Citizens Financial Group Statistics
Total Valuation
CFG has a market cap or net worth of $25.71 billion. The enterprise value is $24.04 billion.
Important Dates
The next estimated earnings date is Friday, January 16, 2026, before market open.
| Earnings Date | Jan 16, 2026 |
| Ex-Dividend Date | Oct 29, 2025 |
Share Statistics
CFG has 429.49 million shares outstanding. The number of shares has decreased by -4.28% in one year.
| Current Share Class | 429.49M |
| Shares Outstanding | 429.49M |
| Shares Change (YoY) | -4.28% |
| Shares Change (QoQ) | -0.24% |
| Owned by Insiders (%) | 0.84% |
| Owned by Institutions (%) | 98.65% |
| Float | 425.38M |
Valuation Ratios
The trailing PE ratio is 16.76 and the forward PE ratio is 12.62. CFG's PEG ratio is 0.49.
| PE Ratio | 16.76 |
| Forward PE | 12.62 |
| PS Ratio | 3.51 |
| Forward PS | 2.89 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.67 |
| P/FCF Ratio | 9.44 |
| P/OCF Ratio | 9.01 |
| PEG Ratio | 0.49 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.35 |
| EV / Sales | 3.23 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.83 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.71%.
| Return on Equity (ROE) | 6.71% |
| Return on Assets (ROA) | 0.77% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $430,555 |
| Profits Per Employee | $90,588 |
| Employee Count | 17,287 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CFG has paid $455.00 million in taxes.
| Income Tax | 455.00M |
| Effective Tax Rate | 21.07% |
Stock Price Statistics
The stock price has increased by +37.39% in the last 52 weeks. The beta is 1.11, so CFG's price volatility has been higher than the market average.
| Beta (5Y) | 1.11 |
| 52-Week Price Change | +37.39% |
| 50-Day Moving Average | 53.61 |
| 200-Day Moving Average | 47.02 |
| Relative Strength Index (RSI) | 74.72 |
| Average Volume (20 Days) | 5,045,593 |
Short Selling Information
The latest short interest is 14.30 million, so 3.33% of the outstanding shares have been sold short.
| Short Interest | 14.30M |
| Short Previous Month | 12.96M |
| Short % of Shares Out | 3.33% |
| Short % of Float | 3.36% |
| Short Ratio (days to cover) | 2.72 |
Income Statement
In the last 12 months, CFG had revenue of $7.44 billion and earned $1.57 billion in profits. Earnings per share was $3.57.
| Revenue | 7.44B |
| Gross Profit | 7.44B |
| Operating Income | 2.12B |
| Pretax Income | 2.16B |
| Net Income | 1.57B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.57 |
Full Income StatementBalance Sheet
The company has $13.07 billion in cash and $11.39 billion in debt, giving a net cash position of $1.67 billion or $3.89 per share.
| Cash & Cash Equivalents | 13.07B |
| Total Debt | 11.39B |
| Net Cash | 1.67B |
| Net Cash Per Share | $3.89 |
| Equity (Book Value) | 25.83B |
| Book Value Per Share | 54.97 |
| Working Capital | -166.91B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $2.85 billion and capital expenditures -$130.00 million, giving a free cash flow of $2.72 billion.
| Operating Cash Flow | 2.85B |
| Capital Expenditures | -130.00M |
| Free Cash Flow | 2.72B |
| FCF Per Share | $6.34 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.47% |
| Pretax Margin | 29.01% |
| Profit Margin | 22.89% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.57% |
Dividends & Yields
This stock pays an annual dividend of $1.68, which amounts to a dividend yield of 2.81%.
| Dividend Per Share | $1.68 |
| Dividend Yield | 2.81% |
| Dividend Growth (YoY) | 2.38% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 48.17% |
| Buyback Yield | 4.28% |
| Shareholder Yield | 7.08% |
| Earnings Yield | 6.09% |
| FCF Yield | 10.59% |
Dividend DetailsAnalyst Forecast
The average price target for CFG is $57.67, which is -3.66% lower than the current price. The consensus rating is "Strong Buy".
| Price Target | $57.67 |
| Price Target Difference | -3.66% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 18 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
