CBU Statistics
Total Valuation
CBU has a market cap or net worth of $3.07 billion. The enterprise value is $3.52 billion.
| Market Cap | 3.07B |
| Enterprise Value | 3.52B |
Important Dates
The next estimated earnings date is Tuesday, April 28, 2026, before market open.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Mar 16, 2026 |
Share Statistics
CBU has 52.72 million shares outstanding. The number of shares has decreased by -0.12% in one year.
| Current Share Class | 52.72M |
| Shares Outstanding | 52.72M |
| Shares Change (YoY) | -0.12% |
| Shares Change (QoQ) | +0.29% |
| Owned by Insiders (%) | 0.85% |
| Owned by Institutions (%) | 77.16% |
| Float | 52.26M |
Valuation Ratios
The trailing PE ratio is 14.65 and the forward PE ratio is 12.40.
| PE Ratio | 14.65 |
| Forward PE | 12.40 |
| PS Ratio | 3.85 |
| Forward PS | 3.39 |
| PB Ratio | 1.53 |
| P/TBV Ratio | 2.88 |
| P/FCF Ratio | 13.14 |
| P/OCF Ratio | 10.16 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.65 |
| EV / Sales | 4.42 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.08 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.17%.
| Return on Equity (ROE) | 11.17% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.90% |
| Revenue Per Employee | $265,464 |
| Profits Per Employee | $70,419 |
| Employee Count | 3,001 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $64.94 million in taxes.
| Income Tax | 64.94M |
| Effective Tax Rate | 23.58% |
Stock Price Statistics
The stock price has decreased by -2.37% in the last 52 weeks. The beta is 0.79, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | -2.37% |
| 50-Day Moving Average | 62.18 |
| 200-Day Moving Average | 58.60 |
| Relative Strength Index (RSI) | 29.93 |
| Average Volume (20 Days) | 240,438 |
Short Selling Information
The latest short interest is 1.88 million, so 3.57% of the outstanding shares have been sold short.
| Short Interest | 1.88M |
| Short Previous Month | 1.68M |
| Short % of Shares Out | 3.57% |
| Short % of Float | 3.61% |
| Short Ratio (days to cover) | 7.36 |
Income Statement
In the last 12 months, CBU had revenue of $796.66 million and earned $211.33 million in profits. Earnings per share was $3.97.
| Revenue | 796.66M |
| Gross Profit | 796.66M |
| Operating Income | 289.44M |
| Pretax Income | 275.39M |
| Net Income | 211.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.97 |
Balance Sheet
The company has $309.29 million in cash and $762.52 million in debt, with a net cash position of -$453.22 million or -$8.60 per share.
| Cash & Cash Equivalents | 309.29M |
| Total Debt | 762.52M |
| Net Cash | -453.22M |
| Net Cash Per Share | -$8.60 |
| Equity (Book Value) | 2.01B |
| Book Value Per Share | 38.08 |
| Working Capital | -14.40B |
Cash Flow
In the last 12 months, operating cash flow was $301.86 million and capital expenditures -$68.53 million, giving a free cash flow of $233.33 million.
| Operating Cash Flow | 301.86M |
| Capital Expenditures | -68.53M |
| Free Cash Flow | 233.33M |
| FCF Per Share | $4.43 |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.33% |
| Pretax Margin | 34.57% |
| Profit Margin | 26.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.29% |
Dividends & Yields
This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.23%.
| Dividend Per Share | $1.88 |
| Dividend Yield | 3.23% |
| Dividend Growth (YoY) | 2.19% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 47.10% |
| Buyback Yield | 0.12% |
| Shareholder Yield | 3.35% |
| Earnings Yield | 6.89% |
| FCF Yield | 7.61% |
Analyst Forecast
The average price target for CBU is $66.67, which is 14.65% higher than the current price. The consensus rating is "Hold".
| Price Target | $66.67 |
| Price Target Difference | 14.65% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |