
Dividend Yield
1.86%2.07%1.73%1.94%1.49%1.47%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.4812.9616.0814.6817.6415.95
Forward PE
13.4312.9117.0916.8717.1720.21
P/FCF Ratio
7.4012.1715.7516.5616.4315.43
PS Ratio
4.594.215.144.285.485.59