CF Bankshares Inc. (CFBK)

NASDAQ: CFBK · Real-Time Price · USD

35.97

-0.23 (-0.64%)

At close: Aug 7, 2026, 4:00 PM EDT

35.86

-0.12 (-0.32%)

After-hours: Aug 7, 2026, 4:10 PM EDT

CF Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	54.82	52.7	45.08	49.35	51.21	55.28
Revenue Growth	3.84%	16.91%	-8.66%	-3.63%	-7.36%	-28.10%
Net Income	18.43	17	13.03	16.94	18.16	18.45
Earnings Per Share	2.91	2.69	2.06	2.63	2.78	2.77
EPS Growth	4.68%	30.58%	-21.67%	-5.40%	0.36%	-38.03%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	253.2	259.07	235.37	261.7	151.89	166.69
Total Debt	15.06	15.04	15	14.96	14.92	14.88
Net Cash (Debt)	-15.06	-15.04	-15	-14.96	-14.92	-14.88
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.37	-2.38	-2.38	-2.32	-2.28	-2.24

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	21.21	18.69	14.19	18.05	39.76	253.3
Capital Expenditures	-0.54	-0.49	-0.27	-0.66	-0.91	-2.96
Free Cash Flow	20.67	18.2	13.92	17.39	38.86	250.34
Free Cash Flow Growth	19.90%	30.73%	-19.94%	-55.25%	-84.48%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	41.41%	40.85%	35.81%	42.52%	44.11%	41.28%
Profit Margin	34.68%	33.28%	29.69%	34.32%	35.47%	33.38%
FCF Margin	0.00%	34.53%	30.88%	35.24%	75.88%	452.87%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.300	0.250	0.230	0.180	0.130
Dividend Per Share Growth	20.69%	20.00%	8.70%	27.78%	38.46%	333.33%
Dividend Yield	1.00%	1.24%	1.01%	1.18%	0.85%	0.63%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.36	9.28	12.40	7.41	7.62	7.41
Forward PE	9.18	7.23	7.31	7.31	6.94	7.84
P/FCF Ratio	11.22	8.80	11.74	7.34	3.54	0.53
PS Ratio	4.23	3.04	3.63	2.59	2.69	2.41