Citizens Financial Group, Inc. (CFG)

Citizens Financial Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	1,307	1,491	1,960	2,206	950	1,718
Depreciation & Amortization	462	478	565	625	578	633
Share-Based Compensation	88	87	84	59	48	41
Other Operating Activities	500	905	1,510	-615	-1,465	-695
Operating Cash Flow	2,357	2,961	4,119	2,275	111	1,697
Operating Cash Flow Growth	-36.62%	-28.11%	81.05%	1949.55%	-93.46%	-3.96%
Capital Expenditures	-130	-172	-126	-124	-118	-95
Acquisitions	0	0	-255	-165	-3	-129
Change in Investments	4,736	5,481	-11,385	-8,831	-5,950	-3,545
Other Investing Activities	189	-61	-871	-1,366	-65	-106
Investing Cash Flow	4,795	5,248	-12,637	-10,486	-6,136	-3,875
Dividends Paid	-800	-808	-779	-670	-672	-617
Share Issuance / Repurchase	-802	-906	-153	-295	-270	-1,220
Debt Issued / Paid	-6,074	-1,933	4,831	-1,507	-5,818	-3,055
Other Financing Activities	4,149	-3,481	6,008	7,108	22,132	6,382
Financing Cash Flow	-3,527	-7,128	9,907	4,636	15,372	1,490
Net Cash Flow	3,625	1,081	1,389	-3,575	9,347	-688
Free Cash Flow	2,227	2,789	3,993	2,151	-7	1,602
Free Cash Flow Growth	-38.00%	-30.15%	85.63%	-	-	4.36%
Free Cash Flow Margin	30.24%	37.00%	52.91%	30.48%	-0.13%	26.27%
Free Cash Flow Per Share	4.83	5.87	8.39	5.05	-0.02	3.56

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).