Citizens Financial Group, Inc. (CFG)

Citizens Financial Group Statistics

Total Valuation

CFG has a market cap or net worth of $29.24 billion. The enterprise value is $26.83 billion.

Market Cap	29.24B
Enterprise Value	26.83B

Important Dates

The last earnings date was Wednesday, January 21, 2026, before market open.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Feb 4, 2026

Share Statistics

CFG has 429.24 million shares outstanding. The number of shares has decreased by -3.67% in one year.

Current Share Class	429.24M
Shares Outstanding	429.24M
Shares Change (YoY)	-3.67%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	0.84%
Owned by Institutions (%)	99.12%
Float	425.13M

Valuation Ratios

The trailing PE ratio is 17.65 and the forward PE ratio is 13.32. CFG's PEG ratio is 0.55.

PE Ratio	17.65
Forward PE	13.32
PS Ratio	3.86
Forward PS	3.21
PB Ratio	1.21
P/TBV Ratio	1.84
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.55

Enterprise Valuation

EV / Earnings	15.90
EV / Sales	3.51
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.24%.

Return on Equity (ROE)	7.24%
Return on Assets (ROA)	0.83%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.32%
Revenue Per Employee	$441,893
Profits Per Employee	$97,646
Employee Count	17,287
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CFG has paid $497.00 million in taxes.

Income Tax	497.00M
Effective Tax Rate	21.35%

Stock Price Statistics

The stock price has increased by +42.96% in the last 52 weeks. The beta is 1.07, so CFG's price volatility has been similar to the market average.

Beta (5Y)	1.07
52-Week Price Change	+42.96%
50-Day Moving Average	59.98
200-Day Moving Average	50.44
Relative Strength Index (RSI)	75.07
Average Volume (20 Days)	5,799,859

Short Selling Information

The latest short interest is 16.78 million, so 3.91% of the outstanding shares have been sold short.

Short Interest	16.78M
Short Previous Month	14.30M
Short % of Shares Out	3.91%
Short % of Float	3.95%
Short Ratio (days to cover)	4.06

Income Statement

In the last 12 months, CFG had revenue of $7.64 billion and earned $1.69 billion in profits. Earnings per share was $3.86.

Revenue	7.64B
Gross Profit	7.64B
Operating Income	2.33B
Pretax Income	2.33B
Net Income	1.69B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.86

Balance Sheet

The company has $13.69 billion in cash and $11.28 billion in debt, with a net cash position of $2.41 billion or $5.61 per share.

Cash & Cash Equivalents	13.69B
Total Debt	11.28B
Net Cash	2.41B
Net Cash Per Share	$5.61
Equity (Book Value)	26.32B
Book Value Per Share	56.39
Working Capital	-168.49B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.48%
Pretax Margin	30.48%
Profit Margin	23.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.84, which amounts to a dividend yield of 2.70%.

Dividend Per Share	$1.84
Dividend Yield	2.70%
Dividend Growth (YoY)	4.76%
Years of Dividend Growth	1
Payout Ratio	45.60%
Buyback Yield	3.67%
Shareholder Yield	6.37%
Earnings Yield	5.77%
FCF Yield	n/a

Analyst Forecast

The average price target for CFG is $65.85, which is -3.33% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$65.85
Price Target Difference	-3.33%
Analyst Consensus	Strong Buy
Analyst Count	20
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2