CF Bankshares Inc. (CFBK)

NASDAQ: CFBK · Real-Time Price · USD

34.48

-0.11 (-0.32%)

Aug 27, 2026, 4:00 PM EDT - Market closed

CF Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	54.82	52.7	45.08	49.35	51.21	55.28
Revenue Growth	3.84%	16.91%	-8.66%	-3.63%	-7.36%	-28.10%
Net Income	18.43	17	13.03	16.94	18.16	18.45
Earnings Per Share	2.91	2.69	2.06	2.63	2.78	2.77
EPS Growth	5.06%	30.58%	-21.67%	-5.40%	0.36%	-38.03%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	256.67	260.53	239.1	266.41	156.12	167.78
Total Debt	123.67	125.46	117.64	134.97	130.05	107.25
Net Cash (Debt)	133	135.07	121.46	131.44	26.07	60.53
Net Cash Growth	-13.57%	11.20%	-7.59%	404.25%	-56.94%	1916.36%
Net Cash Per Share	20.97	21.33	19.25	20.39	3.99	9.10

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	18.33	18.69	14.19	18.05	39.76	253.3
Capital Expenditures	-0.48	-0.49	-0.27	-0.66	-0.91	-2.96
Free Cash Flow	17.86	18.2	13.92	17.39	38.86	250.34
Free Cash Flow Growth	-15.39%	30.73%	-19.94%	-55.25%	-84.48%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	33.61%	32.26%	28.89%	34.32%	35.47%	33.38%
FCF Margin	32.58%	34.53%	30.88%	35.23%	75.88%	452.87%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.300	0.250	0.230	0.180	0.130
Dividend Per Share Growth	20.69%	20.00%	8.70%	27.78%	38.46%	333.33%
Dividend Yield	1.04%	1.21%	1.00%	1.22%	0.89%	0.67%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.85	9.46	12.55	7.55	7.56	7.32
Forward PE	8.80	7.23	7.31	7.31	6.94	7.84
P/FCF Ratio	12.53	8.83	11.75	7.35	3.54	0.54
PS Ratio	4.08	3.05	3.63	2.59	2.68	2.44