Chemung Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	53.37	50.1	47.04	36.85	55.87	26.98
Securities and Investments	288.7	294.47	544.6	593.32	646.04	803
Other Earning Assets	2.71	2.1	-	-	-	0.4
Gross Loans	2,312	2,270	2,071	1,973	1,829	1,518
Allowance for Loan Losses	-24.89	-24.21	-21.39	-22.52	-19.66	-21.03
Net Loans	2,287	2,245	2,050	1,950	1,810	1,497
Net Property, Plant & Equipment	20.54	20.16	21.82	20.22	22.56	25.2
Accrued Interest and Accounts Receivable	55.39	55.97	64.05	61.31	59.89	31.74
Other Intangible Assets	-	-	-	-	-	0.02
Goodwill	21.82	21.82	21.82	21.82	21.82	21.82
Other Non-Earning Assets	19.38	20.26	26.78	26.86	29.58	12.1
Total Assets	2,749	2,710	2,776	2,711	2,646	2,418
Interest-bearing deposits	1,673	1,646	1,771	1,776	1,594	1,416
Noninterest-bearing deposits	641.04	624.53	625.76	653.17	733.33	739.61
Total Deposits	2,314	2,271	2,397	2,429	2,327	2,155
Short-Term Interbank Borrowing and Repurchase Agreements	75.71	87.11	109.11	31.92	95.81	14.57
Accrued Expenses	26.3	27.92	21.59	19.61	17.97	15.1
Long-Term Debt	47.41	47.47	3.78	3.05	3.33	3.59
Other Liabilities	22.48	22.35	29.48	31.28	34.84	18.33
Total Liabilities	2,486	2,456	2,561	2,515	2,479	2,207
Common Stock	0.05	0.05	0.05	0.05	0.05	0.05
Treasury Stock	-14.64	-15.32	-16.17	-16.5	-17.6	-17.85
Additional Paid-in Capital	49.19	49.55	48.78	47.77	47.33	46.9
Accumulated Other Comprehensive Income	-35.72	-36.05	-65.07	-66.01	-75.26	-6.53
Retained Earnings	264.04	256.48	247.71	229.93	211.86	188.88
Shareholders' Equity	262.93	254.71	215.31	195.24	166.39	211.46
Total Liabilities & Equity	2,749	2,710	2,776	2,711	2,646	2,418
Total Debt	47.41	47.47	3.78	3.05	3.33	3.59
Net Cash (Debt)	-47.41	-47.47	-3.78	-3.05	-3.33	-3.59
Net Cash Per Share	-9.85	-9.88	-0.79	-0.65	-0.71	-0.77
Book Value	262.93	254.71	215.31	195.24	166.39	211.46
Book Value Per Share	54.62	53.02	45.14	41.26	35.45	45.15
Tangible Book Value	241.11	232.89	193.49	173.42	144.56	189.62
Tangible Book Value Per Share	50.09	48.48	40.56	36.65	30.80	40.49

SEC Filings: 10-K · 10-Q