Commerce Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,143	1,112	1,040	998.13	942.19	835.42
Net Interest Income Growth	7.76%	6.88%	4.22%	5.94%	12.78%	0.67%
Non-Interest Income	669.18	652.28	615.55	573.05	546.54	560.39
Non-Interest Income Growth	6.96%	5.97%	7.42%	4.85%	-2.47%	10.78%
Revenues Before Loan Losses	1,812	1,764	1,656	1,571	1,489	1,396
Provision for Credit Losses	52.61	56.14	32.9	35.45	28.07	-66.33
Revenue	1,782	1,712	1,631	1,551	1,481	1,492
Revenue Growth (YoY)	8.41%	4.96%	5.16%	4.70%	-0.74%	23.37%
Compensation Expenses	656.16	628.45	607.86	584.06	554.05	525.25
Selling, General & Admin	320.9	303.03	277.95	272.06	256.9	207.04
Other Non-Interest Expenses	55.51	48.35	65.41	74.86	37.83	73.61
Total Non-Interest Expense	1,033	979.83	951.23	930.98	848.78	805.9
Pretax Income	749.49	731.84	679.49	619.73	632.38	686.3
Provision for Income Taxes	165.05	161.14	145.09	134.55	132.36	145.71
Net Income	576.28	566.25	526.33	477.06	488.4	530.77
Minority Interest in Earnings	8.16	4.45	8.07	8.12	11.62	9.83
Net Income to Common	576.28	566.25	526.33	477.06	488.4	530.77
Net Income Growth	5.69%	7.58%	10.33%	-2.32%	-7.98%	49.91%
Shares Outstanding (Basic)	140	139	141	143	145	148
Shares Outstanding (Diluted)	140	139	141	143	145	148
Shares Change (YoY)	-0.22%	-1.78%	-1.38%	-1.34%	-1.93%	-0.39%
EPS (Basic)	4.07	4.04	3.69	3.30	3.33	3.56
EPS (Diluted)	4.07	4.04	3.69	3.30	3.33	3.55
EPS Growth	6.06%	9.49%	11.82%	-1.00%	-6.01%	55.51%
Shares Outstanding	146.88	137.71	141.15	136.98	138.1	147.61
Free Cash Flow	-	592.39	531.73	400.7	494.19	541.01
Free Cash Flow Growth	-	11.41%	32.70%	-18.92%	-8.65%	-8.44%
Free Cash Flow Per Share	-	4.26	3.76	2.79	3.40	3.65
Dividends Per Share	1.061	1.048	0.980	0.933	0.872	0.823
Dividend Growth	1.24%	6.90%	5.04%	6.95%	6.04%	2.07%
Profit Margin	32.80%	33.34%	32.77%	31.29%	33.76%	36.23%
FCF Margin	-	34.61%	32.61%	25.84%	33.37%	36.26%
EBITDA	-	56.5	54.08	49.51	46.86	44.87
EBITDA Margin	-	3.30%	3.32%	3.19%	3.16%	3.01%
Effective Tax Rate	22.02%	22.02%	21.35%	21.71%	20.93%	21.23%

Updated Apr 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q