Citizens Financial Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	13,160	13,688	11,236	12,033	10,850	9,474
Securities and Investments	44,161	43,630	41,364	38,961	33,841	28,309
Trading Assets	1,537	1,198	858	1,219	1,824	4,684
Gross Loans	143,667	142,692	139,203	145,959	156,662	128,163
Allowance for Loan Losses	-1,958	-1,943	-2,061	-2,098	-1,983	-1,758
Net Loans	141,709	140,749	137,142	143,861	154,679	126,405
Net Property, Plant & Equipment	874	915	875	895	844	768
Other Intangible Assets	112	115	146	157	197	64
Goodwill	8,221	8,187	8,187	8,188	8,173	7,116
Other Non-Earning Assets	18,144	17,869	17,713	16,650	16,325	11,589
Total Assets	227,918	226,351	217,521	221,964	226,733	188,409
Interest-bearing deposits	142,363	142,896	137,856	140,235	131,441	104,918
Noninterest-bearing deposits	41,672	40,417	36,920	37,107	49,283	49,443
Total Deposits	184,035	183,313	174,776	177,342	180,724	154,361
Short-Term Borrowings	54	58	-	505	3	74
Trading Liabilities	-	-	-	1,562	1,909	197
Long-Term Debt	12,260	11,224	12,401	13,467	15,887	6,932
Other Liabilities	5,397	5,439	6,090	4,746	4,520	3,425
Total Liabilities	201,746	200,034	193,267	197,622	203,043	164,989
Preferred Stock	2,111	2,111	2,113	2,014	2,014	2,014
Common Stock	7	7	7	6	6	6
Treasury Stock	-7,955	-7,652	-7,047	-5,986	-5,071	-4,918
Additional Paid-in Capital	22,466	22,476	22,364	22,250	22,142	19,005
Accumulated Other Comprehensive Income	-2,088	-1,970	-3,595	-3,758	-4,560	-665
Retained Earnings	11,631	11,345	10,412	9,816	9,159	7,978
Shareholders' Equity	26,172	26,317	24,254	24,342	23,690	23,420
Total Liabilities & Equity	227,918	226,351	217,521	221,964	226,733	188,409
Total Debt	12,260	11,224	12,401	13,467	15,887	6,932
Net Cash (Debt)	-12,260	-11,224	-12,401	-13,467	-15,887	-6,932
Net Cash Per Share	-28.25	-25.69	-27.34	-28.25	-33.25	-16.22
Book Value	26,172	26,317	24,254	24,342	23,690	23,420
Book Value Per Share	60.30	60.24	53.48	51.06	49.58	54.79
Tangible Book Value	17,839	18,015	15,921	15,997	15,320	16,240
Tangible Book Value Per Share	41.10	41.23	35.11	33.56	32.06	37.99

Updated May 4, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q