CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $231.60 million. The enterprise value is $102.97 million.
| Market Cap | 231.60M |
| Enterprise Value | 102.97M |
Important Dates
The last earnings date was Tuesday, October 27, 2026, before market open.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Oct 9, 2026 |
Share Statistics
CF Bankshares has 6.69 million shares outstanding. The number of shares has increased by 0.76% in one year.
| Current Share Class | 6.61M |
| Shares Outstanding | 6.69M |
| Shares Change (YoY) | +0.76% |
| Shares Change (QoQ) | +1.76% |
| Owned by Insiders (%) | 15.67% |
| Owned by Institutions (%) | 61.59% |
| Float | 5.56M |
Valuation Ratios
The trailing PE ratio is 9.98 and the forward PE ratio is 8.46.
| PE Ratio | 9.98 |
| Forward PE | 8.46 |
| PS Ratio | 3.83 |
| Forward PS | 3.20 |
| PB Ratio | 1.16 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | 12.97 |
| P/OCF Ratio | 12.63 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.66 |
| EV / Sales | 1.70 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.60 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.99%.
| Return on Equity (ROE) | 11.99% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.34% |
| Revenue Per Employee | $582,096 |
| Profits Per Employee | $212,317 |
| Employee Count | 104 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $4.68 million in taxes.
| Income Tax | 4.68M |
| Effective Tax Rate | 17.08% |
Stock Price Statistics
The stock price has increased by +44.79% in the last 52 weeks. The beta is 0.42, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +44.79% |
| 50-Day Moving Average | 34.49 |
| 200-Day Moving Average | 31.45 |
| Relative Strength Index (RSI) | 56.27 |
| Average Volume (20 Days) | 34,740 |
Short Selling Information
The latest short interest is 92,110, so 1.38% of the outstanding shares have been sold short.
| Short Interest | 92,110 |
| Short Previous Month | 102,605 |
| Short % of Shares Out | 1.38% |
| Short % of Float | 1.66% |
| Short Ratio (days to cover) | 2.71 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $60.54 million and earned $22.08 million in profits. Earnings per share was $3.47.
| Revenue | 60.54M |
| Gross Profit | 60.54M |
| Operating Income | 29.22M |
| Pretax Income | 27.38M |
| Net Income | 22.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.47 |
Balance Sheet
The company has $248.70 million in cash and $120.07 million in debt, with a net cash position of $128.62 million or $19.23 per share.
| Cash & Cash Equivalents | 248.70M |
| Total Debt | 120.07M |
| Net Cash | 128.62M |
| Net Cash Per Share | $19.23 |
| Equity (Book Value) | 199.53M |
| Book Value Per Share | 29.83 |
| Working Capital | -1.58B |
Cash Flow
In the last 12 months, operating cash flow was $18.33 million and capital expenditures -$475,000, giving a free cash flow of $17.86 million.
| Operating Cash Flow | 18.33M |
| Capital Expenditures | -475,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.75M |
| Free Cash Flow | 17.86M |
| FCF Per Share | $2.67 |
Margins
| Gross Margin | n/a |
| Operating Margin | 48.27% |
| Pretax Margin | 45.23% |
| Profit Margin | 37.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.58% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.04%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.04% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 10.38% |
| FCF Payout Ratio | 13.48% |
| Buyback Yield | -0.76% |
| Shareholder Yield | 0.28% |
| Earnings Yield | 10.02% |
| FCF Yield | 7.71% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 8.89% |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 1:5.5.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 1:5.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |