CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $172.37 million. The enterprise value is $21.15 million.
Important Dates
The next estimated earnings date is Wednesday, February 11, 2026, before market open.
| Earnings Date | Feb 11, 2026 |
| Ex-Dividend Date | Jan 15, 2026 |
Share Statistics
CF Bankshares has 6.44 million shares outstanding. The number of shares has decreased by -0.28% in one year.
| Current Share Class | 6.37M |
| Shares Outstanding | 6.44M |
| Shares Change (YoY) | -0.28% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 15.50% |
| Owned by Institutions (%) | 37.99% |
| Float | 4.38M |
Valuation Ratios
The trailing PE ratio is 10.75 and the forward PE ratio is 7.75.
| PE Ratio | 10.75 |
| Forward PE | 7.75 |
| PS Ratio | 3.16 |
| Forward PS | 2.52 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | 6.21 |
| P/OCF Ratio | 6.07 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.34 |
| EV / Sales | 0.42 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.45%.
| Return on Equity (ROE) | 9.45% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $492,466 |
| Profits Per Employee | $152,893 |
| Employee Count | 103 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $3.64 million in taxes.
| Income Tax | 3.64M |
| Effective Tax Rate | 18.31% |
Stock Price Statistics
The stock price has increased by +12.35% in the last 52 weeks. The beta is 0.42, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +12.35% |
| 50-Day Moving Average | 24.12 |
| 200-Day Moving Average | 23.72 |
| Relative Strength Index (RSI) | 68.30 |
| Average Volume (20 Days) | 79,567 |
Short Selling Information
The latest short interest is 62,335, so 0.97% of the outstanding shares have been sold short.
| Short Interest | 62,335 |
| Short Previous Month | 46,787 |
| Short % of Shares Out | 0.97% |
| Short % of Float | 1.42% |
| Short Ratio (days to cover) | 2.16 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $50.72 million and earned $15.75 million in profits. Earnings per share was $2.49.
| Revenue | 50.72M |
| Gross Profit | 50.72M |
| Operating Income | 21.96M |
| Pretax Income | 19.86M |
| Net Income | 15.75M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.49 |
Full Income StatementBalance Sheet
The company has $276.44 million in cash and $126.00 million in debt, with a net cash position of $150.44 million or $23.35 per share.
| Cash & Cash Equivalents | 276.44M |
| Total Debt | 126.00M |
| Net Cash | 150.44M |
| Net Cash Per Share | $23.35 |
| Equity (Book Value) | 179.29M |
| Book Value Per Share | 27.82 |
| Working Capital | -1.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.28 million and capital expenditures -$659,000, giving a free cash flow of $27.62 million.
| Operating Cash Flow | 28.28M |
| Capital Expenditures | -659,000 |
| Free Cash Flow | 27.62M |
| FCF Per Share | $4.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.30% |
| Pretax Margin | 39.15% |
| Profit Margin | 31.98% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.44% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.35%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.35% |
| Dividend Growth (YoY) | 23.08% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 12.85% |
| Buyback Yield | 0.28% |
| Shareholder Yield | 1.63% |
| Earnings Yield | 9.18% |
| FCF Yield | 16.09% |
Dividend DetailsAnalyst Forecast
The average price target for CF Bankshares is $29.00, which is 8.41% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.00 |
| Price Target Difference | 8.41% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 1:5.5.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 1:5.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
