Chime Financial, Inc. (CHYM)

NASDAQ: CHYM · Real-Time Price · USD
25.92
+0.97 (3.89%)
At close: Aug 5, 2026, 4:00 PM EDT
27.60
+1.68 (6.48%)
After-hours: Aug 5, 2026, 7:57 PM EDT
Market Cap9.88B -16.9%
Revenue (ttm)2.46B +26.4%
Net Income-18.19M
EPS-0.05
Shares Out 381.02M
PE Ration/a
Forward PE65.17
Dividendn/a
Ex-Dividend Daten/a
Volume9,453,315
Open25.00
Previous Close24.95
Day's Range24.91 - 26.22
52-Week Range15.88 - 33.99
Betan/a
AnalystsBuy
Price Target29.85 (+15.16%)
Earnings DateAug 5, 2026

About CHYM

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and per... [Read more]

Sector Technology
IPO Date Jun 12, 2025
Employees 1,519
Stock Exchange NASDAQ
Ticker Symbol CHYM
Full Company Profile

Financial Performance

In 2025, Chime Financial's revenue was $2.19 billion, an increase of 30.69% compared to the previous year's $1.67 billion. Losses were -$1.01 billion, 3884.9% more than in 2024.

Financial Statements

Analyst Summary

According to 21 analysts, the average rating for CHYM stock is "Buy." The 12-month stock price target is $29.85, which is an increase of 15.16% from the latest price.

Price Target
$29.85
(15.16% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Chime Converts More Paychecks Into More Products

For Chime Financial, direct deposit is proving to be the underwriting and repayment infrastructure for a growing lending business. That connection was clear in second-quarter results released after th...

3 hours ago - PYMNTS

Chime Financial Earnings Call Transcript: Q2 2026

Q2 2026 saw 20% active member growth and 27% revenue growth, driven by Chime Prime and product innovation. Adjusted EBITDA margin expanded to 15%, with strong transaction profit and enterprise momentum. Full-year guidance was raised, reflecting continued operational leverage and robust consumer health.

6 hours ago - Transcripts

Chime Financial Slides: Q2 2026

Chime Financial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 5, 2026.

6 hours ago - Filings

Chime Financial Earnings release: Q2 2026

Chime Financial released its Q2 2026 earnings on August 5, 2026, summarizing the period's financial results.

6 hours ago - Filings

Chime CFO Matt Newcom to step down

Chime (CHYM) announced that Matt Newcomb is stepping down as Chief Financial Officer, effective Friday, August 7, 2026. Mark Troughton, Chime’s President, has been appointed President & Interim Chief ...

6 hours ago - TheFly

Chime lifts 2026 revenue forecast on robust demand, CFO to step down

Chime on Wednesday raised its full-year revenue growth forecast above Wall Street estimates on strong demand for its digital banking products, and ​announced the departure of longtime Chief Financial ...

8 hours ago - Reuters

Chime Reports Second Quarter 2026 Financial Results

SAN FRANCISCO--(BUSINESS WIRE)---- $CHYM--Chime® (Nasdaq: CHYM) today reported financial results for the quarter ended June 30, 2026. "We delivered another strong quarter, with accelerating revenue gr...

8 hours ago - Business Wire

Chime announces Allied Universal as newest employer partner

Chime (CHYM) announced Allied Universal as its newest employer partner. The partnership will expand access to Chime’s fee-free financial wellness tools for hundreds of thousands of frontline employees...

2 days ago - TheFly

Allied Universal Partners with Chime to Deliver Fee-Free Financial Solutions to Hundreds of Thousands of Employees

NEW YORK--(BUSINESS WIRE)--Chime® (NASDAQ: CHYM) today announced Allied Universal, a global leader in security and facility services, as its newest employer partner. The partnership will expand access...

2 days ago - Business Wire

Chime Cuts 10% of Workforce in AI Pivot

Chime Financial plans to lay off about 150 people, or 10% of its workforce, Bloomberg reported Friday (July 31), citing a memo to employees from Chime CEO and Co-Founder Chris Britt. Reached by PYMNTS...

5 days ago - PYMNTS

Chime to cut 10% of total workforce, or about 140 jobs, source says

Financial ​technology company ‌Chime is ​cutting ​10% of ⁠its ​total workforce, ​or about 140 ​jobs, ​a source ‌familiar ⁠with the matter ​told ​Reuters ⁠on Friday.

5 days ago - Reuters

Fintech Chime (CHYM) Cuts 10% of Staff as It Adopts More AI

This is the second major round of job cuts in less than a year.

Other symbols: V
5 days ago - TipRanks

Chime cuts 10% of staff due to AI efficiencies, Bloomberg reports

Chime (CHYM) is planning to cut about 10% of its workforce, or 150 employees, to capitalize on efficiencies created by AI, Paige Smith of Bloomberg reports, citing a memo to…

5 days ago - TheFly

Chime initiated with a Buy at Freedom Capital

Freedom Capital initiated coverage of Chime (CHYM) with a Buy rating and $26 price target Chime is “one of the fastest-compounding primary-account franchises in U.S. consumer fintech,” with a valuatio...

13 days ago - TheFly

Chime price target lowered to $28 from $30 at BMO Capital

BMO Capital lowered the firm’s price target on Chime (CHYM) to $28 from $30 and keeps an Outperform rating on the shares ahead of its Q2 results. Heading into last…

14 days ago - TheFly

Chime EXPANDS beyond banking with new invest feature

Chime CEO Chris Britt announces Chime Invest, the company's new investment feature allowing members to buy stocks or ETFs, on 'The Claman Countdown.' #fox #media #breakingnews #us #usa #new #news #bre...

15 days ago - Fox Business

Chime Expands Banking App to Include Investment Services

Banking app Chime says it now offers its members an investment option. Chime Invest, announced Monday (July 20), lets members buy stocks and exchange-traded funds in the same app they use for things l...

16 days ago - PYMNTS

Chime announces launch of Chime Invest

Chime (CHYM) announced the launch of Chime Invest bringing investing to the Chime app where members already get paid, spend, and save. Members can buy stocks and ETFs commission-free, or…

16 days ago - TheFly

Introducing Chime Invest, Bringing Wealth Building to Millions Who Already Trust Chime with Their Money

SAN FRANCISCO--(BUSINESS WIRE)--Chime, America's #1 choice for banking1, today announced the launch of Chime Invest™, bringing investing to the Chime app where members already get paid, spend, and sav...

16 days ago - Business Wire

Chime to Announce Second Quarter 2026 Financial Results on August 5, 2026

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM) will release financial results for the second quarter 2026 on August 5, 2026 after market close. Chime will hold a conference call to discuss the ...

20 days ago - Business Wire

Chime initiated with an Overweight at Barclays

Barclays initiated coverage of Chime (CHYM) with an Overweight rating and $26 price target After a broad sector reset, stock selection and identifying durable franchises positioned for long-term growt...

4 weeks ago - TheFly

Chime initiated with an Overweight at Barclays

Barclays initiated coverage of Chime (CHYM) with an Overweight rating.

4 weeks ago - TheFly

Chime Financial Transcript: 46th Annual William Blair Growth Stock Conference

The company leads in new account openings and direct deposit switches, driven by a member-focused model and innovative products. Financial performance is strong, with rapid revenue growth, high transaction margins, and expanding profitability. AI and new product launches are set to accelerate future growth.

2 months ago - Transcripts

Chime, Invest America launch Compound Combine

Chime (CHYM) and Invest America began the Compound Combine yesterday in Jersey City, N.J. The event is the first in a new series of financial education community events. “We appreciate…

2 months ago - TheFly

Chime and Invest America Launch the Compound Combine™ Series to Help All American Families Build Wealth Early

JERSEY CITY, N.J.--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), The #1 Most Loved Banking app1, and Invest America kicked off the Compound Combine yesterday in Jersey City, N.J. The event is the first in a...

2 months ago - Business Wire