Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
20.69
-0.07 (-0.34%)
At close: Jul 24, 2026, 4:00 PM EDT
20.60
-0.09 (-0.43%)
After-hours: Jul 24, 2026, 7:34 PM EDT

Chime Financial Stock Forecast

Stock Price Forecast

According to 19 analysts polled by S&P Global, Chime Financial stock has a consensus rating of "Buy" and an average price target of $30.05. The average 1-year stock price forecast is 45.24% higher than the current stock price, while the lowest is $21 (+1.50%) and the highest is $40 (+93.33%).

Price Target: $30.05 (+45.24%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$21$30.05$30$40
Change+1.50%+45.24%+45.00%+93.33%

Analyst Ratings

The average analyst rating for Chime Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Strong Buy8912111111
Buy444445
Hold543333
Sell000000
Strong Sell000000
Total171719181819

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
BMO Capital
BMO Capital
Buy
Maintains
$30$28
BuyMaintains$30$28+35.33%Jul 22, 2026
William Blair
William Blair
Buy
Reiterates
n/a
BuyReiteratesn/an/aJul 21, 2026
Cantor Fitzgerald
Cantor Fitzgerald
Buy
Initiates
$26
BuyInitiates$26+25.66%Jul 9, 2026
Wells Fargo
Wells Fargo
Buy
Maintains
$28
BuyMaintains$28+35.33%Jun 22, 2026
Wolfe Research
Wolfe Research
Buy
Maintains
$26
BuyMaintains$26+25.66%Jun 14, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
2.68B
from 2.19B
Increased by 22.71%
Revenue Next Year
3.20B
from 2.68B
Increased by 19.27%
EPS This Year
n/a
EPS Next Year
n/a
Fiscal YearFY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
1.01B1.28B1.67B2.19B2.68B
Revenue Growth
-26.73%30.88%30.69%22.71%
Gross Profit
794.15M1.06B1.47B1.92B2.40B
Gross Margin
78.72%82.81%87.60%87.97%89.42%
Operating Income
-329.86M-83.41M157.49M-600.06M117.49M
Net Income
-470.25M-203.20M-25.34M-1.01B130.44M
Free Cash Flow
--1.37M102.12M564.92M388.43M
No. Analysts
----20

Revenue Forecast

Revenue202620272028
High2.7B
Avg2.7B
Low2.7B

Revenue Growth

Revenue Growth202620272028
High
24.5%
Avg
22.7%
Low
21.7%

EPS Forecast

EPS202620272028
High-
Avg-
Low-

EPS Growth

EPS Growth20272028
High-
Avg-
Low-