C&F Financial Corporation (CFFI)
NASDAQ: CFFI · Real-Time Price · USD
84.94
-3.90 (-4.39%)
At close: Aug 21, 2026, 4:00 PM EDT
85.10
+0.16 (0.19%)
After-hours: Aug 21, 2026, 7:30 PM EDT
C&F Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 139.93 | 135.62 | 127.09 | 110.94 | 90.83 | 88.12 |
Interest Income on Investments | 17.67 | 15.88 | 12.51 | 13.2 | 10.52 | 5.61 |
Total Interest Income | 157.6 | 151.5 | 139.59 | 124.14 | 101.35 | 93.73 |
Interest Paid on Deposits | 39.75 | 39.46 | 38.06 | 20.39 | 5.22 | 5.44 |
Interest Paid on Borrowings | 6.36 | 5.83 | 4.76 | 6.04 | 2.67 | 2.92 |
Total Interest Expense | 46.11 | 45.29 | 42.82 | 26.43 | 7.89 | 8.36 |
Net Interest Income | 111.49 | 106.21 | 96.78 | 97.71 | 93.46 | 85.37 |
Net Interest Income Growth | 10.05% | 9.75% | -0.95% | 4.54% | 9.48% | 2.20% |
Trust Income | 3.27 | 3.1 | 2.99 | 2.56 | 2.44 | 2.76 |
Mortgage Banking Activities | 3.3 | 2.93 | 2.29 | 2.11 | 2.93 | 6.48 |
Gain (Loss) on Sale of Investments | -7.13 | - | - | -0.01 | - | 0.04 |
Other Non-Interest Income | 25.26 | 16.51 | 14.91 | 14.84 | 12.26 | 14.66 |
Total Non-Interest Income | 37.54 | 34.63 | 30.54 | 29.62 | 29.44 | 49.94 |
Non-Interest Income Growth | 13.26% | 13.40% | 3.12% | 0.59% | -41.05% | -9.05% |
Revenues Before Loan Losses | 149.03 | 140.84 | 127.31 | 127.32 | 122.9 | 135.31 |
Provision for Loan Losses | 12.7 | 11.55 | 13.25 | 8.28 | 3.17 | 0.58 |
| 136.33 | 129.29 | 114.06 | 119.05 | 119.73 | 134.73 | |
Revenue Growth | 11.61% | 13.35% | -4.19% | -0.57% | -11.13% | 5.79% |
Salaries and Employee Benefits | 57.31 | 54.93 | 51.66 | 52.88 | 45.89 | 56.88 |
Selling, General & Administrative | 29.91 | 28.67 | 26.46 | 25.16 | 25.62 | 26.23 |
Other Non-Interest Expense | 12.97 | 12.62 | 11.82 | 11.84 | 11.02 | 13.43 |
Total Non-Interest Expense | 100.19 | 96.22 | 89.93 | 89.88 | 82.54 | 96.54 |
EBT Excluding Unusual Items | 36.13 | 33.07 | 24.13 | 29.16 | 37.19 | 38.19 |
Pretax Income | 36.13 | 33.07 | 24.13 | 29.16 | 36.96 | 38.08 |
Income Tax Expense | 6.89 | 6.08 | 4.22 | 5.42 | 7.6 | 8.96 |
Earnings From Continuing Operations | 29.25 | 26.99 | 19.92 | 23.75 | 29.37 | 29.12 |
Minority Interest in Earnings | -0.16 | -0.16 | -0.08 | -0.14 | -0.21 | -0.46 |
Net Income | 29.09 | 26.84 | 19.83 | 23.6 | 29.16 | 28.67 |
Net Income to Common | 29.09 | 26.84 | 19.83 | 23.6 | 29.16 | 28.67 |
Net Income Growth | 18.79% | 35.30% | -15.97% | -19.05% | 1.72% | 29.62% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 4 | 4 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 4 | 4 |
Shares Change | 0.15% | -1.88% | -3.29% | -2.99% | -2.41% | -1.22% |
EPS (Basic) | 8.97 | 8.29 | 6.01 | 6.92 | 8.29 | 7.95 |
EPS (Diluted) | 8.97 | 8.29 | 6.01 | 6.92 | 8.29 | 7.95 |
EPS Growth | 18.62% | 37.89% | -13.11% | -16.56% | 4.23% | 31.22% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.880 | 1.840 | 1.760 | 1.760 | 1.640 | 1.580 |
Dividend Growth | 4.44% | 4.54% | 0% | 7.32% | 3.80% | 3.95% |
Effective Tax Rate | 19.05% | 18.39% | 17.47% | 18.58% | 20.55% | 23.53% |