Chemung Financial Corporation (CHMG)
NASDAQ: CHMG · Real-Time Price · USD
83.55
-1.68 (-1.97%)
At close: Sep 16, 2026, 4:00 PM EDT
83.51
-0.04 (-0.05%)
Pre-market: Sep 17, 2026, 4:10 AM EDT

Chemung Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
403268232235215217
Market Cap Growth
59.92%15.18%-1.24%9.60%-0.95%37.03%
Last Close Price
83.5555.1747.0446.7041.8041.16

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.1017.719.819.417.468.20
PS Ratio
3.442.952.392.462.232.42
PB Ratio
1.491.051.081.211.291.02
P/FCF Ratio
8.876.118.877.736.206.17
P/OCF Ratio
8.605.887.797.626.126.11

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.590.620.660.330.800.21
Debt / FCF Ratio
3.533.585.442.133.831.28
Net Debt / Equity Ratio
0.260.360.340.030.300.08
Net Debt / FCF Ratio
1.532.082.790.181.450.46
Return on Equity (ROE)
13.28%6.43%11.53%13.83%15.24%12.85%
Return on Assets (ROA)
1.18%0.55%0.86%0.93%1.14%1.13%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.27%5.65%10.19%10.63%13.41%12.20%
FCF Yield
11.27%16.38%11.28%12.93%16.13%16.20%
Dividend Yield
1.63%2.39%2.64%2.66%2.97%2.89%
Payout Ratio
19.98%41.88%31.11%23.36%20.14%20.13%
Buyback Yield / Dilution
-0.75%-0.71%-0.80%-0.83%-0.21%2.48%
Total Shareholder Return
0.88%1.68%1.83%1.82%2.75%5.37%
SEC Filings: 10-K · 10-Q