CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $181.78 million. The enterprise value is $47.36 million.
Important Dates
The next estimated earnings date is Tuesday, May 5, 2026.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | Jan 15, 2026 |
Share Statistics
CF Bankshares has 6.51 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Current Share Class | 6.43M |
| Shares Outstanding | 6.51M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 16.11% |
| Owned by Institutions (%) | 50.54% |
| Float | 4.75M |
Valuation Ratios
The trailing PE ratio is 10.42 and the forward PE ratio is 7.61.
| PE Ratio | 10.42 |
| Forward PE | 7.61 |
| PS Ratio | 3.46 |
| Forward PS | 2.62 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 10.02 |
| P/OCF Ratio | 9.76 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 2.79 |
| EV / Sales | 0.90 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.60 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.89 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.94%.
| Return on Equity (ROE) | 9.94% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.79% |
| Revenue Per Employee | $506,760 |
| Profits Per Employee | $163,471 |
| Employee Count | 104 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $3.99 million in taxes.
| Income Tax | 3.99M |
| Effective Tax Rate | 18.52% |
Stock Price Statistics
The stock price has increased by +27.13% in the last 52 weeks. The beta is 0.39, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +27.13% |
| 50-Day Moving Average | 29.79 |
| 200-Day Moving Average | 25.64 |
| Relative Strength Index (RSI) | 42.54 |
| Average Volume (20 Days) | 46,236 |
Short Selling Information
The latest short interest is 60,088, so 0.92% of the outstanding shares have been sold short.
| Short Interest | 60,088 |
| Short Previous Month | 46,128 |
| Short % of Shares Out | 0.92% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 2.16 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $52.70 million and earned $17.00 million in profits. Earnings per share was $2.69.
| Revenue | 52.70M |
| Gross Profit | 52.70M |
| Operating Income | 23.60M |
| Pretax Income | 21.53M |
| Net Income | 17.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.69 |
Full Income StatementBalance Sheet
The company has $260.53 million in cash and $125.46 million in debt, with a net cash position of $135.07 million or $20.75 per share.
| Cash & Cash Equivalents | 260.53M |
| Total Debt | 125.46M |
| Net Cash | 135.07M |
| Net Cash Per Share | $20.75 |
| Equity (Book Value) | 184.43M |
| Book Value Per Share | 28.73 |
| Working Capital | -1.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $18.69 million and capital expenditures -$487,000, giving a free cash flow of $18.20 million.
| Operating Cash Flow | 18.69M |
| Capital Expenditures | -487,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 8.25M |
| Free Cash Flow | 18.20M |
| FCF Per Share | $2.80 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.78% |
| Pretax Margin | 40.85% |
| Profit Margin | 33.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.54% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.29%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.29% |
| Dividend Growth (YoY) | 23.08% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 11.90% |
| Buyback Yield | -0.36% |
| Shareholder Yield | 0.92% |
| Earnings Yield | 9.32% |
| FCF Yield | 9.98% |
Dividend DetailsAnalyst Forecast
The average price target for CF Bankshares is $29.00, which is 3.87% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.00 |
| Price Target Difference | 3.87% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 1:5.5.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 1:5.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
