CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $154.39 million. The enterprise value is $3.43 million.
Important Dates
The last earnings date was Monday, November 3, 2025, before market open.
| Earnings Date | Nov 3, 2025 |
| Ex-Dividend Date | Oct 10, 2025 |
Share Statistics
CF Bankshares has 6.44 million shares outstanding. The number of shares has decreased by -0.28% in one year.
| Current Share Class | 6.37M |
| Shares Outstanding | 6.44M |
| Shares Change (YoY) | -0.28% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 16.66% |
| Owned by Institutions (%) | 37.03% |
| Float | 4.16M |
Valuation Ratios
The trailing PE ratio is 9.59 and the forward PE ratio is 6.61.
| PE Ratio | 9.59 |
| Forward PE | 6.61 |
| PS Ratio | 2.96 |
| Forward PS | 2.26 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | 5.57 |
| P/OCF Ratio | 5.44 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.22 |
| EV / Sales | 0.07 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.12 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.45%.
| Return on Equity (ROE) | 9.45% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $492,466 |
| Profits Per Employee | $152,893 |
| Employee Count | 103 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $3.64 million in taxes.
| Income Tax | 3.64M |
| Effective Tax Rate | 18.31% |
Stock Price Statistics
The stock price has decreased by -14.71% in the last 52 weeks. The beta is 0.48, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | -14.71% |
| 50-Day Moving Average | 23.58 |
| 200-Day Moving Average | 23.49 |
| Relative Strength Index (RSI) | 59.46 |
| Average Volume (20 Days) | 24,622 |
Short Selling Information
The latest short interest is 48,652, so 0.76% of the outstanding shares have been sold short.
| Short Interest | 48,652 |
| Short Previous Month | 44,869 |
| Short % of Shares Out | 0.76% |
| Short % of Float | 1.17% |
| Short Ratio (days to cover) | 2.16 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $50.72 million and earned $15.75 million in profits. Earnings per share was $2.49.
| Revenue | 50.72M |
| Gross Profit | 50.72M |
| Operating Income | 21.96M |
| Pretax Income | 19.86M |
| Net Income | 15.75M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.49 |
Full Income StatementBalance Sheet
The company has $276.44 million in cash and $126.00 million in debt, giving a net cash position of $150.44 million or $23.35 per share.
| Cash & Cash Equivalents | 276.44M |
| Total Debt | 126.00M |
| Net Cash | 150.44M |
| Net Cash Per Share | $23.35 |
| Equity (Book Value) | 179.29M |
| Book Value Per Share | 27.82 |
| Working Capital | -1.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.28 million and capital expenditures -$659,000, giving a free cash flow of $27.62 million.
| Operating Cash Flow | 28.28M |
| Capital Expenditures | -659,000 |
| Free Cash Flow | 27.62M |
| FCF Per Share | $4.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.30% |
| Pretax Margin | 39.15% |
| Profit Margin | 31.98% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.44% |
Dividends & Yields
This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.34%.
| Dividend Per Share | $0.32 |
| Dividend Yield | 1.34% |
| Dividend Growth (YoY) | 20.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 12.05% |
| Buyback Yield | 0.28% |
| Shareholder Yield | 1.62% |
| Earnings Yield | 10.23% |
| FCF Yield | 17.95% |
Dividend DetailsAnalyst Forecast
The average price target for CF Bankshares is $29.00, which is 21.04% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.00 |
| Price Target Difference | 21.04% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 1:5.5.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 1:5.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
