CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $140.04 million. The enterprise value is $21.87 million.
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, before market open.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Jan 16, 2025 |
Share Statistics
CF Bankshares has 6.40 million shares outstanding. The number of shares has decreased by -2.15% in one year.
| Current Share Class | 5.14M |
| Shares Outstanding | 6.40M |
| Shares Change (YoY) | -2.15% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 15.91% |
| Owned by Institutions (%) | 32.10% |
| Float | 3.79M |
Valuation Ratios
The trailing PE ratio is 10.63.
| PE Ratio | 10.63 |
| Forward PE | n/a |
| PS Ratio | 3.05 |
| Forward PS | n/a |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.83 |
| P/FCF Ratio | 10.06 |
| P/OCF Ratio | 9.87 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.68 |
| EV / Sales | 0.49 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.45 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.27%.
| Return on Equity (ROE) | 8.27% |
| Return on Assets (ROA) | 0.65% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $437,689 |
| Profits Per Employee | $126,466 |
| Employee Count | 103 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $2.76 million in taxes.
| Income Tax | 2.76M |
| Effective Tax Rate | 17.08% |
Stock Price Statistics
The stock price has increased by +9.24% in the last 52 weeks. The beta is 0.59, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +9.24% |
| 50-Day Moving Average | 23.41 |
| 200-Day Moving Average | 23.13 |
| Relative Strength Index (RSI) | 36.51 |
| Average Volume (20 Days) | 12,542 |
Short Selling Information
The latest short interest is 10,502, so 0.16% of the outstanding shares have been sold short.
| Short Interest | 10,502 |
| Short Previous Month | 8,838 |
| Short % of Shares Out | 0.16% |
| Short % of Float | 0.28% |
| Short Ratio (days to cover) | 1.11 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $45.08 million and earned $13.03 million in profits. Earnings per share was $2.06.
| Revenue | 45.08M |
| Gross Profit | 45.08M |
| Operating Income | 18.28M |
| Pretax Income | 19.23M |
| Net Income | 13.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.06 |
Full Income StatementBalance Sheet
The company has $235.80 million in cash and $117.64 million in debt, giving a net cash position of $118.16 million or $18.47 per share.
| Cash & Cash Equivalents | 235.80M |
| Total Debt | 117.64M |
| Net Cash | 118.16M |
| Net Cash Per Share | $18.47 |
| Equity (Book Value) | 168.44M |
| Book Value Per Share | 26.31 |
| Working Capital | -1.51B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.19 million and capital expenditures -$266,000, giving a free cash flow of $13.92 million.
| Operating Cash Flow | 14.19M |
| Capital Expenditures | -266,000 |
| Free Cash Flow | 13.92M |
| FCF Per Share | $2.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.55% |
| Pretax Margin | 35.81% |
| Profit Margin | 29.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.88% |