CF Bankshares Inc. (CFBK)
NASDAQ: CFBK · Real-Time Price · USD
34.62
+0.09 (0.26%)
Oct 29, 2026, 4:00 PM EDT - Market closed
CF Bankshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 248.6 | 256.85 | 235.27 | 261.6 | 151.79 | 166.59 |
Investment Securities | 16.63 | 35.91 | 35.88 | 30.79 | 17.62 | 23.51 |
Trading Asset Securities | - | 3.58 | 3.73 | 4.71 | 4.23 | 1.09 |
Mortgage-Backed Securities | - | 8.1 | - | 0 | 0.02 | 0.04 |
Total Investments | 16.63 | 47.58 | 39.61 | 35.51 | 21.87 | 24.64 |
Gross Loans | 1,857 | 1,757 | 1,741 | 1,714 | 1,590 | 1,232 |
Allowance for Loan Losses | -19.05 | -17.68 | -17.47 | -16.87 | -16.06 | -15.51 |
Other Adjustments to Gross Loans | - | -0.07 | -0.34 | -0.86 | -1.8 | -2.39 |
Net Loans | 1,838 | 1,740 | 1,723 | 1,696 | 1,572 | 1,214 |
Property, Plant & Equipment | 8.79 | 9.23 | 9.62 | 9.03 | 5.14 | 7.79 |
Loans Held for Sale | 2.43 | 5.61 | 2.62 | 1.85 | 0.58 | 27.99 |
Accrued Interest Receivable | 60.27 | 8.66 | 8.4 | 9.21 | 8.07 | 4.14 |
Restricted Cash | - | 2.12 | - | - | - | - |
Other Current Assets | - | - | - | - | 1.93 | - |
Long-Term Deferred Tax Assets | - | 4.25 | 4.18 | 3.94 | - | - |
Other Long-Term Assets | 28.8 | 34.97 | 33.56 | 32.96 | 50.61 | 42.97 |
Total Assets | 2,212 | 2,117 | 2,066 | 2,059 | 1,820 | 1,496 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 0.11 | 0.12 | 0.13 | 0.14 | 0.14 |
Interest Bearing Deposits | 1,584 | 868.12 | 855.37 | 919.29 | 780.96 | 452.48 |
Institutional Deposits | - | 627.05 | 626.76 | 588.85 | 483.72 | 508.94 |
Non-Interest Bearing Deposits | 272.7 | 285.52 | 273.67 | 235.92 | 263.24 | 284.94 |
Total Deposits | 1,857 | 1,781 | 1,756 | 1,744 | 1,528 | 1,246 |
Short-Term Borrowings | - | 3.58 | 3.73 | 4.71 | 4.23 | 0.61 |
Current Portion of Long-Term Debt | - | 17.75 | - | 18.5 | 3.5 | 10 |
Current Portion of Leases | - | 0.92 | - | - | - | - |
Accrued Interest Payable | 33.94 | 2.51 | 2.26 | 2.68 | 0.84 | 0.23 |
Long-Term Debt | - | 41.21 | 34.68 | 33.5 | 29.46 | 24.73 |
Federal Home Loan Bank Debt, Long-Term | 99.24 | 42 | 58 | 58 | 76.5 | 55 |
Long-Term Leases | 5.77 | 4.96 | 6.23 | 5.3 | 1.44 | 2.03 |
Trust Preferred Securities | 15.07 | 15.04 | 15 | 14.96 | 14.92 | 14.88 |
Pension & Post-Retirement Benefits | - | 0.05 | 0.07 | 0.1 | 0.12 | 0.13 |
Other Long-Term Liabilities | 1.47 | 24.07 | 21.2 | 21.32 | 21.86 | 16.15 |
Total Liabilities | 2,013 | 1,933 | 1,897 | 1,903 | 1,681 | 1,370 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 199.53 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
Additional Paid-In Capital | - | 93.62 | 92.23 | 91.07 | 89.81 | 88.53 |
Retained Earnings | - | 103.88 | 88.29 | 76.52 | 61.1 | 44.08 |
Treasury Stock | - | -11.77 | -10.34 | -9.99 | -9.69 | -7.18 |
Comprehensive Income & Other | - | -1.37 | -1.8 | -2.29 | -2.04 | -0.17 |
Total Common Equity | 199.53 | 184.43 | 168.44 | 155.37 | 139.25 | 125.33 |
Shareholders' Equity | 199.53 | 184.43 | 168.44 | 155.37 | 139.25 | 125.33 |
Total Liabilities & Equity | 2,212 | 2,117 | 2,066 | 2,059 | 1,820 | 1,496 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 120.07 | 125.46 | 117.64 | 134.97 | 130.05 | 107.25 |
Net Cash (Debt) | 128.62 | 135.07 | 121.46 | 131.44 | 26.07 | 60.53 |
Net Cash Growth | -14.50% | 11.20% | -7.59% | 404.25% | -56.94% | 1916.36% |
Net Cash Per Share | 20.18 | 21.33 | 19.25 | 20.39 | 3.99 | 9.10 |
Filing Date Shares Outstanding | 6.69 | 6.51 | 6.4 | 6.34 | 6.55 | 6.52 |
Total Common Shares Outstanding | 6.69 | 6.42 | 6.4 | 5.28 | 6.5 | 6.5 |
Book Value Per Share | 29.83 | 28.73 | 26.31 | 29.40 | 21.43 | 19.28 |
Tangible Book Value | 199.53 | 184.43 | 168.44 | 155.37 | 139.25 | 125.33 |
Tangible Book Value Per Share | 29.83 | 28.73 | 26.31 | 29.40 | 21.43 | 19.28 |