Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
62.26
-0.15 (-0.24%)
At close: May 29, 2026, 4:00 PM EDT
62.28
+0.02 (0.03%)
After-hours: May 29, 2026, 7:51 PM EDT
Citizens Financial Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,975 | 1,831 | 1,509 | 1,608 | 2,073 | 2,319 |
Depreciation & Amortization | 468 | 478 | 498 | 478 | 565 | 625 |
Provision for Credit Losses | 595 | 608 | 687 | 687 | 474 | -411 |
Stock-Based Compensation | 122 | 120 | 97 | 87 | 84 | 59 |
Net Change in Loans Held-for-Sale | -367 | -414 | -24 | 98 | 1,733 | 1,085 |
Other Adjustments | -36 | -106 | -195 | -270 | 48 | -440 |
Changes in Other Operating Activities | -96 | -306 | -571 | 273 | -858 | -962 |
Operating Cash Flow | 2,661 | 2,211 | 2,001 | 2,961 | 4,119 | 2,275 |
Operating Cash Flow Growth | 115.64% | 10.50% | -32.42% | -28.11% | 81.05% | 1949.55% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -145 | -326 | -230 | -102 | 13 | -10 |
Net Change in Loans Held-for-Investment | -5,117 | -4,222 | 5,602 | 9,967 | -6,257 | -6,021 |
Net Change in Securities and Investments | -845 | -898 | -2,170 | -4,384 | -5,141 | -2,800 |
Payments for Business Acquisitions | - | - | - | - | -255 | -165 |
Capital Expenditures | -160 | -174 | -122 | -172 | -126 | -124 |
Other Investing Activities | -394 | -347 | -93 | -61 | -871 | -1,366 |
Investing Cash Flow | -6,661 | -5,967 | 2,987 | 5,248 | -12,637 | -10,486 |
Net Change in Deposits | 6,459 | 8,537 | -2,566 | -3,382 | 6,146 | 7,197 |
Short-Term Debt Issued | 7 | 58 | -505 | 502 | -95 | -154 |
Net Short-Term Debt Issued (Repaid) | 7 | 58 | -505 | 502 | -95 | -154 |
Long-Term Debt Issued | 9,648 | 8,534 | 13,185 | 25,983 | 24,617 | - |
Long-Term Debt Repaid | -9,687 | -9,744 | -14,286 | -28,418 | -19,691 | -1,352 |
Net Long-Term Debt Issued (Repaid) | -39 | -1,210 | -1,101 | -2,435 | 4,926 | -1,352 |
Repurchase of Common Stock | -700 | -600 | -1,050 | -906 | -153 | -295 |
Net Common Stock Issued (Repurchased) | -700 | -600 | -1,050 | -906 | -153 | -295 |
Issuance of Preferred Stock | 393 | 393 | 392 | - | - | 296 |
Repurchase of Preferred Stock | -400 | -400 | -300 | - | - | -250 |
Net Preferred Stock Issued (Repurchased) | -7 | -7 | 92 | - | - | 46 |
Common Dividends Paid | -767 | -755 | -769 | -808 | -779 | -670 |
Preferred Share Dividends Paid | -137 | -133 | -134 | -120 | -113 | -113 |
Other Financing Activities | -27 | -8 | 18 | 21 | -25 | -23 |
Financing Cash Flow | 4,789 | 5,882 | -6,015 | -7,128 | 9,907 | 4,636 |
Net Cash Flow | 789 | 2,126 | -1,027 | 1,081 | 1,389 | -3,575 |
Free Cash Flow | 2,501 | 2,037 | 1,879 | 2,789 | 3,993 | 2,151 |
Free Cash Flow Growth | 22.78% | 8.41% | -32.63% | -30.15% | 85.63% | - |
FCF Margin | 31.72% | 26.67% | 26.38% | 37.00% | 52.91% | 30.48% |
Free Cash Flow Per Share | 5.76 | 4.66 | 4.14 | 5.85 | 8.36 | 5.03 |
Levered Free Cash Flow | 2,012 | 534 | -429 | 137 | 6,372 | 239 |
Unlevered Free Cash Flow | 212 | -2 | -195 | 579 | -419 | -461 |