CF Bankshares Statistics
Total Valuation
CF Bankshares has a market cap or net worth of $162.35 million. The enterprise value is $7.85 million.
Important Dates
The next estimated earnings date is Wednesday, October 29, 2025, before market open.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Jul 11, 2025 |
Share Statistics
CF Bankshares has 6.45 million shares outstanding. The number of shares has decreased by -1.13% in one year.
| Current Share Class | 5.77M |
| Shares Outstanding | 6.45M |
| Shares Change (YoY) | -1.13% |
| Shares Change (QoQ) | +0.94% |
| Owned by Insiders (%) | 16.65% |
| Owned by Institutions (%) | 29.89% |
| Float | 3.79M |
Valuation Ratios
The trailing PE ratio is 9.13 and the forward PE ratio is 7.25.
| PE Ratio | 9.13 |
| Forward PE | 7.25 |
| PS Ratio | 3.01 |
| Forward PS | 2.43 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 7.66 |
| P/OCF Ratio | 7.51 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.45 |
| EV / Sales | 0.15 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.37 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.95 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.75%.
| Return on Equity (ROE) | 10.75% |
| Return on Assets (ROA) | 0.87% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $512,553 |
| Profits Per Employee | $170,437 |
| Employee Count | 103 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CF Bankshares has paid $4.34 million in taxes.
| Income Tax | 4.34M |
| Effective Tax Rate | 19.35% |
Stock Price Statistics
The stock price has increased by +14.56% in the last 52 weeks. The beta is 0.42, so CF Bankshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.42 |
| 52-Week Price Change | +14.56% |
| 50-Day Moving Average | 24.25 |
| 200-Day Moving Average | 23.93 |
| Relative Strength Index (RSI) | 64.08 |
| Average Volume (20 Days) | 32,901 |
Short Selling Information
The latest short interest is 74,785, so 1.16% of the outstanding shares have been sold short.
| Short Interest | 74,785 |
| Short Previous Month | 85,899 |
| Short % of Shares Out | 1.16% |
| Short % of Float | 1.98% |
| Short Ratio (days to cover) | 4.56 |
Income Statement
In the last 12 months, CF Bankshares had revenue of $52.79 million and earned $17.56 million in profits. Earnings per share was $2.77.
| Revenue | 52.79M |
| Gross Profit | 52.79M |
| Operating Income | 24.55M |
| Pretax Income | 22.43M |
| Net Income | 17.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.77 |
Full Income StatementBalance Sheet
The company has $279.37 million in cash and $125.48 million in debt, giving a net cash position of $153.89 million or $23.87 per share.
| Cash & Cash Equivalents | 279.37M |
| Total Debt | 125.48M |
| Net Cash | 153.89M |
| Net Cash Per Share | $23.87 |
| Equity (Book Value) | 177.02M |
| Book Value Per Share | 27.46 |
| Working Capital | -1.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $21.53 million and capital expenditures -$424,000, giving a free cash flow of $21.11 million.
| Operating Cash Flow | 21.53M |
| Capital Expenditures | -424,000 |
| Free Cash Flow | 21.11M |
| FCF Per Share | $3.27 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.49% |
| Pretax Margin | 42.48% |
| Profit Margin | 34.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.98% |
Dividends & Yields
This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.26%.
| Dividend Per Share | $0.32 |
| Dividend Yield | 1.26% |
| Dividend Growth (YoY) | 20.83% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 10.47% |
| Buyback Yield | 1.13% |
| Shareholder Yield | 2.40% |
| Earnings Yield | 10.85% |
| FCF Yield | 13.05% |
Dividend DetailsAnalyst Forecast
The average price target for CF Bankshares is $29.00, which is 15.17% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.00 |
| Price Target Difference | 15.17% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 21, 2018. It was a reverse split with a ratio of 1:5.5.
| Last Split Date | Aug 21, 2018 |
| Split Type | Reverse |
| Split Ratio | 1:5.5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
