Citizens Financial Group, Inc. (CFG)

Citizens Financial Group Statistics

Total Valuation

CFG has a market cap or net worth of $21.79 billion. The enterprise value is $20.12 billion.

Market Cap	21.79B
Enterprise Value	20.12B

Important Dates

The last earnings date was Wednesday, October 15, 2025, before market open.

Earnings Date	Oct 15, 2025
Ex-Dividend Date	Oct 29, 2025

Share Statistics

CFG has 429.49 million shares outstanding. The number of shares has decreased by -4.28% in one year.

Current Share Class	429.49M
Shares Outstanding	429.49M
Shares Change (YoY)	-4.28%
Shares Change (QoQ)	-0.24%
Owned by Insiders (%)	0.89%
Owned by Institutions (%)	100.85%
Float	427.03M

Valuation Ratios

The trailing PE ratio is 14.21 and the forward PE ratio is 10.73. CFG's PEG ratio is 0.42.

PE Ratio	14.21
Forward PE	10.73
PS Ratio	2.97
Forward PS	2.46
PB Ratio	0.92
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	7.64
PEG Ratio	0.42

Enterprise Valuation

EV / Earnings	12.85
EV / Sales	2.70
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.71%.

Return on Equity (ROE)	6.71%
Return on Assets (ROA)	0.77%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$430,555
Profits Per Employee	$90,588
Employee Count	17,287
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CFG has paid $455.00 million in taxes.

Income Tax	455.00M
Effective Tax Rate	21.07%

Stock Price Statistics

The stock price has increased by +21.31% in the last 52 weeks. The beta is 1.11, so CFG's price volatility has been higher than the market average.

Beta (5Y)	1.11
52-Week Price Change	+21.31%
50-Day Moving Average	51.81
200-Day Moving Average	45.44
Relative Strength Index (RSI)	47.19
Average Volume (20 Days)	5,075,005

Short Selling Information

The latest short interest is 13.12 million, so 3.06% of the outstanding shares have been sold short.

Short Interest	13.12M
Short Previous Month	8.96M
Short % of Shares Out	3.06%
Short % of Float	3.07%
Short Ratio (days to cover)	2.51

Income Statement

In the last 12 months, CFG had revenue of $7.44 billion and earned $1.57 billion in profits. Earnings per share was $3.57.

Revenue	7.44B
Gross Profit	7.44B
Operating Income	2.16B
Pretax Income	2.16B
Net Income	1.57B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.57

Balance Sheet

The company has $13.07 billion in cash and $11.39 billion in debt, giving a net cash position of $1.67 billion or $3.89 per share.

Cash & Cash Equivalents	13.07B
Total Debt	11.39B
Net Cash	1.67B
Net Cash Per Share	$3.89
Equity (Book Value)	25.83B
Book Value Per Share	54.97
Working Capital	-166.91B

Cash Flow

Operating Cash Flow	2.85B
Capital Expenditures	-130.00M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	29.01%
Pretax Margin	29.01%
Profit Margin	22.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 3.61%.

Dividend Per Share	$1.84
Dividend Yield	3.61%
Dividend Growth (YoY)	2.38%
Years of Dividend Growth	n/a
Payout Ratio	48.17%
Buyback Yield	4.28%
Shareholder Yield	7.59%
Earnings Yield	7.19%
FCF Yield	n/a

Analyst Forecast

The average price target for CFG is $55.83, which is 10.05% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$55.83
Price Target Difference	10.05%
Analyst Consensus	Strong Buy
Analyst Count	18
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4