Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
58.05
-0.45 (-0.77%)
Aug 27, 2026, 4:00 PM EDT - Market closed

Commerce Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,8441,7121,6311,5511,4811,492
Revenue Growth
10.30%4.96%5.16%4.70%-0.74%23.37%
Net Income
578.21560.87521.42472.82483.95525.92
Earnings Per Share
4.084.043.693.303.333.55
EPS Growth
3.39%9.52%11.82%-0.97%-6.16%55.80%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
599.5603.02611.54649.24688.14474.78
Commercial Revenue Income
815.16813.63778.5771.07767.75664.74
Wealth
442.09356.95331.3318.04339.82285.14
Other Segment
7.9-9.46-65.54-167.18-306.99-28.85

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,1604,4894,1023,2831,8205,993
Total Debt
2,4713,0532,9852,9752,9063,048
Net Cash (Debt)
1,6891,4361,117307.87-1,0862,945
Net Cash Growth
13.92%28.64%262.69%--190.70%
Net Cash Per Share
11.9210.347.902.15-7.4719.87

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,262645.14577.86488.77559.39597.72
Capital Expenditures
-48.62-52.75-46.13-88.07-65.19-56.72
Free Cash Flow
1,213592.39531.73400.7494.19541.01
Free Cash Flow Growth
145.17%11.41%32.70%-18.92%-8.65%-8.44%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
31.35%32.77%31.97%30.49%32.67%35.24%
FCF Margin
65.78%34.61%32.61%25.84%33.37%36.26%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1001.0480.9800.9330.8720.823
Dividend Per Share Growth
5.48%6.90%5.04%6.95%6.04%2.07%
Dividend Yield
1.90%2.02%1.70%2.02%1.59%1.58%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.2312.9816.0914.7417.6315.94
Forward PE
13.1512.9117.0916.8717.1720.21
P/FCF Ratio
6.8612.2815.7817.4017.2615.50
PS Ratio
4.514.255.154.505.765.62