Chemung Financial Statistics
Total Valuation
CHMG has a market cap or net worth of $394.25 million. The enterprise value is $463.51 million.
| Market Cap | 394.25M |
| Enterprise Value | 463.51M |
Important Dates
The last earnings date was Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Jun 17, 2026 |
Share Statistics
CHMG has 4.84 million shares outstanding. The number of shares has increased by 0.74% in one year.
| Current Share Class | 4.84M |
| Shares Outstanding | 4.84M |
| Shares Change (YoY) | +0.74% |
| Shares Change (QoQ) | +0.27% |
| Owned by Insiders (%) | 20.05% |
| Owned by Institutions (%) | 44.95% |
| Float | 3.23M |
Valuation Ratios
The trailing PE ratio is 11.71 and the forward PE ratio is 10.58.
| PE Ratio | 11.71 |
| Forward PE | 10.58 |
| PS Ratio | 3.37 |
| Forward PS | 3.05 |
| PB Ratio | 1.46 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 8.60 |
| P/OCF Ratio | 8.33 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.82 |
| EV / Sales | 3.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.11 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.10 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.28%.
| Return on Equity (ROE) | 13.28% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.56% |
| Revenue Per Employee | $336,230 |
| Profits Per Employee | $96,385 |
| Employee Count | 348 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CHMG has paid $10.65 million in taxes.
| Income Tax | 10.65M |
| Effective Tax Rate | 24.10% |
Stock Price Statistics
The stock price has increased by +55.46% in the last 52 weeks. The beta is 0.60, so CHMG's price volatility has been lower than the market average.
| Beta (5Y) | 0.60 |
| 52-Week Price Change | +55.46% |
| 50-Day Moving Average | 73.68 |
| 200-Day Moving Average | 61.14 |
| Relative Strength Index (RSI) | 66.16 |
| Average Volume (20 Days) | 71,458 |
Short Selling Information
The latest short interest is 88,921, so 1.84% of the outstanding shares have been sold short.
| Short Interest | 88,921 |
| Short Previous Month | 80,780 |
| Short % of Shares Out | 1.84% |
| Short % of Float | 2.76% |
| Short Ratio (days to cover) | 1.65 |
Income Statement
In the last 12 months, CHMG had revenue of $117.01 million and earned $33.54 million in profits. Earnings per share was $6.96.
| Revenue | 117.01M |
| Gross Profit | 117.01M |
| Operating Income | 45.49M |
| Pretax Income | 44.19M |
| Net Income | 33.54M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.96 |
Balance Sheet
The company has $73.11 million in cash and $142.37 million in debt, with a net cash position of -$69.26 million or -$14.32 per share.
| Cash & Cash Equivalents | 73.11M |
| Total Debt | 142.37M |
| Net Cash | -69.26M |
| Net Cash Per Share | -$14.32 |
| Equity (Book Value) | 270.36M |
| Book Value Per Share | 55.88 |
| Working Capital | -2.34B |
Cash Flow
In the last 12 months, operating cash flow was $47.36 million and capital expenditures -$1.49 million, giving a free cash flow of $45.87 million.
| Operating Cash Flow | 47.36M |
| Capital Expenditures | -1.49M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 35.37M |
| Free Cash Flow | 45.87M |
| FCF Per Share | $9.48 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.88% |
| Pretax Margin | 37.77% |
| Profit Margin | 28.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 48.10% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 1.67%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 1.67% |
| Dividend Growth (YoY) | 7.94% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 19.54% |
| Buyback Yield | -0.74% |
| Shareholder Yield | 0.93% |
| Earnings Yield | 8.51% |
| FCF Yield | 11.63% |
Analyst Forecast
The average price target for CHMG is $83.50, which is 2.47% higher than the current price. The consensus rating is "Buy".
| Price Target | $83.50 |
| Price Target Difference | 2.47% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 3, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1998 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |