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Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.48
-0.17 (-0.51%)
Sep 4, 2026, 2:05 PM EDT - Market open

Chime Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Revenue
2,4572,1871,6731,2781,009
Revenue Growth
26.39%30.69%30.88%26.73%-
Gross Profit
2,1801,9241,4661,059794.15
Operating Income
373.73-600.06157.49-83.41-329.86
Net Income
-18.19-1,010-25.34-203.2-470.25
Earnings Per Share
-0.05-4.27-0.39-3.22-8.12
EPS Growth
-----

Revenue by Segment

Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Payments
1,6221,5011,2771,021806.93
Platform-Related
835.21686.21396.67257.3201.91
Revenue (Total)
2,4572,1871,6731,2781,009

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Cash & Investments
1,1611,126806.39800.63937.97
Total Debt
180.88134.6796.34104.89100.81
Net Cash (Debt)
979.94991710.05695.73837.17
Net Cash Growth
-12.47%39.57%2.06%-16.89%-
Net Cash Per Share
2.594.1910.9411.0314.46

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Operating Cash Flow
344.9952.7864.14-156.59-434.13
Capital Expenditures
-32.82-19.89-4.81-10.5-48.73
Free Cash Flow
312.1832.8959.33-167.1-482.86
Free Cash Flow Growth
--44.56%---

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Gross Margin
88.71%87.97%87.60%82.81%78.72%
Operating Margin
15.21%-27.44%9.41%-6.52%-32.70%
Pretax Margin
-0.70%-46.15%-1.36%-15.88%-46.65%
Profit Margin
-0.74%-46.18%-1.52%-15.89%-46.61%
FCF Margin
12.71%1.50%3.55%-13.07%-47.86%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Forward PE
50.91250.56---
P/FCF Ratio
40.84286.63---
PS Ratio
5.194.31---