Chemung Financial Statistics
Total Valuation
CHMG has a market cap or net worth of $220.08 million. The enterprise value is $184.40 million.
| Market Cap | 220.08M |
| Enterprise Value | 184.40M |
Important Dates
The next estimated earnings date is Thursday, July 18, 2024, after market close.
| Earnings Date | Jul 18, 2024 |
| Ex-Dividend Date | Jun 17, 2024 |
Share Statistics
CHMG has 4.75 million shares outstanding. The number of shares has increased by 0.91% in one year.
| Shares Outstanding | 4.75M |
| Shares Change (YoY) | +0.91% |
| Shares Change (QoQ) | +0.49% |
| Owned by Insiders (%) | 18.65% |
| Owned by Institutions (%) | 41.51% |
| Float | 2.66M |
Valuation Ratios
The trailing PE ratio is 8.87 and the forward PE ratio is 9.70.
| PE Ratio | 8.87 |
| Forward PE | 9.70 |
| PS Ratio | 2.28 |
| Forward PS | 2.18 |
| PB Ratio | 1.12 |
| P/FCF Ratio | 7.89 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.44, with an EV/FCF ratio of 6.61.
| EV / Earnings | 7.44 |
| EV / Sales | 1.91 |
| EV / EBITDA | 5.44 |
| EV / EBIT | 5.89 |
| EV / FCF | 6.61 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.30 |
| Debt / EBITDA | 1.75 |
| Debt / FCF | 2.12 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.40% and return on invested capital (ROIC) is 9.67%.
| Return on Equity (ROE) | 13.40% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 9.67% |
| Revenue Per Employee | $284,475 |
| Profits Per Employee | $73,097 |
| Employee Count | 339 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CHMG has paid $6.55 million in taxes.
| Income Tax | 6.55M |
| Effective Tax Rate | 20.91% |
Stock Price Statistics
The stock price has increased by +20.07% in the last 52 weeks. The beta is 0.19, so CHMG's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +20.07% |
| 50-Day Moving Average | 43.48 |
| 200-Day Moving Average | 43.75 |
| Relative Strength Index (RSI) | 65.54 |
| Average Volume (20 Days) | 10,449 |
Short Selling Information
The latest short interest is 29,741, so 0.63% of the outstanding shares have been sold short.
| Short Interest | 29,741 |
| Short Previous Month | 16,446 |
| Short % of Shares Out | 0.63% |
| Short % of Float | 1.12% |
| Short Ratio (days to cover) | 5.29 |
Income Statement
In the last 12 months, CHMG had revenue of $96.44 million and earned $24.78 million in profits. Earnings per share was $5.22.
| Revenue | 96.44M |
| Gross Profit | 96.44M |
| Operating Income | 31.33M |
| Pretax Income | 31.33M |
| Net Income | 24.78M |
| EBITDA | 33.87M |
| EBIT | 31.33M |
| Earnings Per Share (EPS) | $5.22 |
Balance Sheet
The company has $94.86 million in cash and $59.18 million in debt, giving a net cash position of $35.69 million or $7.51 per share.
| Cash & Cash Equivalents | 94.86M |
| Total Debt | 59.18M |
| Net Cash | 35.69M |
| Net Cash Per Share | $7.51 |
| Equity (Book Value) | 197.13M |
| Book Value Per Share | 41.48 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $28.13 million and capital expenditures -$225,000, giving a free cash flow of $27.90 million.
| Operating Cash Flow | 28.13M |
| Capital Expenditures | -225,000 |
| Free Cash Flow | 27.90M |
| FCF Per Share | $5.86 |
Margins
Gross margin is 100.00%, with operating and profit margins of 32.49% and 25.70%.
| Gross Margin | 100.00% |
| Operating Margin | 32.49% |
| Pretax Margin | 32.49% |
| Profit Margin | 25.70% |
| EBITDA Margin | 35.12% |
| EBIT Margin | 32.49% |
| FCF Margin | 28.93% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.68%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.68% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 23.75% |
| Buyback Yield | -0.91% |
| Shareholder Yield | 1.77% |
| Earnings Yield | 11.26% |
| FCF Yield | 12.68% |
Analyst Forecast
The average price target for CHMG is $49.00, which is 5.81% higher than the current price. The consensus rating is "Hold".
| Price Target | $49.00 |
| Price Target Difference | 5.81% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |