CF Bankshares Inc. (CFBK)
NASDAQ: CFBK · Real-Time Price · USD
34.62
+0.09 (0.26%)
Oct 29, 2026, 4:00 PM EDT - Market closed
CF Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 17.54 | 13.39 | 16.94 | 18.16 | 18.45 |
Depreciation & Amortization | 0.48 | 0.49 | 0.57 | 0.5 | -2.07 |
Gain (Loss) on Sale of Assets | - | 0.06 | 0.07 | 0.57 | - |
Gain (Loss) on Sale of Investments | 0.1 | - | - | - | - |
Total Asset Writedown | - | - | - | - | 0.02 |
Provision for Credit Losses | 8.25 | 6.74 | 2.32 | 0.79 | -1.6 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -2.27 | -0.34 | -1.15 | 26.39 | 244.48 |
Accrued Interest Receivable | 1.47 | 3.52 | -2.68 | -6.48 | 17.88 |
Change in Other Net Operating Assets | 0.06 | 0.06 | 0 | -0.03 | -0.04 |
Other Operating Activities | -3.18 | -2.59 | -1.19 | -1.09 | -2.04 |
Operating Cash Flow | 18.69 | 14.19 | 18.05 | 39.76 | 253.3 |
Operating Cash Flow Growth | 31.71% | -21.39% | -54.61% | -84.30% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.49 | -0.27 | -0.66 | -0.91 | -2.96 |
Sale of Property, Plant and Equipment | - | - | 1.89 | - | 0.37 |
Investment in Securities | -3.32 | 0.06 | 0.81 | 3.52 | -8.78 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -22.8 | -32.93 | -123.02 | -355.89 | -296.55 |
Other Investing Activities | 1.57 | 0.14 | -0.88 | -0.05 | -8.81 |
Investing Cash Flow | -25.04 | -32.99 | -121.85 | -353.32 | -316.73 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 10.21 | 27.15 | 37.08 | 40.15 | 174.28 |
Long-Term Debt Repaid | -1.95 | -44.5 | -36.58 | -20.45 | -298.98 |
Net Debt Issued (Repaid) | 8.25 | -17.35 | 0.5 | 19.7 | -124.7 |
Issuance of Common Stock | - | - | 0.08 | 0.39 | 0.19 |
Repurchase of Common Stock | -1.43 | -0.35 | -0.3 | -2.51 | -3.11 |
Common Dividends Paid | -1.95 | -1.61 | -1.48 | -1.15 | -0.85 |
Total Dividends Paid | -1.95 | -1.61 | -1.48 | -1.15 | -0.85 |
Net Increase (Decrease) in Deposit Accounts | 24.89 | 11.74 | 216.14 | 281.57 | 237.59 |
Other Financing Activities | 0.29 | 0.06 | -1.33 | 0.76 | -100.7 |
Financing Cash Flow | 30.05 | -7.52 | 213.61 | 298.75 | 8.42 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 23.7 | -26.32 | 109.81 | -14.8 | -55 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 18.2 | 13.92 | 17.39 | 38.86 | 250.34 |
Free Cash Flow Growth | 30.73% | -19.94% | -55.25% | -84.48% | - |
Free Cash Flow Margin | 34.53% | 30.88% | 35.23% | 75.88% | 452.87% |
Free Cash Flow Per Share | 2.88 | 2.21 | 2.70 | 5.95 | 37.64 |