CBU Statistics
Total Valuation
CBU has a market cap or net worth of $3.09 billion. The enterprise value is $3.61 billion.
Important Dates
The next estimated earnings date is Tuesday, January 20, 2026, before market open.
| Earnings Date | Jan 20, 2026 |
| Ex-Dividend Date | Dec 12, 2025 |
Share Statistics
CBU has 52.66 million shares outstanding. The number of shares has decreased by -0.40% in one year.
| Current Share Class | 52.66M |
| Shares Outstanding | 52.66M |
| Shares Change (YoY) | -0.40% |
| Shares Change (QoQ) | -0.12% |
| Owned by Insiders (%) | 0.83% |
| Owned by Institutions (%) | 76.73% |
| Float | 52.21M |
Valuation Ratios
The trailing PE ratio is 15.12 and the forward PE ratio is 12.58.
| PE Ratio | 15.12 |
| Forward PE | 12.58 |
| PS Ratio | 3.98 |
| Forward PS | 3.51 |
| PB Ratio | 1.59 |
| P/TBV Ratio | 2.97 |
| P/FCF Ratio | 13.42 |
| P/OCF Ratio | 10.92 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.60 |
| EV / Sales | 4.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.66 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.35 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.05%.
| Return on Equity (ROE) | 11.05% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $266,026 |
| Profits Per Employee | $70,237 |
| Employee Count | 2,918 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $62.19 million in taxes.
| Income Tax | 62.19M |
| Effective Tax Rate | 23.20% |
Stock Price Statistics
The stock price has decreased by -15.38% in the last 52 weeks. The beta is 0.80, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | -15.38% |
| 50-Day Moving Average | 56.95 |
| 200-Day Moving Average | 57.08 |
| Relative Strength Index (RSI) | 59.19 |
| Average Volume (20 Days) | 212,783 |
Short Selling Information
The latest short interest is 1.91 million, so 3.63% of the outstanding shares have been sold short.
| Short Interest | 1.91M |
| Short Previous Month | 1.87M |
| Short % of Shares Out | 3.63% |
| Short % of Float | 3.66% |
| Short Ratio (days to cover) | 9.14 |
Income Statement
In the last 12 months, CBU had revenue of $776.26 million and earned $204.95 million in profits. Earnings per share was $3.88.
| Revenue | 776.26M |
| Gross Profit | 776.26M |
| Operating Income | 284.38M |
| Pretax Income | 268.01M |
| Net Income | 204.95M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.88 |
Full Income StatementBalance Sheet
The company has $253.24 million in cash and $771.17 million in debt, giving a net cash position of -$517.93 million or -$9.84 per share.
| Cash & Cash Equivalents | 253.24M |
| Total Debt | 771.17M |
| Net Cash | -517.93M |
| Net Cash Per Share | -$9.84 |
| Equity (Book Value) | 1.94B |
| Book Value Per Share | 36.82 |
| Working Capital | -14.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $283.02 million and capital expenditures -$52.72 million, giving a free cash flow of $230.30 million.
| Operating Cash Flow | 283.02M |
| Capital Expenditures | -52.72M |
| Free Cash Flow | 230.30M |
| FCF Per Share | $4.37 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.63% |
| Pretax Margin | 34.53% |
| Profit Margin | 26.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.67% |
Dividends & Yields
This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.20%.
| Dividend Per Share | $1.88 |
| Dividend Yield | 3.20% |
| Dividend Growth (YoY) | 2.20% |
| Years of Dividend Growth | 34 |
| Payout Ratio | 47.94% |
| Buyback Yield | 0.40% |
| Shareholder Yield | 3.61% |
| Earnings Yield | 6.63% |
| FCF Yield | 7.45% |
Dividend DetailsAnalyst Forecast
The average price target for CBU is $64.00, which is 9.09% higher than the current price. The consensus rating is "Hold".
| Price Target | $64.00 |
| Price Target Difference | 9.09% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | -32.67% |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
