CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $154.62 million. The enterprise value is $27.32 million.
Important Dates
The last earnings date was Tuesday, May 6, 2025.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Apr 14, 2025 |
Share Statistics
CF Bankshares has 6.48 million shares outstanding. The number of shares has decreased by -1.75% in one year.
| Current Share Class | 5.22M |
| Shares Outstanding | 6.48M |
| Shares Change (YoY) | -1.75% |
| Shares Change (QoQ) | -0.68% |
| Owned by Insiders (%) | 16.91% |
| Owned by Institutions (%) | 31.23% |
| Float | 3.98M |
Valuation Ratios
The trailing PE ratio is 10.46.
| PE Ratio | 10.46 |
| Forward PE | n/a |
| PS Ratio | 3.14 |
| Forward PS | 10.29 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | 8.97 |
| P/OCF Ratio | 8.81 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.91 |
| EV / Sales | 0.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.92%.
| Return on Equity (ROE) | 8.92% |
| Return on Assets (ROA) | 0.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $462,748 |
| Profits Per Employee | $138,903 |
| Employee Count | 103 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $3.21 million in taxes.
| Income Tax | 3.21M |
| Effective Tax Rate | 17.88% |
Stock Price Statistics
The stock price has increased by +23.95% in the last 52 weeks. The beta is 0.42, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +23.95% |
| 50-Day Moving Average | 22.68 |
| 200-Day Moving Average | 23.72 |
| Relative Strength Index (RSI) | 58.38 |
| Average Volume (20 Days) | 20,327 |
Short Selling Information
The latest short interest is 6,840, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 6,840 |
| Short Previous Month | 8,369 |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.17% |
| Short Ratio (days to cover) | 0.42 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $47.66 million and earned $14.31 million in profits. Earnings per share was $2.28.
| Revenue | 47.66M |
| Gross Profit | 47.66M |
| Operating Income | 20.04M |
| Pretax Income | 19.23M |
| Net Income | 14.31M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.28 |
Full Income StatementBalance Sheet
The company has $244.44 million in cash and $117.13 million in debt, giving a net cash position of $127.31 million or $19.64 per share.
| Cash & Cash Equivalents | 244.44M |
| Total Debt | 117.13M |
| Net Cash | 127.31M |
| Net Cash Per Share | $19.64 |
| Equity (Book Value) | 172.68M |
| Book Value Per Share | 26.66 |
| Working Capital | -1.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.56 million and capital expenditures -$317,000, giving a free cash flow of $17.24 million.
| Operating Cash Flow | 17.56M |
| Capital Expenditures | -317,000 |
| Free Cash Flow | 17.24M |
| FCF Per Share | $2.66 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.05% |
| Pretax Margin | 37.68% |
| Profit Margin | 30.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.17% |
Dividends & Yields
This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 1.17%.
| Dividend Per Share | $0.28 |
| Dividend Yield | 1.17% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 12.27% |
| Buyback Yield | 1.75% |
| Shareholder Yield | 2.92% |
| Earnings Yield | 9.25% |
| FCF Yield | 11.15% |
Dividend DetailsAnalyst Forecast
The average price target for CF Bankshares is $29.00, which is 21.54% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.00 |
| Price Target Difference | 21.54% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 0.1818181:1.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 0.1818181:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |