Chemung Financial Corporation (CHMG)
NASDAQ: CHMG · Real-Time Price · USD
44.01
+0.05 (0.11%)
Apr 23, 2025, 4:00 PM EDT - Market closed

Chemung Financial Statistics

Total Valuation

CHMG has a market cap or net worth of $210.76 million. The enterprise value is $251.54 million.

Market Cap 210.76M
Enterprise Value 251.54M

Important Dates

The next estimated earnings date is Tuesday, May 6, 2025, after market close.

Earnings Date May 6, 2025
Ex-Dividend Date Mar 18, 2025

Share Statistics

CHMG has 4.79 million shares outstanding. The number of shares has increased by 0.95% in one year.

Current Share Class 4.79M
Shares Outstanding 4.79M
Shares Change (YoY) +0.95%
Shares Change (QoQ) +0.36%
Owned by Insiders (%) 19.57%
Owned by Institutions (%) 42.33%
Float 3.14M

Valuation Ratios

The trailing PE ratio is 9.28 and the forward PE ratio is 7.88.

PE Ratio 9.28
Forward PE 7.88
PS Ratio 2.19
Forward PS 1.87
PB Ratio 0.93
P/TBV Ratio 1.02
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 11.11
EV / Sales 2.62
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.65%.

Return on Equity (ROE) 10.65%
Return on Assets (ROA) 0.81%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $280,359
Profits Per Employee $66,017
Employee Count 343
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CHMG has paid $6.04 million in taxes.

Income Tax 6.04M
Effective Tax Rate 21.06%

Stock Price Statistics

The stock price has decreased by -1.52% in the last 52 weeks. The beta is 0.12, so CHMG's price volatility has been lower than the market average.

Beta (5Y) 0.12
52-Week Price Change -1.52%
50-Day Moving Average 47.67
200-Day Moving Average 48.22
Relative Strength Index (RSI) 46.36
Average Volume (20 Days) 14,149

Short Selling Information

The latest short interest is 15,042, so 0.31% of the outstanding shares have been sold short.

Short Interest 15,042
Short Previous Month 14,260
Short % of Shares Out 0.31%
Short % of Float 0.48%
Short Ratio (days to cover) 0.64

Income Statement

In the last 12 months, CHMG had revenue of $96.16 million and earned $22.64 million in profits. Earnings per share was $4.74.

Revenue 96.16M
Gross Profit 96.16M
Operating Income 30.79M
Pretax Income 29.70M
Net Income 22.64M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.74
Full Income Statement

Balance Sheet

The company has $53.44 million in cash and $94.22 million in debt, giving a net cash position of -$40.78 million or -$8.52 per share.

Cash & Cash Equivalents 53.44M
Total Debt 94.22M
Net Cash -40.78M
Net Cash Per Share -$8.52
Equity (Book Value) 228.31M
Book Value Per Share 47.49
Working Capital -2.34B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.01%
Pretax Margin 29.83%
Profit Margin 23.55%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.91%.

Dividend Per Share $1.28
Dividend Yield 2.91%
Dividend Growth (YoY) 0.81%
Years of Dividend Growth n/a
Payout Ratio 27.00%
Buyback Yield -0.95%
Shareholder Yield 1.96%
Earnings Yield 10.74%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for CHMG is $55.00, which is 24.97% higher than the current price. The consensus rating is "Hold".

Price Target $55.00
Price Target Difference 24.97%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jun 3, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2