Chime Financial Stock Forecast

Stock Price Forecast

According to 18 analysts polled by S&P Global, Chime Financial stock has a consensus rating of "Buy" and an average price target of $30.5. The average 1-year stock price forecast is 46.14% higher than the current stock price, while the lowest is $21 (+0.62%) and the highest is $40 (+91.66%).

Price Target: $30.5 (+46.14%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$21	$30.5	$30	$40
Change	+0.62%	+46.14%	+43.75%	+91.66%

Analyst Ratings

The average analyst rating for Chime Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Jan '26	Feb '26	Mar '26	Apr '26	May '26	Jun '26
Strong Buy	8	8	9	12	11	11
Buy	4	4	4	4	4	4
Hold	5	5	4	3	3	3
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	17	17	17	19	18	18

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Cassie Chan Wells Fargo	Wells Fargo	Buy Maintains $28	Buy	Maintains	$28	+34.16%	Jun 22, 2026
Darrin Peller Wolfe Research	Wolfe Research	Buy Maintains $26	Buy	Maintains	$26	+24.58%	Jun 14, 2026
Andrew Jeffrey William Blair	William Blair	Buy Maintains n/a	Buy	Maintains	n/a	n/a	Jun 3, 2026
Joseph Vafi Canaccord Genuity	Canaccord Genuity	Buy Maintains $40	Buy	Maintains	$40	+91.66%	May 11, 2026
Adam Frisch Evercore ISI	Evercore ISI	Buy Maintains $35	Buy	Maintains	$35	+67.70%	May 7, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

2.68B

from 2.19B

22.70%

from 2.19B

Revenue Next Year

3.20B

from 2.68B

19.25%

from 2.68B

EPS This Year

1.06

from -

EPS Next Year

1.61

from 1.06

51.89%

from 1.06

Fiscal Year	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	1.01B	1.28B	1.67B	2.19B	2.68B
Revenue Growth	-	26.73%	30.88%	30.69%	22.70%
Gross Profit	794.15M	1.06B	1.47B	1.92B	2.41B
Gross Margin	78.72%	82.81%	87.60%	87.97%	89.69%
Operating Income	-329.86M	-83.41M	157.49M	-600.06M	116.18M
Net Income	-470.25M	-203.20M	-25.34M	-1.01B	130.82M
EPS	-	-	-	-	1.06
Forward PE	-	-	-	-	19.69
Free Cash Flow	-	-1.37M	102.12M	564.92M	379.10M
No. Analysts	-	-	-	-	19

EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue	2026	2027	2028
High	2.7B
Avg	2.7B
Low	2.7B

Revenue Growth

Revenue Growth	2026	2027	2028
High	24.5%
Avg	22.7%
Low	21.7%

EPS Forecast

EPS	2026	2027	2028
High	1.06
Avg	1.06
Low	1.06

EPS Growth

EPS Growth	2027	2028
High	51.9%
Avg	51.9%
Low	51.9%