Chime Financial, Inc. (CHYM)

Chime Financial Stock Forecast

Stock Price Forecast

According to 18 analysts polled by S&P Global, Chime Financial stock has a consensus rating of "Buy" and an average price target of $30.61. The average 1-year stock price forecast is 71.97% higher than the current stock price, while the lowest is $21 (+17.98%) and the highest is $40 (+124.72%).

Price Target: $30.61 (+71.97%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$21	$30.61	$30	$40
Change	+17.98%	+71.97%	+68.54%	+124.72%

Analyst Ratings

The average analyst rating for Chime Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26	May '26
Strong Buy	4	4	4	4	5	5
Buy	7	7	7	8	10	10
Hold	4	5	5	5	4	4
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	15	16	16	17	19	19

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Joseph Vafi Canaccord Genuity	Canaccord Genuity	Strong Buy Maintains $40	Strong Buy	Maintains	$40	+124.72%	May 11, 2026
Cassie Chan Wells Fargo	Wells Fargo	Buy Maintains $25 → $28	Buy	Maintains	$25 → $28	+57.30%	May 7, 2026
Andrew Bauch BMO Capital	BMO Capital	Buy Initiates $30	Buy	Initiates	$30	+68.54%	Apr 22, 2026
Cassie Chan Wells Fargo	Wells Fargo	Buy Initiates $25	Buy	Initiates	$25	+40.45%	Apr 13, 2026
Giuliano Bologna Compass Point	Compass Point	Hold → Strong Buy Upgrades $33 → $27	Hold → Strong Buy	Upgrades	$33 → $27	+51.69%	Apr 13, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

2.73B

Increased by 25.02%

from 2.19B

Revenue Next Year

3.25B

Increased by 18.80%

from 2.73B

EPS This Year

0.33

from -4.27

EPS Next Year

0.79

Increased by 138.76%

from 0.33

Fiscal Year	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027	FY 2028
Period Ending	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027	Dec 31, 2028
Revenue	1.01B	1.28B	1.67B	2.19B	2.73B	3.25B	3.80B
Revenue Growth	-	26.73%	30.88%	30.69%	25.02%	18.80%	17.00%
EPS	-8.12	-3.22	-0.39	-4.27	0.33	0.79	1.21
EPS Growth	-	-	-	-	-	138.76%	53.51%
Forward PE	-	-	-	-	53.92	22.58	14.71
No. Analysts	-	-	-	-	19	19	14

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028
High	2.8B	3.5B
Avg	2.7B	3.2B
Low	2.6B	3.0B

Revenue Growth

Revenue Growth	2026	2027	2028
High	29.2%	28.4%
Avg	25.0%	18.8%
Low	19.2%	10.8%

EPS Forecast

EPS	2026	2027	2028
High	0.42	1.39
Avg	0.33	0.79
Low	0.25	0.46

EPS Growth

EPS Growth	2026	2027	2028
High	-	319.9%
Avg	-	138.8%
Low	-	39.5%

Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.