Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
41.32
+0.87 (2.15%)
Jun 18, 2025, 4:00 PM - Market closed

Citizens Financial Group Statistics

Total Valuation

CFG has a market cap or net worth of $17.92 billion. The enterprise value is $18.13 billion.

Market Cap 17.92B
Enterprise Value 18.13B

Important Dates

The next estimated earnings date is Wednesday, July 16, 2025, before market open.

Earnings Date Jul 16, 2025
Ex-Dividend Date Apr 30, 2025

Share Statistics

CFG has 433.65 million shares outstanding. The number of shares has decreased by -4.80% in one year.

Current Share Class 433.65M
Shares Outstanding 433.65M
Shares Change (YoY) -4.80%
Shares Change (QoQ) -0.59%
Owned by Insiders (%) 0.83%
Owned by Institutions (%) 99.47%
Float 429.59M

Valuation Ratios

The trailing PE ratio is 13.10 and the forward PE ratio is 10.29. CFG's PEG ratio is 0.44.

PE Ratio 13.10
Forward PE 10.29
PS Ratio 2.58
Forward PS 2.13
PB Ratio 0.79
P/TBV Ratio 1.24
P/FCF Ratio 16.17
P/OCF Ratio 14.52
PEG Ratio 0.44
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.88
EV / Sales 2.55
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 16.36

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 11.91
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.37%.

Return on Equity (ROE) 6.37%
Return on Assets (ROA) 0.70%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $411,639
Profits Per Employee $81,448
Employee Count 17,287
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CFG has paid $378.00 million in taxes.

Income Tax 378.00M
Effective Tax Rate 19.63%

Stock Price Statistics

The stock price has increased by +19.77% in the last 52 weeks. The beta is 1.07, so CFG's price volatility has been similar to the market average.

Beta (5Y) 1.07
52-Week Price Change +19.77%
50-Day Moving Average 38.98
200-Day Moving Average 42.52
Relative Strength Index (RSI) 55.67
Average Volume (20 Days) 4,962,217

Short Selling Information

The latest short interest is 12.48 million, so 2.88% of the outstanding shares have been sold short.

Short Interest 12.48M
Short Previous Month 11.96M
Short % of Shares Out 2.88%
Short % of Float 2.91%
Short Ratio (days to cover) 2.97

Income Statement

In the last 12 months, CFG had revenue of $7.12 billion and earned $1.41 billion in profits. Earnings per share was $3.15.

Revenue 7.12B
Gross Profit 7.12B
Operating Income 1.93B
Pretax Income 1.54B
Net Income 1.41B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.15
Full Income Statement

Balance Sheet

The company has $12.99 billion in cash and $13.20 billion in debt, giving a net cash position of -$211.00 million or -$0.49 per share.

Cash & Cash Equivalents 12.99B
Total Debt 13.20B
Net Cash -211.00M
Net Cash Per Share -$0.49
Equity (Book Value) 24.87B
Book Value Per Share 51.99
Working Capital -162.97B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.23 billion and capital expenditures -$126.00 million, giving a free cash flow of $1.11 billion.

Operating Cash Flow 1.23B
Capital Expenditures -126.00M
Free Cash Flow 1.11B
FCF Per Share $2.56
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 27.07%
Pretax Margin 27.07%
Profit Margin 21.75%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 15.57%

Dividends & Yields

This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 4.07%.

Dividend Per Share $1.68
Dividend Yield 4.07%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 53.27%
Buyback Yield 4.80%
Shareholder Yield 8.87%
Earnings Yield 7.86%
FCF Yield 6.18%
Dividend Details

Analyst Forecast

The average price target for CFG is $47.94, which is 16.02% higher than the current price. The consensus rating is "Buy".

Price Target $47.94
Price Target Difference 16.02%
Analyst Consensus Buy
Analyst Count 18
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3