Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
72.56
-0.11 (-0.15%)
Aug 10, 2026, 11:57 AM EDT - Market open
Citizens Financial Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,126 | 1,831 | 1,509 | 1,608 | 2,073 | 2,319 |
Depreciation & Amortization | 443 | 478 | 498 | 478 | 565 | 625 |
Provision for Credit Losses | 565 | 608 | 687 | 687 | 474 | -411 |
Stock-Based Compensation | 128 | 120 | 97 | 87 | 84 | 59 |
Net Change in Loans Held-for-Sale | -365 | -414 | -24 | 98 | 1,733 | 1,085 |
Other Adjustments | 4 | -106 | -195 | -270 | 48 | -440 |
Changes in Other Operating Activities | -400 | -306 | -571 | 273 | -858 | -962 |
Operating Cash Flow | 2,501 | 2,211 | 2,001 | 2,961 | 4,119 | 2,275 |
Operating Cash Flow Growth | 94.48% | 10.50% | -32.42% | -28.11% | 81.05% | 1949.55% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -427 | -326 | -230 | -102 | 13 | -10 |
Net Change in Loans Held-for-Investment | -7,885 | -4,222 | 5,602 | 9,967 | -6,257 | -6,021 |
Net Change in Securities and Investments | -1,753 | -898 | -2,170 | -4,384 | -5,141 | -2,800 |
Cash Acquisitions | - | - | - | - | -255 | -165 |
Capital Expenditures | -148 | -174 | -122 | -172 | -126 | -124 |
Other Investing Activities | -481 | -347 | -93 | -61 | -871 | -1,366 |
Investing Cash Flow | -10,694 | -5,967 | 2,987 | 5,248 | -12,637 | -10,486 |
Net Change in Deposits | 10,534 | 8,537 | -2,566 | -3,382 | 6,146 | 7,197 |
Short-Term Debt Issued | 910 | 58 | -505 | 502 | -95 | -154 |
Net Short-Term Debt Issued (Repaid) | 910 | 58 | -505 | 502 | -95 | -154 |
Long-Term Debt Issued | 13,148 | 8,534 | 13,185 | 25,983 | 24,617 | - |
Long-Term Debt Repaid | -10,511 | -9,744 | -14,286 | -28,418 | -19,691 | -1,352 |
Net Long-Term Debt Issued (Repaid) | 2,637 | -1,210 | -1,101 | -2,435 | 4,926 | -1,352 |
Repurchase of Common Stock | -725 | -600 | -1,050 | -906 | -153 | -295 |
Net Common Stock Issued (Repurchased) | -725 | -600 | -1,050 | -906 | -153 | -295 |
Issuance of Preferred Stock | - | 393 | 392 | - | - | 296 |
Repurchase of Preferred Stock | - | -400 | -300 | - | - | -250 |
Net Preferred Stock Issued (Repurchased) | - | -7 | 92 | - | - | 46 |
Common Dividends Paid | -780 | -755 | -769 | -808 | -779 | -670 |
Preferred Share Dividends Paid | -137 | -133 | -134 | -120 | -113 | -113 |
Other Financing Activities | -27 | -8 | 18 | 21 | -25 | -23 |
Financing Cash Flow | 12,405 | 5,882 | -6,015 | -7,128 | 9,907 | 4,636 |
Net Cash Flow | 4,212 | 2,126 | -1,027 | 1,081 | 1,389 | -3,575 |
Free Cash Flow | 2,353 | 2,037 | 1,879 | 2,789 | 3,993 | 2,151 |
Free Cash Flow Growth | 103.37% | 8.41% | -32.63% | -30.15% | 85.63% | - |
FCF Margin | 28.83% | 26.67% | 26.38% | 37.00% | 52.91% | 30.48% |
Free Cash Flow Per Share | 5.45 | 4.66 | 4.14 | 5.85 | 8.36 | 5.03 |