Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
29.87
+1.67 (5.92%)
At close: Nov 4, 2026, 4:00 PM EST
32.00
+2.13 (7.13%)
Pre-market: Nov 5, 2026, 4:57 AM EST

Chime Financial Stock Forecast

Stock Price Forecast

According to 24 analysts polled by S&P Global, Chime Financial stock has a consensus rating of "Strong Buy" and an average price target of $39.55. The average 1-year stock price forecast is 32.41% higher than the current stock price, while the lowest is $31 (+3.78%) and the highest is $50 (+67.39%).

Price Target: $39.55 (+32.41%)
Analyst Consensus: Strong Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$31$39.55$40$50
Change+3.78%+32.41%+33.91%+67.39%

Analyst Ratings

The average analyst rating for Chime Financial stock is "Strong Buy". This means that analysts believe this stock is likely to perform very well in the near future and significantly outperform the market.

Recommendation Trends

Chart
RatingMay '26Jun '26Jul '26Aug '26Sep '26Oct '26
Strong Buy121213131516
Buy445566
Hold333322
Sell000000
Strong Sell000000
Total191921212324

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Barclays
Barclays
Buy
Maintains
$40
BuyMaintains$40+33.91%Nov 5, 2026
J.P. Morgan
J.P. Morgan
Buy
Maintains
$35
BuyMaintains$35+17.17%Oct 29, 2026
Monness
Monness
Hold
Initiates
$31
HoldInitiates$31+3.78%Oct 26, 2026
Goldman Sachs
Goldman Sachs
Buy
Reiterates
$38
BuyReiterates$38+27.22%Oct 13, 2026
Seaport Global
Seaport Global
Buy
Maintains
$40 → $42
BuyMaintains$40 → $42+40.61%Oct 8, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
2.77B
from 2.19B
Increased by 26.69%
Revenue Next Year
3.37B
from 2.77B
Increased by 21.53%
EPS This Year
0.47
from -4.27
EPS Next Year
0.95
from 0.47
Increased by 102.68%
Fiscal YearFY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
1.01B1.28B1.67B2.19B2.77B
Revenue Growth
-26.73%30.88%30.69%26.69%
Gross Profit
794.15M1.06B1.47B1.92B2.47B
Gross Margin
78.72%82.81%87.60%87.97%89.23%
Operating Income
-329.86M-83.41M157.49M-600.06M165.13M
Net Income
-470.25M-203.20M-25.34M-1.01B183.22M
EPS
-8.12-3.22-0.39-4.270.47
Forward PE
---250.5663.66
Free Cash Flow
---32.89M601.25M
No. Analysts
----20

Revenue Forecast

Revenue202620272028
High2.8B
Avg2.8B
Low2.7B

Revenue Growth

Revenue Growth202620272028
High
28.1%
Avg
26.7%
Low
25.5%

EPS Forecast

EPS202620272028
High0.54
Avg0.47
Low0.37

EPS Growth

EPS Growth202620272028
High-
Avg-
Low-