Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
64.37
-0.56 (-0.86%)
At close: Nov 3, 2026, 4:00 PM EST
64.38
+0.01 (0.02%)
After-hours: Nov 3, 2026, 6:00 PM EST

Citizens Financial Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,3947,6397,1227,5377,5477,058
Revenue Growth
12.78%7.26%-5.51%-0.13%6.93%33.45%
Net Income
2,1261,6881,3721,4911,9602,206
Earnings Per Share
4.953.863.033.134.105.16
EPS Growth
38.61%27.39%-3.19%-23.66%-20.54%132.43%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Banking
6,5946,2245,6955,2544,7124,785
Commercial Banking
2,9562,7732,8583,0762,9482,515
Other Segment
-620-750-744106361-653

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13,55814,38411,64412,47311,69210,690
Total Debt
17,83213,10314,57716,51118,8658,003
Net Cash (Debt)
-4,2741,281-2,933-4,038-7,1732,687
Net Cash Growth
------56.92%
Net Cash Per Share
-9.962.93-6.47-8.47-15.016.29

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,2582,2112,0012,9614,1192,275
Capital Expenditures
-165-174-122-172-126-124
Free Cash Flow
1,0932,0371,8792,7893,9932,151
Free Cash Flow Growth
-59.85%8.41%-32.63%-30.15%85.63%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.33%22.10%19.26%19.78%25.97%31.25%
FCF Margin
13.02%26.67%26.38%37.00%52.91%30.48%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.0801.7201.6801.6801.6201.560
Dividend Per Share Growth
10.47%2.38%0%3.70%3.85%0%
Dividend Yield
3.23%2.94%3.84%5.07%4.11%3.27%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.0014.8614.0610.369.899.13
Forward PE
10.4212.3112.379.997.5711.38
P/FCF Ratio
24.7312.3210.265.544.869.36
PS Ratio
3.223.282.712.052.572.85