CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $176.83 million. The enterprise value is $31.06 million.
Important Dates
The last earnings date was Tuesday, May 5, 2026.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | Apr 13, 2026 |
Share Statistics
CF Bankshares has 6.50 million shares outstanding. The number of shares has increased by 0.74% in one year.
| Current Share Class | 6.42M |
| Shares Outstanding | 6.50M |
| Shares Change (YoY) | +0.74% |
| Shares Change (QoQ) | -0.67% |
| Owned by Insiders (%) | 16.21% |
| Owned by Institutions (%) | 51.79% |
| Float | 4.73M |
Valuation Ratios
The trailing PE ratio is 9.79 and the forward PE ratio is 7.11.
| PE Ratio | 9.79 |
| Forward PE | 7.11 |
| PS Ratio | 3.31 |
| Forward PS | 2.52 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | 8.56 |
| P/OCF Ratio | 8.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.77 |
| EV / Sales | 0.58 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.50 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.03%.
| Return on Equity (ROE) | 10.03% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.87% |
| Revenue Per Employee | $513,202 |
| Profits Per Employee | $169,000 |
| Employee Count | 104 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $3.71 million in taxes.
| Income Tax | 3.71M |
| Effective Tax Rate | 16.96% |
Stock Price Statistics
The stock price has increased by +14.81% in the last 52 weeks. The beta is 0.43, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +14.81% |
| 50-Day Moving Average | 28.48 |
| 200-Day Moving Average | 26.37 |
| Relative Strength Index (RSI) | 39.42 |
| Average Volume (20 Days) | 23,564 |
Short Selling Information
The latest short interest is 44,117, so 0.68% of the outstanding shares have been sold short.
| Short Interest | 44,117 |
| Short Previous Month | 53,497 |
| Short % of Shares Out | 0.68% |
| Short % of Float | 0.93% |
| Short Ratio (days to cover) | 1.46 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $53.37 million and earned $17.58 million in profits. Earnings per share was $2.78.
| Revenue | 53.37M |
| Gross Profit | 53.37M |
| Operating Income | 23.76M |
| Pretax Income | 21.84M |
| Net Income | 17.58M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.78 |
Full Income StatementBalance Sheet
The company has $271.09 million in cash and $125.32 million in debt, with a net cash position of $145.77 million or $22.43 per share.
| Cash & Cash Equivalents | 271.09M |
| Total Debt | 125.32M |
| Net Cash | 145.77M |
| Net Cash Per Share | $22.43 |
| Equity (Book Value) | 188.96M |
| Book Value Per Share | 29.07 |
| Working Capital | -1.55B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $21.21 million and capital expenditures -$542,000, giving a free cash flow of $20.67 million.
| Operating Cash Flow | 21.21M |
| Capital Expenditures | -542,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 8.25M |
| Free Cash Flow | 20.67M |
| FCF Per Share | $3.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.51% |
| Pretax Margin | 40.92% |
| Profit Margin | 33.98% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 38.73% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.32%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.32% |
| Dividend Growth (YoY) | 25.93% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 12.23% |
| Buyback Yield | -0.74% |
| Shareholder Yield | 0.59% |
| Earnings Yield | 9.94% |
| FCF Yield | 11.69% |
Dividend DetailsAnalyst Forecast
The average price target for CF Bankshares is $31.25, which is 14.97% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.25 |
| Price Target Difference | 14.97% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 1:5.5.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 1:5.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
