CBU Statistics

Total Valuation

CBU has a market cap or net worth of $3.29 billion. The enterprise value is $3.89 billion.

Market Cap	3.29B
Enterprise Value	3.89B

Important Dates

The next confirmed earnings date is Tuesday, January 21, 2025, before market open.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Dec 13, 2024

Share Statistics

CBU has 52.56 million shares outstanding. The number of shares has decreased by -1.54% in one year.

Current Share Class	52.56M
Shares Outstanding	52.56M
Shares Change (YoY)	-1.54%
Shares Change (QoQ)	-0.13%
Owned by Insiders (%)	1.26%
Owned by Institutions (%)	71.96%
Float	51.87M

Valuation Ratios

The trailing PE ratio is 20.02 and the forward PE ratio is 16.59.

PE Ratio	20.02
Forward PE	16.59
PS Ratio	4.70
Forward PS	4.17
PB Ratio	1.84
P/TBV Ratio	3.72
P/FCF Ratio	16.21
P/OCF Ratio	14.88
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	23.50
EV / Sales	5.51
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	19.18

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.96%.

Return on Equity (ROE)	9.96%
Return on Assets (ROA)	1.05%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$247,925
Profits Per Employee	$58,178
Employee Count	2,849
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBU has paid $49.57 million in taxes.

Income Tax	49.57M
Effective Tax Rate	22.95%

Stock Price Statistics

The stock price has increased by +19.66% in the last 52 weeks. The beta is 0.66, so CBU's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+19.66%
50-Day Moving Average	65.29
200-Day Moving Average	54.63
Relative Strength Index (RSI)	38.67
Average Volume (20 Days)	252,081

Short Selling Information

The latest short interest is 1.16 million, so 2.20% of the outstanding shares have been sold short.

Short Interest	1.16M
Short Previous Month	1.18M
Short % of Shares Out	2.20%
Short % of Float	2.23%
Short Ratio (days to cover)	4.25

Income Statement

In the last 12 months, CBU had revenue of $706.34 million and earned $165.75 million in profits. Earnings per share was $3.13.

Revenue	706.34M
Gross Profit	706.34M
Operating Income	241.29M
Pretax Income	214.92M
Net Income	165.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.13

Full Income Statement

Balance Sheet

The company has $351.46 million in cash and $953.44 million in debt, giving a net cash position of -$601.98 million or -$11.45 per share.

Cash & Cash Equivalents	351.46M
Total Debt	953.44M
Net Cash	-601.98M
Net Cash Per Share	-$11.45
Equity (Book Value)	1.78B
Book Value Per Share	33.97
Working Capital	-13.58B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $221.24 million and capital expenditures -$18.20 million, giving a free cash flow of $203.05 million.

Operating Cash Flow	221.24M
Capital Expenditures	-18.20M
Free Cash Flow	203.05M
FCF Per Share	$3.86

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.16%
Pretax Margin	30.57%
Profit Margin	23.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.75%

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 2.94%.

Dividend Per Share	$1.84
Dividend Yield	2.94%
Dividend Growth (YoY)	2.25%
Years of Dividend Growth	33
Payout Ratio	58.81%
Buyback Yield	1.54%
Shareholder Yield	4.48%
Earnings Yield	5.03%
FCF Yield	6.17%

Dividend Details

Analyst Forecast

The average price target for CBU is $65.25, which is 4.17% higher than the current price. The consensus rating is "Buy".

Price Target	$65.25
Price Target Difference	4.17%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 13, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4