CBU Statistics
Total Valuation
CBU has a market cap or net worth of $2.99 billion. The enterprise value is $3.34 billion.
Important Dates
The next estimated earnings date is Tuesday, July 22, 2025, before market open.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
CBU has 52.85 million shares outstanding. The number of shares has decreased by -1.42% in one year.
| Current Share Class | 52.85M |
| Shares Outstanding | 52.85M |
| Shares Change (YoY) | -1.42% |
| Shares Change (QoQ) | -0.30% |
| Owned by Insiders (%) | 0.83% |
| Owned by Institutions (%) | 74.23% |
| Float | 52.39M |
Valuation Ratios
The trailing PE ratio is 15.68 and the forward PE ratio is 13.48.
| PE Ratio | 15.68 |
| Forward PE | 13.48 |
| PS Ratio | 4.02 |
| Forward PS | 3.56 |
| PB Ratio | 1.63 |
| P/TBV Ratio | 3.21 |
| P/FCF Ratio | 15.26 |
| P/OCF Ratio | 13.31 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.53 |
| EV / Sales | 4.50 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.01 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.96%.
| Return on Equity (ROE) | 10.96% |
| Return on Assets (ROA) | 1.17% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $254,270 |
| Profits Per Employee | $65,249 |
| Employee Count | 2,918 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $56.71 million in taxes.
| Income Tax | 56.71M |
| Effective Tax Rate | 22.87% |
Stock Price Statistics
The stock price has increased by +25.76% in the last 52 weeks. The beta is 0.80, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +25.76% |
| 50-Day Moving Average | 55.44 |
| 200-Day Moving Average | 60.61 |
| Relative Strength Index (RSI) | 51.93 |
| Average Volume (20 Days) | 166,798 |
Short Selling Information
The latest short interest is 1.48 million, so 2.79% of the outstanding shares have been sold short.
| Short Interest | 1.48M |
| Short Previous Month | 1.50M |
| Short % of Shares Out | 2.79% |
| Short % of Float | 2.82% |
| Short Ratio (days to cover) | 6.62 |
Income Statement
In the last 12 months, CBU had revenue of $741.96 million and earned $190.40 million in profits. Earnings per share was $3.61.
| Revenue | 741.96M |
| Gross Profit | 741.96M |
| Operating Income | 262.89M |
| Pretax Income | 214.92M |
| Net Income | 190.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.61 |
Full Income StatementBalance Sheet
The company has $521.76 million in cash and $865.57 million in debt, giving a net cash position of -$343.81 million or -$6.51 per share.
| Cash & Cash Equivalents | 521.76M |
| Total Debt | 865.57M |
| Net Cash | -343.81M |
| Net Cash Per Share | -$6.51 |
| Equity (Book Value) | 1.83B |
| Book Value Per Share | 34.71 |
| Working Capital | -13.76B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $224.89 million and capital expenditures -$28.70 million, giving a free cash flow of $196.19 million.
| Operating Cash Flow | 224.89M |
| Capital Expenditures | -28.70M |
| Free Cash Flow | 196.19M |
| FCF Per Share | $3.71 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.43% |
| Pretax Margin | 33.42% |
| Profit Margin | 25.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.44% |
Dividends & Yields
This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.25%.
| Dividend Per Share | $1.84 |
| Dividend Yield | 3.25% |
| Dividend Growth (YoY) | 2.22% |
| Years of Dividend Growth | 34 |
| Payout Ratio | 50.95% |
| Buyback Yield | 1.42% |
| Shareholder Yield | 4.67% |
| Earnings Yield | 6.36% |
| FCF Yield | 6.56% |
Dividend DetailsAnalyst Forecast
The average price target for CBU is $71.00, which is 25.38% higher than the current price. The consensus rating is "Buy".
| Price Target | $71.00 |
| Price Target Difference | 25.38% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |