CF Bankshares Statistics

Total Valuation

CF Bankshares has a market cap or net worth of $116.68 million. The enterprise value is -$12.58 million.

Market Cap	116.68M
Enterprise Value	-12.58M

Important Dates

The next estimated earnings date is Wednesday, May 8, 2024, before market open.

Earnings Date	May 8, 2024
Ex-Dividend Date	Apr 17, 2024

Share Statistics

CF Bankshares has 6.34 million shares outstanding. The number of shares has increased by 1.06% in one year.

Shares Outstanding	6.34M
Shares Change (YoY)	+1.06%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	19.93%
Owned by Institutions (%)	42.73%
Float	3.63M

Valuation Ratios

The trailing PE ratio is 7.00 and the forward PE ratio is 8.13.

PE Ratio	7.00
Forward PE	8.13
PS Ratio	2.36
Forward PS	2.08
PB Ratio	0.75
P/FCF Ratio	6.71
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.85
Debt / EBITDA	6.45
Debt / FCF	7.62
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.30% and return on invested capital (ROIC) is 5.88%.

Return on Equity (ROE)	11.30%
Return on Assets (ROA)	0.90%
Return on Capital (ROIC)	5.88%
Revenue Per Employee	$479,165
Profits Per Employee	$164,437
Employee Count	103
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, CF Bankshares has paid $4.05 million in taxes.

Income Tax	4.05M
Effective Tax Rate	19.29%

Stock Price Statistics

The stock price has increased by +7.60% in the last 52 weeks. The beta is 0.52, so CF Bankshares's price volatility has been lower than the market average.

Beta (1Y)	0.52
52-Week Price Change	+7.60%
50-Day Moving Average	20.23
200-Day Moving Average	18.40
Relative Strength Index (RSI)	23.01
Average Volume (30 Days)	6,487

Short Selling Information

The latest short interest is 3,476, so 0.05% of the outstanding shares have been sold short.

Short Interest	3,476
Short Previous Month	2,967
Short % of Shares Out	0.05%
Short % of Float	0.10%
Short Ratio (days to cover)	0.35

Income Statement

In the last 12 months, CF Bankshares had revenue of $49.35 million and earned $16.94 million in profits. Earnings per share was $2.63.

Revenue	49.35M
Gross Profit	49.35M
Operating Income	20.99M
Pretax Income	20.99M
Net Income	16.94M
EBITDA	20.53M
EBIT	20.99M
Earnings Per Share (EPS)	$2.63

Full Income Statement

Balance Sheet

The company has $261.70 million in cash and $132.44 million in debt, giving a net cash position of $129.26 million or $20.38 per share.

Cash & Cash Equivalents	261.70M
Total Debt	132.44M
Net Cash	129.26M
Net Cash Per Share	$20.38
Equity / Book Value	155.37M
Book Value Per Share	24.50
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $18.05 million and capital expenditures -$661,000, giving a free cash flow of $17.39 million.

Operating Cash Flow	18.05M
Capital Expenditures	-661,000
Free Cash Flow	17.39M
FCF Per Share	$2.65

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 42.52% and 34.32%.

Gross Margin	100.00%
Operating Margin	42.52%
Pretax Margin	42.52%
Profit Margin	34.32%
EBITDA Margin	41.59%
EBIT Margin	42.52%
FCF Margin	35.24%

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.30%.

Dividend Per Share	$0.24
Dividend Yield	1.30%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	3
Payout Ratio	9.13%
Buyback Yield	-1.06%
Shareholder Yield	0.24%
Earnings Yield	14.52%
FCF Yield	14.90%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 21, 2018. It was a reverse split with a ratio of 181:1000.

Last Split Date	Aug 21, 2018
Split Type	Reverse
Split Ratio	181:1000

Scores

Altman Z-Score	n/a
Piotroski F-Score	4