Chemung Financial Corporation (CHMG)
NASDAQ: CHMG · Real-Time Price · USD
53.30
+0.15 (0.28%)
At close: Mar 25, 2026, 4:00 PM EDT
53.85
+0.55 (1.03%)
After-hours: Mar 25, 2026, 4:10 PM EDT

Chemung Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
15.123.672528.7826.43
Depreciation & Amortization
2.672.022.83.033.5
Provision for Credit Losses
4.44-0.053.43-0.550.02
Stock-Based Compensation
1.471.261.161.090.69
Net Change in Loans Held-for-Sale
-0.04000.4-0.23
Other Adjustments
15.543.170.665.615.55
Changes in Trading Assets
-0.32-0.01-0.11-0.22-0.18
Changes in Accrued Interest and Accounts Receivable
0.36-0.49-1.3-28.07-7.39
Changes in Accounts Payable
-1.630.492.120.65-0.05
Changes in Other Operating Activities
7.9-0.25-2.8724.337.12
Operating Cash Flow
45.529.8230.8835.0535.46
Operating Cash Flow Growth
52.60%-3.45%-11.89%-1.17%23.73%
Net Change in Loans Held-for-Investment
-202.08-100.46-144.16-312.3618.2
Net Change in Securities and Investments
270.2745.9261.9659.84-260.81
Capital Expenditures
-1.69-3.63-0.46-0.43-0.37
Sale of Property, Plant & Equipment
1.410.04---
Other Investing Activities
0.410.40.290.330.5
Investing Cash Flow
68.32-57.72-82.38-252.62-242.48
Net Change in Deposits
-126.21-32.54102.2171.79117.66
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-2277.19-63.8981.2414.57
Long-Term Debt Issued
45----
Net Long-Term Debt Issued (Repaid)
45----
Issuance of Common Stock
0.540.430.60.420.43
Repurchase of Common Stock
-0.4-0.34-0.32-0.93-1.62
Net Common Stock Issued (Repurchased)
0.140.090.29-0.51-1.19
Common Dividends Paid
-6.33-7.37-5.84-5.8-5.32
Other Financing Activities
-1.360.73-0.28-0.27-0.26
Financing Cash Flow
-110.7638.132.48246.46125.47
Net Cash Flow
3.0610.19-19.0228.89-81.56
Free Cash Flow
43.8126.1930.4234.6235.09
Free Cash Flow Growth
67.29%-13.91%-12.14%-1.35%19.83%
FCF Margin
48.32%26.91%31.83%36.00%39.24%
Free Cash Flow Per Share
9.125.496.437.387.49
Levered Free Cash Flow
67.421.8125.1828.0929.07
Unlevered Free Cash Flow
7.3-1.870.18-0.72.64
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q