Chemung Financial Corporation (CHMG)

CTI BioPharma Statistics

Total Valuation

CHMG has a market cap or net worth of $235.42 million. The enterprise value is $23.45 million.

Market Cap	235.42M
Enterprise Value	23.45M

Important Dates

The last earnings date was Thursday, July 17, 2025, after market close.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Jun 17, 2025

Share Statistics

CHMG has 4.79 million shares outstanding. The number of shares has increased by 0.68% in one year.

Current Share Class	4.79M
Shares Outstanding	4.79M
Shares Change (YoY)	+0.68%
Shares Change (QoQ)	+0.35%
Owned by Insiders (%)	19.94%
Owned by Institutions (%)	40.54%
Float	3.32M

Valuation Ratios

The trailing PE ratio is 20.99 and the forward PE ratio is 7.53.

PE Ratio	20.99
Forward PE	7.53
PS Ratio	2.85
Forward PS	2.05
PB Ratio	1.01
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.09
EV / Sales	0.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$240,936
Profits Per Employee	$32,668
Employee Count	343
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CHMG has paid $2.41 million in taxes.

Income Tax	2.41M
Effective Tax Rate	17.68%

Stock Price Statistics

The stock price has increased by +1.13% in the last 52 weeks. The beta is 0.40, so CHMG's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	+1.13%
50-Day Moving Average	49.38
200-Day Moving Average	48.79
Relative Strength Index (RSI)	40.05
Average Volume (20 Days)	19,640

Short Selling Information

The latest short interest is 38,448, so 0.80% of the outstanding shares have been sold short.

Short Interest	38,448
Short Previous Month	36,007
Short % of Shares Out	0.80%
Short % of Float	1.16%
Short Ratio (days to cover)	2.37

Income Statement

In the last 12 months, CHMG had revenue of $82.64 million and earned $11.21 million in profits. Earnings per share was $2.34.

Revenue	82.64M
Gross Profit	82.64M
Operating Income	15.62M
Pretax Income	29.70M
Net Income	11.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.34

Balance Sheet

The company has $320.05 million in cash and $108.08 million in debt, giving a net cash position of $211.97 million or $44.24 per share.

Cash & Cash Equivalents	320.05M
Total Debt	108.08M
Net Cash	211.97M
Net Cash Per Share	$44.24
Equity (Book Value)	234.97M
Book Value Per Share	48.85
Working Capital	-2.16B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	18.90%
Pretax Margin	16.47%
Profit Margin	13.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 2.53%.

Dividend Per Share	$1.28
Dividend Yield	2.53%
Dividend Growth (YoY)	1.61%
Years of Dividend Growth	n/a
Payout Ratio	53.81%
Buyback Yield	-0.68%
Shareholder Yield	1.91%
Earnings Yield	4.76%
FCF Yield	n/a

Analyst Forecast

The average price target for CHMG is $56.33, which is 14.24% higher than the current price. The consensus rating is "Hold".

Price Target	$56.33
Price Target Difference	14.24%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 3, 1998
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1