CBU Statistics

Total Valuation

CBU has a market cap or net worth of $3.45 billion. The enterprise value is $4.25 billion.

Market Cap	3.45B
Enterprise Value	4.25B

Important Dates

The last earnings date was Tuesday, January 21, 2025, before market open.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

CBU has 52.67 million shares outstanding. The number of shares has decreased by -1.26% in one year.

Current Share Class	52.67M
Shares Outstanding	52.67M
Shares Change (YoY)	-1.26%
Shares Change (QoQ)	+0.76%
Owned by Insiders (%)	1.27%
Owned by Institutions (%)	72.26%
Float	51.97M

Valuation Ratios

The trailing PE ratio is 19.05 and the forward PE ratio is 16.22.

PE Ratio	19.05
Forward PE	16.22
PS Ratio	4.80
Forward PS	4.20
PB Ratio	1.96
P/TBV Ratio	4.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	23.31
EV / Sales	5.88
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.55%.

Return on Equity (ROE)	10.55%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$253,959
Profits Per Employee	$64,051
Employee Count	2,849
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CBU has paid $54.22 million in taxes.

Income Tax	54.22M
Effective Tax Rate	22.91%

Stock Price Statistics

The stock price has increased by +35.93% in the last 52 weeks. The beta is 0.68, so CBU's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+35.93%
50-Day Moving Average	65.21
200-Day Moving Average	56.90
Relative Strength Index (RSI)	57.31
Average Volume (20 Days)	238,543

Short Selling Information

The latest short interest is 1.27 million, so 2.40% of the outstanding shares have been sold short.

Short Interest	1.27M
Short Previous Month	1.16M
Short % of Shares Out	2.40%
Short % of Float	2.44%
Short Ratio (days to cover)	5.53

Income Statement

In the last 12 months, CBU had revenue of $723.53 million and earned $182.48 million in profits. Earnings per share was $3.44.

Revenue	723.53M
Gross Profit	723.53M
Operating Income	251.56M
Pretax Income	214.92M
Net Income	182.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.44

Full Income Statement

Balance Sheet

The company has $197.00 million in cash and $998.87 million in debt, giving a net cash position of -$801.86 million or -$15.22 per share.

Cash & Cash Equivalents	197.00M
Total Debt	998.87M
Net Cash	-801.86M
Net Cash Per Share	-$15.22
Equity (Book Value)	1.76B
Book Value Per Share	33.47
Working Capital	-13.69B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.77%
Pretax Margin	32.72%
Profit Margin	25.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 2.81%.

Dividend Per Share	$1.84
Dividend Yield	2.81%
Dividend Growth (YoY)	2.23%
Years of Dividend Growth	34
Payout Ratio	53.49%
Buyback Yield	1.26%
Shareholder Yield	4.07%
Earnings Yield	5.29%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CBU is $65.75, which is 0.34% higher than the current price. The consensus rating is "Buy".

Price Target	$65.75
Price Target Difference	0.34%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 13, 2004
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2