Chime Financial, Inc. (CHYM)

NASDAQ: CHYM · Real-Time Price · USD
27.12
+0.25 (0.93%)
At close: Aug 26, 2025, 4:00 PM
27.60
+0.48 (1.77%)
After-hours: Aug 26, 2025, 4:11 PM EDT
0.93%
Market Cap10.08B
Revenue (ttm)1.94B
Net Income (ttm)-935.78M
Shares Out 371.71M
EPS (ttm)-11.58
PE Ration/a
Forward PEn/a
Dividendn/a
Ex-Dividend Daten/a
Volume1,245,749
Open26.91
Previous Close26.87
Day's Range26.90 - 27.57
52-Week Range26.09 - 44.94
Betan/a
AnalystsBuy
Price Target37.92 (+39.82%)
Earnings DateAug 7, 2025

About CHYM

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is based in San Francisco, Californ... [Read more]

Sector Financials
IPO Date Jun 12, 2025
Employees 1,465
Stock Exchange NASDAQ
Ticker Symbol CHYM
Full Company Profile

Financial Performance

In 2024, Chime Financial's revenue was $1.67 billion, an increase of 30.88% compared to the previous year's $1.28 billion. Losses were -$25.34 million, -87.53% less than in 2023.

Financial numbers in USD Financial Statements

Analyst Summary

According to 13 analysts, the average rating for CHYM stock is "Buy." The 12-month stock price target is $37.92, which is an increase of 39.82% from the latest price.

Price Target
$37.92
(39.82% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Chime: Pushing Banking 'Zero Profit Condition', Improving Growth Without A Path To Profitability

Chime Financial's IPO saw initial enthusiasm, but shares have returned to the IPO price, offering potential stability after Q2 earnings disappointment. Chime's low-margin, fee-free approach drives cus...

3 days ago - Seeking Alpha

Chime Partners With Workday to Put Financial Wellness at the Center of Employee Benefits for Employers

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (NASDAQ: CHYM), a leading consumer financial technology company, today announced a strategic partnership with Workday (NASDAQ: WDAY) to become a Workday Wellness...

Other symbols: WDAY
4 days ago - Business Wire

Chime Announces 2025–2026 Chime Scholars Foundation Cohort, Awarding Over $3 Million in Scholarships

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, today announced its 2025–2026 Chime Scholars Foundation® (CSF) cohort, awarding over $3 million ...

7 days ago - Business Wire

Tech IPOs are roaring after 'years of Prohibition' — it may be too good

The Bullish IPO this week is the latest sign that Wall Street is once again enthusiastic about new tech offerings. Prior to Bullish's 84% gain, Figma and Circle more than doubled in their recent marke...

Other symbols: BLSHCRWVETORFIG
11 days ago - CNBC

Chime to Participate in Upcoming Investor Conferences

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that it will participate in the following investor conferences: On Thursday, Aug...

12 days ago - Business Wire

Chime CEO Says User Growth 'Seasonal'

Chime CEO Chris Britt says the company's user growth is more seasonal than investors realize. Britt talks about the fintech company's first earnings report as a public company and responds to the shar...

18 days ago - Bloomberg Technology

Groq's OpenAI partnership, Chime CFO talks earnings

Opening Bid anchor Brian Sozzi breaks down the latest financial news for August 8, 2025. Groq Founder and CEO Jonathan Ross discusses the company's new partnership with OpenAI.

18 days ago - Yahoo Finance

Chime CEO: Crypto isn't a currency for everyday consumers yet

Chime CEO Chris Britt on Friday said the fintech doesn't see its everyday consumers using cryptocurrencies and stablecoins much anytime soon.

18 days ago - CNBC Television

Chime CEO Chris Britt: We're a technology company focused on the needs of everyday consumers

Chime co-founder and CEO Chris Britt joins 'Squawk Box' to discuss the company's quarterly earnings results, company growth since its June IPO, biggest risk to the business, impact of crypto, and more...

18 days ago - CNBC Television

Chime Leans on Cost Edge to Win ‘Unhappily Banked'

Chime's first outing as a public company was a success, and CEO Chris Britt did not hedge on ambition. He waited about 30 seconds into the company's first earnings call to tell the audience that he wa...

18 days ago - PYMNTS

Chime beats revenue estimates in first earnings since blowout US IPO

Chime beat Wall Street estimates for second-quarter revenue on Thursday, driven by strong demand for its digital banking and financial services, in its first results following a blockbuster U.S. listi...

18 days ago - Reuters

Chime Reports Second Quarter 2025 Financial Results

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, today reported financial results for the quarter ended June 30, 2025. “This was a breakout first...

19 days ago - Business Wire

Chime Financial: Large TAM And Solid Growth Momentum

Chime Financial is winning market share from traditional banks with a strong product-market fit and high member engagement. CHYM targets a vast, underserved market, with less than 5% penetration and a...

5 weeks ago - Seeking Alpha

Chime Announces Time Change of Second Quarter 2025 Earnings Conference Call

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that it has changed the time of its second quarter 2025 earnings conference call...

6 weeks ago - Business Wire

Chime to Announce Second Quarter 2025 Financial Results on August 7, 2025

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, will release financial results for the second quarter 2025 on August 7, 2025 after market close....

6 weeks ago - Business Wire

Meet Chime: Sixth-Largest Debit Card Issuer—And It's Not Even A Bank

Chime Financial Inc CHYM just vaulted to the sixth-largest debit card issuer in the U.S., all without a single physical branch.

7 weeks ago - Benzinga

Chime Financial's stock can rise a lot more even after its hot IPO, this analyst says

J.P. Morgan's Tien-tsin Huang initiates coverage of bank services company with an overweight rating and a projected 25% stock-price gain over the next 12 months

7 weeks ago - Market Watch

What Lies Ahead For Chime Stock?

The fintech firm Chime Financial (NASDAQ: CHYM) made its market debut just under a month ago. Although the stock skyrocketed nearly 40% above its IPO price of $27 to commence trading at $43, it has ex...

7 weeks ago - Forbes

Chime: Path To Strong Upside

Chime's IPO at a $10 billion valuation is compelling, given 88% gross margins, efficient user growth, and fintech-SaaS economics without traditional bank risk. Chime's asset-light, automated model ena...

2 months ago - Seeking Alpha

Why Chime's Stock's Hype Has Fizzled Out

The fintech firm Chime Financial (NASDAQ: CHYM) went public about two weeks ago. Despite the stock rising nearly 40% above its IPO price of $27 to start at $43, it has since faced a steep decline, tra...

2 months ago - Forbes

Inverite Insights Announces $4 Million Convertible Debenture Financing and Partnerships with 108 Securities and PRVN Creative to Accelerate Growth and Market Expansion

Next-Generation Credit Assessment Platform Positions to Capture Growing Fintech Market Serving Canada's Underbanked Population Vancouver, British Columbia--(Newsfile Corp. - June 23, 2025) - Inverite ...

2 months ago - Newsfile Corp

Buy, Sell Or Hold Chime Stock?

Chime Financial (NASDAQ: CHYM), a fintech company, made its market debut last week. Although the stock initially soared nearly 40% above its IPO price of $27, opening at $43, prices have since decline...

2 months ago - Forbes

Chime's IPO Marks Another Successful Wall Street Debut

Chime Financial, Inc. CHYM made a splash on Wall Street this week as its highly anticipated initial public offering saw shares soar by as much as 66% on the stock's first day of trading.

2 months ago - Benzinga

Chime Financial: A Strong Public Debut

Chime Financial targets underserved Americans with a payment-driven financial service model, showing rapid member growth and improving profitability. Valuations are rich, with shares trading at nearly...

2 months ago - Seeking Alpha

U.S. IPO Weekly Recap: Chime Leads As IPO Market Heats Up With More Big Listings

Six IPOs and three SPACs debuted this week. Four IPOs and four SPACs submitted initial filings. Two sizable IPOs are scheduled to price in the short holiday week ahead.

2 months ago - Seeking Alpha