Chemung Financial Corporation (CHMG)

NASDAQ: CHMG · Real-Time Price · USD

53.30

+0.15 (0.28%)

At close: Mar 25, 2026, 4:00 PM EDT

53.85

+0.55 (1.03%)

After-hours: Mar 25, 2026, 4:10 PM EDT

Chemung Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	257	267	232	236	215	217
Market Cap Growth	11.28%	15.21%	-1.64%	9.56%	-0.80%	36.98%
Enterprise Value	350.34	314.81	235.83	238.97	218.67	220.67
Last Close Price	53.30	55.80	48.81	49.80	45.87	46.45
PE Ratio	16.95	17.77	9.84	9.43	7.48	8.24
Forward PE	7.51	8.40	9.71	11.05	7.75	10.02
PS Ratio	2.86	2.95	2.38	2.47	2.24	2.43
PB Ratio	1.00	1.05	1.08	1.21	1.29	1.03
P/TBV Ratio	1.00	1.05	1.08	1.21	1.29	1.03
P/FCF Ratio	5.92	6.10	8.86	7.76	6.22	6.19
P/OCF Ratio	5.70	5.88	7.78	7.64	6.14	6.12
EV/Sales Ratio	3.86	3.47	2.42	2.50	2.27	2.47
EV/EBITDA Ratio	-	118.08	116.98	85.29	72.26	62.99
EV/FCF Ratio	8.00	7.19	9.00	7.86	6.32	6.29
Debt / Equity Ratio	0.19	0.19	0.02	0.02	0.02	0.02
Debt / EBITDA Ratio	17.81	17.81	1.88	1.09	1.10	1.03
Debt / FCF Ratio	1.08	1.08	0.14	0.10	0.10	0.10
Net Debt / Equity Ratio	0.19	0.19	0.02	0.02	0.02	0.02
Net Debt / EBITDA Ratio	17.81	17.81	1.88	1.09	1.10	1.03
Net Debt / FCF Ratio	1.08	1.08	0.14	0.10	0.10	0.10
Asset Turnover	0.03	0.03	0.04	0.04	0.04	0.04
Return on Equity (ROE)	6.43%	6.43%	11.53%	13.83%	15.24%	12.85%
Earnings Yield	5.83%	5.63%	10.16%	10.60%	13.36%	12.14%
FCF Yield	16.90%	16.39%	11.29%	12.89%	16.08%	16.17%
Dividend Yield	2.55%	2.36%	3.16%	2.48%	2.69%	2.44%
Payout Ratio	42.62%	41.88%	31.11%	23.36%	20.14%	20.12%
Buyback Yield / Dilution	-0.05%	-0.05%	-0.04%	-0.12%	0.24%	0.55%
Total Shareholder Return	2.50%	2.31%	3.13%	2.36%	2.93%	2.99%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q