C&F Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	111.49	106.21	96.78	97.71	93.46	85.37
Net Interest Income Growth	10.05%	9.75%	-0.95%	4.54%	9.48%	2.20%
Non-Interest Income	44.67	34.63	30.54	29.62	29.21	49.83
Non-Interest Income Growth	34.77%	13.40%	3.12%	1.38%	-41.38%	-8.75%
Revenues Before Loan Losses	156.16	140.84	127.31	127.32	122.68	135.2
Provision for Credit Losses	12.7	11.55	13.25	8.28	3.17	0.58
Revenue	143.46	129.29	114.06	119.05	119.5	134.63
Revenue Growth	17.44%	13.35%	-4.19%	-0.38%	-11.23%	5.96%
Compensation Expenses	59.31	56.78	53.58	54.88	47.87	58.58
Selling, General & Admin	29.6	28.55	26.37	24.83	24.7	25.62
Other Non-Interest Expenses	11.28	10.9	9.99	10.18	9.97	12.37
Total Non-Interest Expense	100.19	96.22	89.93	89.88	82.54	96.54
Pretax Income	36.13	33.07	24.13	29.16	36.96	38.08
Provision for Income Taxes	6.89	6.08	4.22	5.42	7.6	8.96
Net Income	29.25	26.99	19.92	23.75	29.37	29.12
Minority Interest in Earnings	0.16	0.16	0.08	0.14	0.21	0.46
Net Income to Common	29.09	26.84	19.83	23.6	29.16	28.67
Net Income Growth	18.79%	35.30%	-15.97%	-19.05%	1.72%	29.62%
Shares Outstanding (Basic)	3	3	3	3	4	4
Shares Outstanding (Diluted)	3	3	3	3	4	4
Shares Change	0.14%	-1.88%	-3.29%	-2.99%	-2.41%	-1.22%
EPS (Basic)	8.96	8.29	6.01	6.92	8.29	7.95
EPS (Diluted)	8.96	8.29	6.01	6.92	8.29	7.95
EPS Growth	18.68%	37.94%	-13.15%	-16.53%	4.28%	31.19%
Free Cash Flow	-	22.16	33.28	37.35	87.23	152.6
Free Cash Flow Growth	-	-33.41%	-10.90%	-57.18%	-42.84%	-
Free Cash Flow Per Share	-	6.85	10.09	10.95	24.80	42.34
Dividends Per Share	1.880	1.840	1.760	1.760	1.640	1.580
Dividend Growth	4.44%	4.54%	0%	7.32%	3.80%	3.95%
Profit Margin	20.39%	20.88%	17.46%	19.95%	24.58%	21.63%
FCF Margin	-	17.14%	29.18%	31.38%	72.99%	113.35%
Effective Tax Rate	19.05%	18.38%	17.47%	18.58%	20.55%	23.53%

SEC Filings: 10-K · 10-Q