Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
68.87
-0.84 (-1.20%)
At close: Aug 31, 2026, 4:00 PM EDT
68.09
-0.78 (-1.13%)
After-hours: Aug 31, 2026, 7:55 PM EDT

Citizens Financial Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,1617,6397,1227,5377,5477,058
Revenue Growth
13.22%7.26%-5.51%-0.13%6.93%33.45%
Net Income
1,9841,6881,3721,4911,9602,206
Earnings Per Share
4.593.863.033.134.105.16
EPS Growth
39.91%27.39%-3.19%-23.66%-20.54%132.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Banking
6,4576,2245,6955,2544,7124,785
Commercial Banking
2,9242,7732,8583,0762,9482,515
Other Segment
-655-750-744106361-653

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13,86714,38411,64412,47311,69210,690
Total Debt
16,34913,10314,57716,51118,8658,003
Net Cash (Debt)
-2,4821,281-2,933-4,038-7,1732,687
Net Cash Growth
------56.92%
Net Cash Per Share
-5.752.93-6.47-8.47-15.016.29

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,5012,2112,0012,9614,1192,275
Capital Expenditures
-148-174-122-172-126-124
Free Cash Flow
2,3532,0371,8792,7893,9932,151
Free Cash Flow Growth
103.37%8.41%-32.63%-30.15%85.63%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
24.31%22.10%19.26%19.78%25.97%31.25%
FCF Margin
28.83%26.67%26.38%37.00%52.91%30.48%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.8401.7201.6801.6801.6201.560
Dividend Per Share Growth
9.52%2.38%0%3.70%3.85%0%
Dividend Yield
2.67%3.01%4.07%5.62%4.82%4.02%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.0014.8614.0610.369.899.13
Forward PE
11.6412.3112.379.997.5711.38
P/FCF Ratio
12.3312.3210.265.544.869.36
PS Ratio
3.553.282.712.052.572.85