Chemung Financial Statistics
Total Valuation
CHMG has a market cap or net worth of $254.73 million. The enterprise value is $42.85 million.
Important Dates
The next estimated earnings date is Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Sep 17, 2025 |
Share Statistics
CHMG has 4.79 million shares outstanding. The number of shares has increased by 1.33% in one year.
| Current Share Class | 4.79M |
| Shares Outstanding | 4.79M |
| Shares Change (YoY) | +1.33% |
| Shares Change (QoQ) | -1.14% |
| Owned by Insiders (%) | 20.00% |
| Owned by Institutions (%) | 41.51% |
| Float | 3.32M |
Valuation Ratios
The trailing PE ratio is 22.38 and the forward PE ratio is 8.14.
| PE Ratio | 22.38 |
| Forward PE | 8.14 |
| PS Ratio | 3.08 |
| Forward PS | 2.15 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.20 |
| P/FCF Ratio | 8.75 |
| P/OCF Ratio | 7.88 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.77 |
| EV / Sales | 0.52 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.36 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $240,936 |
| Profits Per Employee | $33,146 |
| Employee Count | 343 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CHMG has paid $2.41 million in taxes.
| Income Tax | 2.41M |
| Effective Tax Rate | 17.68% |
Stock Price Statistics
The stock price has increased by +17.50% in the last 52 weeks. The beta is 0.40, so CHMG's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +17.50% |
| 50-Day Moving Average | 50.55 |
| 200-Day Moving Average | 49.04 |
| Relative Strength Index (RSI) | 59.95 |
| Average Volume (20 Days) | 14,541 |
Short Selling Information
The latest short interest is 33,345, so 0.70% of the outstanding shares have been sold short.
| Short Interest | 33,345 |
| Short Previous Month | 38,448 |
| Short % of Shares Out | 0.70% |
| Short % of Float | 1.01% |
| Short Ratio (days to cover) | 1.80 |
Income Statement
In the last 12 months, CHMG had revenue of $82.64 million and earned $11.37 million in profits. Earnings per share was $2.38.
| Revenue | 82.64M |
| Gross Profit | 82.64M |
| Operating Income | 15.62M |
| Pretax Income | 29.70M |
| Net Income | 11.37M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.38 |
Full Income StatementBalance Sheet
The company has $338.78 million in cash and $126.90 million in debt, giving a net cash position of $211.88 million or $44.23 per share.
| Cash & Cash Equivalents | 338.78M |
| Total Debt | 126.90M |
| Net Cash | 211.88M |
| Net Cash Per Share | $44.23 |
| Equity (Book Value) | 234.97M |
| Book Value Per Share | 49.03 |
| Working Capital | -2.26B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $32.32 million and capital expenditures -$3.21 million, giving a free cash flow of $29.11 million.
| Operating Cash Flow | 32.32M |
| Capital Expenditures | -3.21M |
| Free Cash Flow | 29.11M |
| FCF Per Share | $6.08 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 18.90% |
| Pretax Margin | 16.47% |
| Profit Margin | 13.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.22% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.52%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 2.52% |
| Dividend Growth (YoY) | 4.03% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 54.29% |
| Buyback Yield | -1.33% |
| Shareholder Yield | 1.08% |
| Earnings Yield | 4.46% |
| FCF Yield | 11.43% |
Dividend DetailsAnalyst Forecast
The average price target for CHMG is $56.33, which is 5.70% higher than the current price. The consensus rating is "Hold".
| Price Target | $56.33 |
| Price Target Difference | 5.70% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
