Chemung Financial Statistics
Total Valuation
CHMG has a market cap or net worth of $256.82 million. The enterprise value is $350.34 million.
Important Dates
The next estimated earnings date is Friday, April 17, 2026, after market close.
| Earnings Date | Apr 17, 2026 |
| Ex-Dividend Date | Mar 18, 2026 |
Share Statistics
CHMG has 4.82 million shares outstanding. The number of shares has increased by 0.71% in one year.
| Current Share Class | 4.82M |
| Shares Outstanding | 4.82M |
| Shares Change (YoY) | +0.71% |
| Shares Change (QoQ) | +1.50% |
| Owned by Insiders (%) | 20.16% |
| Owned by Institutions (%) | 40.29% |
| Float | 3.51M |
Valuation Ratios
The trailing PE ratio is 16.95 and the forward PE ratio is 7.51.
| PE Ratio | 16.95 |
| Forward PE | 7.51 |
| PS Ratio | 2.86 |
| Forward PS | 2.08 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | 5.92 |
| P/OCF Ratio | 5.70 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 23.20 |
| EV / Sales | 3.86 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.00 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.43%.
| Return on Equity (ROE) | 6.43% |
| Return on Assets (ROA) | 0.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.22% |
| Revenue Per Employee | $260,532 |
| Profits Per Employee | $43,402 |
| Employee Count | 348 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CHMG has paid $4.83 million in taxes.
| Income Tax | 4.83M |
| Effective Tax Rate | 24.24% |
Stock Price Statistics
The stock price has increased by +10.63% in the last 52 weeks. The beta is 0.46, so CHMG's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +10.63% |
| 50-Day Moving Average | 57.13 |
| 200-Day Moving Average | 53.40 |
| Relative Strength Index (RSI) | 43.68 |
| Average Volume (20 Days) | 6,841 |
Short Selling Information
The latest short interest is 21,361, so 0.44% of the outstanding shares have been sold short.
| Short Interest | 21,361 |
| Short Previous Month | 20,831 |
| Short % of Shares Out | 0.44% |
| Short % of Float | 0.61% |
| Short Ratio (days to cover) | 2.61 |
Income Statement
In the last 12 months, CHMG had revenue of $90.67 million and earned $15.10 million in profits. Earnings per share was $3.14.
| Revenue | 90.67M |
| Gross Profit | 90.67M |
| Operating Income | 21.48M |
| Pretax Income | 19.94M |
| Net Income | 15.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.14 |
Full Income StatementBalance Sheet
The company has $65.78 million in cash and $156.93 million in debt, with a net cash position of -$91.15 million or -$18.92 per share.
| Cash & Cash Equivalents | 65.78M |
| Total Debt | 156.93M |
| Net Cash | -91.15M |
| Net Cash Per Share | -$18.92 |
| Equity (Book Value) | 254.71M |
| Book Value Per Share | 53.16 |
| Working Capital | -2.30B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $45.50 million and capital expenditures -$1.69 million, giving a free cash flow of $43.81 million.
| Operating Cash Flow | 45.50M |
| Capital Expenditures | -1.69M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 22.67M |
| Free Cash Flow | 43.81M |
| FCF Per Share | $9.09 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.69% |
| Pretax Margin | 21.99% |
| Profit Margin | 16.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 48.32% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.55%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 2.55% |
| Dividend Growth (YoY) | 7.20% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 42.62% |
| Buyback Yield | -0.71% |
| Shareholder Yield | 1.82% |
| Earnings Yield | 5.83% |
| FCF Yield | 16.90% |
Dividend DetailsAnalyst Forecast
The average price target for CHMG is $57.00, which is 6.94% higher than the current price. The consensus rating is "Hold".
| Price Target | $57.00 |
| Price Target Difference | 6.94% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
