Chemung Financial Corporation (CHMG)

Chemung Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	53.44	45.44	35.25	54.27	17.78	87.84
Investment Securities	532.38	169.55	184	203.31	221.52	91.96
Trading Asset Securities	-	23.83	23.94	26.71	9.27	14.7
Mortgage-Backed Securities	-	365.93	403.82	435.13	577.36	467.87
Total Investments	532.38	559.31	611.77	665.15	808.15	574.52
Gross Loans	2,098	2,071	1,973	1,829	1,518	1,536
Allowance for Loan Losses	-22.52	-21.39	-22.52	-19.66	-21.03	-20.92
Net Loans	2,075	2,050	1,950	1,810	1,497	1,516
Property, Plant & Equipment	21.55	21.82	20.22	22.56	25.2	27.26
Goodwill	21.82	21.82	21.82	21.82	21.82	21.82
Other Intangible Assets	-	-	-	-	0.02	0.26
Loans Held for Sale	0.28	-	-	-	0.4	0.17
Accrued Interest Receivable	83.69	8.5	8.5	6.95	5.99	6.27
Restricted Cash	-	1.6	1.6	1.6	9.2	20.7
Other Real Estate Owned & Foreclosed	0.4	0.65	0.33	0.2	0.11	0.24
Other Long-Term Assets	-	59.75	55.4	55.02	28.37	21.68
Total Assets	2,797	2,776	2,711	2,646	2,418	2,279
Interest Bearing Deposits	1,814	1,670	1,699	1,562	1,387	1,386
Institutional Deposits	-	101.13	76.8	31.55	28.8	31.2
Non-Interest Bearing Deposits	619.65	625.76	653.17	733.33	739.61	620.42
Total Deposits	2,433	2,397	2,429	2,327	2,155	2,038
Short-Term Borrowings	-	132.96	55.9	122.57	33.79	15.06
Current Portion of Leases	-	1.45	-	-	-	-
Accrued Interest Payable	40.81	0.5	0.7	0.45	0.21	0.26
Other Current Liabilities	-	-	1.47	1.46	1.45	1.21
Long-Term Debt	88.7	-	-	-	-	-
Long-Term Leases	5.52	7.96	8.88	9.95	10.97	11.11
Other Long-Term Liabilities	-	21.09	18.91	17.52	5.16	14.33
Total Liabilities	2,568	2,561	2,515	2,479	2,207	2,080
Common Stock	0.05	0.05	0.05	0.05	0.05	0.05
Additional Paid-In Capital	48.16	48.78	47.77	47.33	46.9	46.76
Retained Earnings	252.2	247.71	229.93	211.86	188.88	168.01
Treasury Stock	-15.18	-16.17	-16.5	-17.6	-17.85	-17.53
Comprehensive Income & Other	-56.92	-65.07	-66.01	-75.26	-6.53	2.4
Shareholders' Equity	228.31	215.31	195.24	166.39	211.46	199.7
Total Liabilities & Equity	2,797	2,776	2,711	2,646	2,418	2,279
Total Debt	94.22	142.37	64.78	132.52	44.77	26.17
Net Cash (Debt)	-40.78	-73.11	-5.59	-50.07	-16.08	78.51
Net Cash Growth	-	-	-	-	-	-21.83%
Net Cash Per Share	-8.54	-15.33	-1.18	-10.67	-3.43	16.35
Filing Date Shares Outstanding	4.81	4.79	4.75	4.71	4.67	4.66
Total Common Shares Outstanding	4.81	4.75	4.74	4.69	4.67	4.67
Book Value Per Share	47.49	45.29	41.21	35.44	45.25	42.78
Tangible Book Value	206.48	193.49	173.42	144.56	189.62	177.62
Tangible Book Value Per Share	42.95	40.70	36.61	30.79	40.57	38.05

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q