Citizens Financial Group Statistics
Total Valuation
CFG has a market cap or net worth of $16.55 billion. The enterprise value is $18.38 billion.
| Market Cap | 16.55B |
| Enterprise Value | 18.38B |
Important Dates
The next confirmed earnings date is Wednesday, July 17, 2024, before market open.
| Earnings Date | Jul 17, 2024 |
| Ex-Dividend Date | Apr 30, 2024 |
Share Statistics
CFG has 455.02 million shares outstanding. The number of shares has decreased by -4.90% in one year.
| Shares Outstanding | 455.02M |
| Shares Change (YoY) | -4.90% |
| Shares Change (QoQ) | -0.81% |
| Owned by Insiders (%) | 0.66% |
| Owned by Institutions (%) | 96.37% |
| Float | 451.18M |
Valuation Ratios
The trailing PE ratio is 13.13 and the forward PE ratio is 10.98. CFG's PEG ratio is 0.26.
| PE Ratio | 13.13 |
| Forward PE | 10.98 |
| PS Ratio | 2.25 |
| Forward PS | 2.07 |
| PB Ratio | 0.70 |
| P/FCF Ratio | 7.43 |
| PEG Ratio | 0.26 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.61, with an EV/FCF ratio of 8.25.
| EV / Earnings | 14.06 |
| EV / Sales | 2.49 |
| EV / EBITDA | 8.61 |
| EV / EBIT | 10.99 |
| EV / FCF | 8.25 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.58 |
| Debt / EBITDA | 6.47 |
| Debt / FCF | 6.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.50% and return on invested capital (ROIC) is 3.74%.
| Return on Equity (ROE) | 5.50% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 3.74% |
| Revenue Per Employee | $414,930 |
| Profits Per Employee | $73,634 |
| Employee Count | 17,750 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFG has paid $365.00 million in taxes.
| Income Tax | 365.00M |
| Effective Tax Rate | 21.83% |
Stock Price Statistics
The stock price has increased by +37.18% in the last 52 weeks. The beta is 1.35, so CFG's price volatility has been higher than the market average.
| Beta (5Y) | 1.35 |
| 52-Week Price Change | +37.18% |
| 50-Day Moving Average | 35.19 |
| 200-Day Moving Average | 31.50 |
| Relative Strength Index (RSI) | 61.50 |
| Average Volume (20 Days) | 5,288,257 |
Short Selling Information
The latest short interest is 7.90 million, so 1.74% of the outstanding shares have been sold short.
| Short Interest | 7.90M |
| Short Previous Month | 13.86M |
| Short % of Shares Out | 1.74% |
| Short % of Float | 1.75% |
| Short Ratio (days to cover) | 1.74 |
Income Statement
In the last 12 months, CFG had revenue of $7.37 billion and earned $1.31 billion in profits. Earnings per share was $2.77.
| Revenue | 7.37B |
| Gross Profit | 7.37B |
| Operating Income | 1.80B |
| Pretax Income | 1.67B |
| Net Income | 1.31B |
| EBITDA | 2.13B |
| EBIT | 1.67B |
| Earnings Per Share (EPS) | $2.77 |
Balance Sheet
The company has $11.99 billion in cash and $13.81 billion in debt, giving a net cash position of -$1.82 billion or -$4.00 per share.
| Cash & Cash Equivalents | 11.99B |
| Total Debt | 13.81B |
| Net Cash | -1.82B |
| Net Cash Per Share | -$4.00 |
| Equity (Book Value) | 23.76B |
| Book Value Per Share | 52.22 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $2.36 billion and capital expenditures -$130.00 million, giving a free cash flow of $2.23 billion.
| Operating Cash Flow | 2.36B |
| Capital Expenditures | -130.00M |
| Free Cash Flow | 2.23B |
| FCF Per Share | $4.83 |
Margins
Gross margin is 100.00%, with operating and profit margins of 24.39% and 17.75%.
| Gross Margin | 100.00% |
| Operating Margin | 24.39% |
| Pretax Margin | 22.70% |
| Profit Margin | 17.75% |
| EBITDA Margin | 28.97% |
| EBIT Margin | 22.70% |
| FCF Margin | 30.24% |
Dividends & Yields
This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 4.62%.
| Dividend Per Share | $1.68 |
| Dividend Yield | 4.62% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 2 |
| Payout Ratio | 60.65% |
| Buyback Yield | 4.90% |
| Shareholder Yield | 9.52% |
| Earnings Yield | 7.90% |
| FCF Yield | 13.45% |
Analyst Forecast
The average price target for CFG is $37.67, which is 3.55% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.67 |
| Price Target Difference | 3.55% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |