Chemung Financial Corporation (CHMG)
NASDAQ: CHMG · Real-Time Price · USD
81.60
+0.12 (0.15%)
Aug 28, 2026, 4:00 PM EDT - Market closed
Chemung Financial Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 117.01 | 90.67 | 97.34 | 95.74 | 96.17 | 89.44 |
Revenue Growth | 41.59% | -6.85% | 1.66% | -0.44% | 7.52% | 12.08% |
Net Income Net Income Growth | 33.3 | 15.1 | 23.67 | 25 | 28.78 | 26.43 |
Earnings Per Share EPS Growth | 6.91 | 3.14 | 4.96 | 5.28 | 6.13 | 5.64 |
EPS Growth | 190.70% | -36.64% | -6.07% | -13.86% | 8.69% | 40.72% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Core Banking Core Banking Growth | 106.6 | 79.54 | 84.7 | 84.22 | 84.91 | 77.29 |
Holding Company and Cfs Group, Inc. (CFS) Holding Company and Cfs Group, Inc. (CFS) Growth | -2 | -0.81 | 1.07 | - | - | - |
Wealth Management Group (WMG) Wealth Management Group (WMG) Growth | 12.42 | 11.95 | 11.57 | 10.46 | 10.28 | 11.07 |
Inter-segment Eliminations Inter-segment Eliminations Growth | -0.01 | -0.01 | -0.01 | -0.96 | - | - |
Total Total Growth | 117.01 | 90.67 | 97.34 | 95.74 | 96.17 | 89.44 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 90.66 | 65.78 | 69.26 | 59.19 | 82.45 | 28.68 |
Total Debt Total Debt Growth | 159.99 | 156.93 | 142.37 | 64.78 | 132.52 | 44.77 |
Net Cash (Debt) Net Cash Growth | -69.33 | -91.15 | -73.11 | -5.59 | -50.07 | -16.08 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -14.38 | -18.97 | -15.33 | -1.18 | -10.67 | -3.43 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 46.85 | 45.5 | 29.82 | 30.88 | 35.05 | 35.46 |
Capital Expenditures CapEx Growth | -1.46 | -1.69 | -3.63 | -0.46 | -0.43 | -0.37 |
Free Cash Flow Free Cash Flow Growth | 45.39 | 43.81 | 26.19 | 30.42 | 34.62 | 35.09 |
Free Cash Flow Growth | 55.96% | 67.29% | -13.91% | -12.14% | -1.35% | 26.27% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 28.46% | 16.66% | 24.32% | 26.11% | 29.93% | 29.54% |
FCF Margin | 38.79% | 48.32% | 26.91% | 31.77% | 36.00% | 39.24% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.360 | 1.320 | 1.240 | 1.240 | 1.240 | 1.190 |
Dividend Per Share Growth | 6.98% | 6.45% | 0% | 0% | 4.20% | 14.42% |
Dividend Yield | 1.67% | 2.39% | 2.64% | 2.66% | 2.97% | 2.89% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.81 | 17.71 | 9.81 | 9.41 | 7.46 | 8.20 |
Forward PE | 10.60 | 8.40 | 9.71 | 11.05 | 7.75 | 10.02 |
P/FCF Ratio | 8.67 | 6.11 | 8.87 | 7.73 | 6.20 | 6.17 |
PS Ratio | 3.36 | 2.95 | 2.39 | 2.46 | 2.23 | 2.42 |