Chime Financial, Inc. (CHYM)
| Market Cap | 8.61B |
| Revenue (ttm) | 2.19B +30.7% |
| Net Income | -1.01B |
| EPS | -4.27 |
| Shares Out | 381.97M |
| PE Ratio | n/a |
| Forward PE | 138.50 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 1,860,267 |
| Open | 22.92 |
| Previous Close | 22.58 |
| Day's Range | 22.18 - 22.92 |
| 52-Week Range | 16.17 - 44.94 |
| Beta | n/a |
| Analysts | Buy |
| Price Target | 31.94 (+41.7%) |
| Earnings Date | May 6, 2026 |
About CHYM
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and per... [Read more]
Financial Performance
In 2025, Chime Financial's revenue was $2.19 billion, an increase of 30.69% compared to the previous year's $1.67 billion. Losses were -$1.01 billion, 3884.9% more than in 2024.
Financial StatementsAnalyst Summary
According to 19 analysts, the average rating for CHYM stock is "Buy." The 12-month stock price target is $31.94, which is an increase of 41.70% from the latest price.
News
Junior Achievement and Chime Partner to Empower Students with Financial and Career-Connected Skills for a Growing Digital Economy
Partnership will Provide Students with Real-World Experience Managing Money and Building Career Readiness, Financial Progress COLORADO SPRINGS, Colo., April 21, 2026 /PRNewswire/ -- Junior Achievement...
Chime to Announce First Quarter 2026 Financial Results on May 6, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), America's #1 Choice for Banking1, will release financial results for the first quarter 2026 on May 6, 2026 after market close. Chime will hold a ...
America's #1 Choice for Banking Expands Its Lead with the Launch of Chime Prime
SAN FRANCISCO--(BUSINESS WIRE)--Chime (NASDAQ: CHYM), America's #1 Choice for Banking1, today announced Chime Prime, a new premium membership tier designed to reward members who make Chime their prima...
Chime CEO: Consumers' fuel spending rise 25% amid Iran War
Chime's customers spent 25% more on fuel in March compared with the previous month as the US attacks on Iran drove up oil prices. CEO Chris Britt said US consumers generally remain resilient, with spe...
Chime Aims to Move Upmarket With New Accounts
Chime is launching new accounts that offer cash-back and benefits as it steps up its challenge to traditional banks. Chime CEO Chris Britt discusses the company's plans and the state of the US consume...
Chime Financial Transcript: Wolfe FinTech Forum
The company leads in new account openings among mainstream Americans, driven by a proprietary tech stack, rapid product innovation, and a resilient transaction-based model. Recent launches like Chime Card and MyPay have fueled growth and profitability, while AI and enterprise channels are set to accelerate expansion in 2026.
Chime Financial Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026
The company is expanding its core market with innovative, low-cost banking products and a strong focus on operational efficiency. Recent launches like Chime Card and MyPay are driving growth, while AI and in-house technology platforms support profitability and product velocity.
Chime Attracts Digital-Savvy, Less Affluent Customers
Chime issued guidance that topped analyst expectations, driven by rising user growth and strong demand for its digital banking products. Chime CEO Chris Britt joins Caroline Hyde and Ed Ludlow on “Blo...
Chime Active Members Hit 9.5M as Demand Grows for Earned Wage Access
Chime's fourth quarter 2025 results centered on linked trends: heavier use of the Chime Card for spending and continued growth in members treating the platform as their primary financial relationship.
Chime Financial Earnings Call Transcript: Q4 2025
Q4 and full-year 2025 results exceeded guidance with 31% revenue growth, strong operating leverage, and robust member growth. Chime Core migration, new product launches, and AI-driven efficiencies set the stage for continued margin expansion and profitability in 2026.
Fintech Chime sees 2026 revenue above estimates on strong demand, shares surge
Financial technology firm Chime forecast 2026 revenue above Wall Street estimates on Wednesday, helped by strong demand for its digital banking products and resilient consumer spending.
Chime Reports Fourth Quarter and Full Year 2025 Financial Results
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), America's #1 Choice for Banking1, today reported financial results for the quarter ended December 31, 2025. “We delivered strong results in 2025,...
Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial Wellness
Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) adopt Chime Workplace to strengthen employee financial health and workforce productivity Employers move beyond standalone ea...
Major League Soccer Names Chime Official Retail Banking, Credit Card, and Debit Card Partner
NEW YORK--(BUSINESS WIRE)--Major League Soccer (MLS) today announced a new multi-year partnership with Chime, #1 Most Loved Banking App1, naming the company the Official Retail Banking, Credit Card, a...
CHIME Survey Reveals CIOs See Application Rationalization as Critical to Cost Savings—Yet 80% Have Not Fully Implemented a Program
CHIME survey finds application rationalization is a top CIO priority, yet 80% of health systems lack a fully implemented program to drive cost savings.
Chime to Participate in Upcoming Investor Conferences
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that it will participate in the following investor conferences: On Wednesday, Ma...
Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, will release financial results for the fourth quarter and full year 2025 on February 25, 2026 af...
PORTLAND FIRE NAMES CHIME AS OFFICIAL BANKING AND CREDIT PARTNER; CHIME TO BE FEATURED ON FIRE JERSEYS
Community-Driven Partnership Supports Fans, Athletes, and Lasting Impact Beyond The Game PORTLAND, Ore., Jan. 27, 2026 /PRNewswire/ -- The Portland Fire announced today that Chime, a leading consumer ...
Chime Scholars Foundation Applications for 2026-2027 Now Open
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that Chime Scholars Foundation (CSF) has opened applications for the 2026-2027 a...
Looking back at 2025: the $3.2 billion Fintech IPO comeback nobody predicted
After years of watching fintech startups retreat to private markets and investors turn away from the sector, 2025 delivered an unexpected twist. Circle, Chime, and Klarna, three of the world's biggest...
Chime Announces Executive Promotions, Reflecting Company's Continued Expansion, Innovation, and Growth
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, today announced three promotions within its executive leadership team. Effective immediately, Ma...
Chime Financial Transcript: UBS’s 2025 Global Technology and AI Conference
Digital banking adoption is accelerating, with strong growth among higher-earning customers and high engagement. Product innovation, cost advantages, and AI-driven efficiencies are fueling member growth, improved margins, and resilience across economic cycles.
Heidi Wins CHIME Foundation Partner of The Year Award
SAN ANTONIO--(BUSINESS WIRE)--Heidi, a fast-growing healthcare AI company, is thrilled to announce its selection as the College of Health information Management Executives (CHIME)'s 2025 Foundation Pa...
Chime to Participate in UBS Global Technology and AI Conference
SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that CFO Matt Newcomb will participate in a fireside chat at the UBS Global Tech...
Chime CEO Sees Healthy Consumer Activity
Chime CEO Chris Britt says the company is seeing healthy consumer activity and discretionary spending. He discusses the volatility in Chime's stock and the company's earnings with Caroline Hyde and Ed...