Chemung Financial Statistics

Total Valuation

CHMG has a market cap or net worth of $243.78 million. The enterprise value is $315.26 million.

Market Cap	243.78M
Enterprise Value	315.26M

Important Dates

The next estimated earnings date is Thursday, April 17, 2025, after market close.

Earnings Date	Apr 17, 2025
Ex-Dividend Date	Mar 18, 2025

Share Statistics

CHMG has 4.76 million shares outstanding. The number of shares has increased by 1.03% in one year.

Current Share Class	4.76M
Shares Outstanding	4.76M
Shares Change (YoY)	+1.03%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	19.69%
Owned by Institutions (%)	43.34%
Float	3.11M

Valuation Ratios

The trailing PE ratio is 10.32 and the forward PE ratio is 9.58.

PE Ratio	10.32
Forward PE	9.58
PS Ratio	2.51
Forward PS	2.21
PB Ratio	1.14
P/TBV Ratio	1.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.32
EV / Sales	3.24
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.53%.

Return on Equity (ROE)	11.53%
Return on Assets (ROA)	0.86%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$287,124
Profits Per Employee	$69,826
Employee Count	339
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CHMG has paid $6.41 million in taxes.

Income Tax	6.41M
Effective Tax Rate	21.32%

Stock Price Statistics

The stock price has increased by +18.86% in the last 52 weeks. The beta is 0.20, so CHMG's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+18.86%
50-Day Moving Average	49.87
200-Day Moving Average	47.52
Relative Strength Index (RSI)	55.90
Average Volume (20 Days)	13,337

Short Selling Information

The latest short interest is 10,508, so 0.22% of the outstanding shares have been sold short.

Short Interest	10,508
Short Previous Month	10,147
Short % of Shares Out	0.22%
Short % of Float	0.34%
Short Ratio (days to cover)	1.04

Income Statement

In the last 12 months, CHMG had revenue of $97.34 million and earned $23.67 million in profits. Earnings per share was $4.96.

Revenue	97.34M
Gross Profit	97.34M
Operating Income	32.36M
Pretax Income	29.70M
Net Income	23.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.96

Full Income Statement

Balance Sheet

The company has $47.04 million in cash and $118.52 million in debt, giving a net cash position of -$71.48 million or -$15.02 per share.

Cash & Cash Equivalents	47.04M
Total Debt	118.52M
Net Cash	-71.48M
Net Cash Per Share	-$15.02
Equity (Book Value)	215.31M
Book Value Per Share	45.13
Working Capital	-2.30B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	33.25%
Pretax Margin	30.91%
Profit Margin	24.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.50%.

Dividend Per Share	$1.28
Dividend Yield	2.50%
Dividend Growth (YoY)	0.81%
Years of Dividend Growth	n/a
Payout Ratio	25.79%
Buyback Yield	-1.03%
Shareholder Yield	1.47%
Earnings Yield	9.71%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CHMG is $58.50, which is 14.19% higher than the current price. The consensus rating is "Hold".

Price Target	$58.50
Price Target Difference	14.19%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 3, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2