Commerce Bancshares, Inc. (CBSH)

Commerce Bancshares Statistics

Total Valuation

CBSH has a market cap or net worth of $7.14 billion. The enterprise value is $5.76 billion.

Market Cap	7.14B
Enterprise Value	5.76B

Important Dates

The last earnings date was Thursday, October 16, 2025, before market open.

Earnings Date	Oct 16, 2025
Ex-Dividend Date	Sep 5, 2025

Share Statistics

CBSH has 133.02 million shares outstanding. The number of shares has decreased by -1.63% in one year.

Current Share Class	133.02M
Shares Outstanding	133.02M
Shares Change (YoY)	-1.63%
Shares Change (QoQ)	+0.70%
Owned by Insiders (%)	3.13%
Owned by Institutions (%)	72.66%
Float	121.16M

Valuation Ratios

The trailing PE ratio is 12.82 and the forward PE ratio is 12.53. CBSH's PEG ratio is 4.80.

PE Ratio	12.82
Forward PE	12.53
PS Ratio	4.23
Forward PS	3.69
PB Ratio	1.89
P/TBV Ratio	1.98
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	4.80

Enterprise Valuation

EV / Earnings	10.35
EV / Sales	3.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.60%.

Return on Equity (ROE)	15.60%
Return on Assets (ROA)	1.77%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$359,487
Profits Per Employee	$118,793
Employee Count	4,687
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBSH has paid $157.11 million in taxes.

Income Tax	157.11M
Effective Tax Rate	21.75%

Stock Price Statistics

The stock price has decreased by -8.59% in the last 52 weeks. The beta is 0.58, so CBSH's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	-8.59%
50-Day Moving Average	59.93
200-Day Moving Average	62.10
Relative Strength Index (RSI)	32.20
Average Volume (20 Days)	965,174

Short Selling Information

The latest short interest is 4.67 million, so 3.51% of the outstanding shares have been sold short.

Short Interest	4.67M
Short Previous Month	4.40M
Short % of Shares Out	3.51%
Short % of Float	3.85%
Short Ratio (days to cover)	4.79

Income Statement

In the last 12 months, CBSH had revenue of $1.68 billion and earned $556.78 million in profits. Earnings per share was $4.19.

Revenue	1.68B
Gross Profit	1.68B
Operating Income	747.18M
Pretax Income	722.37M
Net Income	556.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.19

Balance Sheet

The company has $3.86 billion in cash and $2.48 billion in debt, giving a net cash position of $1.38 billion or $10.36 per share.

Cash & Cash Equivalents	3.86B
Total Debt	2.48B
Net Cash	1.38B
Net Cash Per Share	$10.36
Equity (Book Value)	3.79B
Book Value Per Share	28.35
Working Capital	-24.07B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	44.35%
Pretax Margin	42.87%
Profit Margin	33.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.10, which amounts to a dividend yield of 2.05%.

Dividend Per Share	$1.10
Dividend Yield	2.05%
Dividend Growth (YoY)	6.46%
Years of Dividend Growth	57
Payout Ratio	26.15%
Buyback Yield	1.63%
Shareholder Yield	3.68%
Earnings Yield	7.80%
FCF Yield	n/a

Analyst Forecast

The average price target for CBSH is $65.57, which is 22.15% higher than the current price. The consensus rating is "Hold".

Price Target	$65.57
Price Target Difference	22.15%
Analyst Consensus	Hold
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 3, 2024. It was a forward split with a ratio of 1.05:1.

Last Split Date	Dec 3, 2024
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2