Chime Financial, Inc. (CHYM)

NASDAQ: CHYM · Real-Time Price · USD
22.54
-0.04 (-0.18%)
Apr 24, 2026, 4:00 PM EDT - Market closed
Market Cap8.61B
Revenue (ttm)2.19B +30.7%
Net Income-1.01B
EPS-4.27
Shares Out 381.97M
PE Ration/a
Forward PE138.50
Dividendn/a
Ex-Dividend Daten/a
Volume1,860,267
Open22.92
Previous Close22.58
Day's Range22.18 - 22.92
52-Week Range16.17 - 44.94
Betan/a
AnalystsBuy
Price Target31.94 (+41.7%)
Earnings DateMay 6, 2026

About CHYM

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and per... [Read more]

Sector Technology
IPO Date Jun 12, 2025
Employees 1,519
Stock Exchange NASDAQ
Ticker Symbol CHYM
Full Company Profile

Financial Performance

In 2025, Chime Financial's revenue was $2.19 billion, an increase of 30.69% compared to the previous year's $1.67 billion. Losses were -$1.01 billion, 3884.9% more than in 2024.

Financial Statements

Analyst Summary

According to 19 analysts, the average rating for CHYM stock is "Buy." The 12-month stock price target is $31.94, which is an increase of 41.70% from the latest price.

Price Target
$31.94
(41.70% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Junior Achievement and Chime Partner to Empower Students with Financial and Career-Connected Skills for a Growing Digital Economy

Partnership will Provide Students with Real-World Experience Managing Money and Building Career Readiness, Financial Progress COLORADO SPRINGS, Colo., April 21, 2026 /PRNewswire/ -- Junior Achievement...

5 days ago - PRNewsWire

Chime to Announce First Quarter 2026 Financial Results on May 6, 2026

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), America's #1 Choice for Banking1, will release financial results for the first quarter 2026 on May 6, 2026 after market close. Chime will hold a ...

11 days ago - Business Wire

America's #1 Choice for Banking Expands Its Lead with the Launch of Chime Prime

SAN FRANCISCO--(BUSINESS WIRE)--Chime (NASDAQ: CHYM), America's #1 Choice for Banking1, today announced Chime Prime, a new premium membership tier designed to reward members who make Chime their prima...

24 days ago - Business Wire

Chime CEO: Consumers' fuel spending rise 25% amid Iran War

Chime's customers spent 25% more on fuel in March compared with the previous month as the US attacks on Iran drove up oil prices. CEO Chris Britt said US consumers generally remain resilient, with spe...

24 days ago - Bloomberg Markets and Finance

Chime Aims to Move Upmarket With New Accounts

Chime is launching new accounts that offer cash-back and benefits as it steps up its challenge to traditional banks. Chime CEO Chris Britt discusses the company's plans and the state of the US consume...

24 days ago - Bloomberg Technology

Chime Financial Transcript: Wolfe FinTech Forum

The company leads in new account openings among mainstream Americans, driven by a proprietary tech stack, rapid product innovation, and a resilient transaction-based model. Recent launches like Chime Card and MyPay have fueled growth and profitability, while AI and enterprise channels are set to accelerate expansion in 2026.

6 weeks ago - Transcripts

Chime Financial Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

The company is expanding its core market with innovative, low-cost banking products and a strong focus on operational efficiency. Recent launches like Chime Card and MyPay are driving growth, while AI and in-house technology platforms support profitability and product velocity.

7 weeks ago - Transcripts

Chime Attracts Digital-Savvy, Less Affluent Customers

Chime issued guidance that topped analyst expectations, driven by rising user growth and strong demand for its digital banking products. Chime CEO Chris Britt joins Caroline Hyde and Ed Ludlow on “Blo...

2 months ago - Bloomberg Technology

Chime Active Members Hit 9.5M as Demand Grows for Earned Wage Access

Chime's fourth quarter 2025 results centered on linked trends: heavier use of the Chime Card for spending and continued growth in members treating the platform as their primary financial relationship.

2 months ago - PYMNTS

Chime Financial Earnings Call Transcript: Q4 2025

Q4 and full-year 2025 results exceeded guidance with 31% revenue growth, strong operating leverage, and robust member growth. Chime Core migration, new product launches, and AI-driven efficiencies set the stage for continued margin expansion and profitability in 2026.

2 months ago - Transcripts

Fintech Chime sees 2026 revenue above estimates on strong demand, shares surge

Financial technology firm Chime forecast 2026 revenue above Wall Street estimates on Wednesday, helped by strong demand for its digital banking products and resilient consumer spending.

2 months ago - Reuters

Chime Reports Fourth Quarter and Full Year 2025 Financial Results

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), America's #1 Choice for Banking1, today reported financial results for the quarter ended December 31, 2025. “We delivered strong results in 2025,...

2 months ago - Business Wire

Chime Enterprise Adds New Employer Partners as Demand Grows for Comprehensive Financial Wellness

Cedarhurst Senior Living, eXp Realty, and LRS (Lakeshore Recycling Systems) adopt Chime Workplace to strengthen employee financial health and workforce productivity Employers move beyond standalone ea...

2 months ago - PRNewsWire

Major League Soccer Names Chime Official Retail Banking, Credit Card, and Debit Card Partner

NEW YORK--(BUSINESS WIRE)--Major League Soccer (MLS) today announced a new multi-year partnership with Chime, #1 Most Loved Banking App1, naming the company the Official Retail Banking, Credit Card, a...

2 months ago - Business Wire

CHIME Survey Reveals CIOs See Application Rationalization as Critical to Cost Savings—Yet 80% Have Not Fully Implemented a Program

CHIME survey finds application rationalization is a top CIO priority, yet 80% of health systems lack a fully implemented program to drive cost savings.

2 months ago - GlobeNewsWire

Chime to Participate in Upcoming Investor Conferences

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that it will participate in the following investor conferences: On Wednesday, Ma...

2 months ago - Business Wire

Chime to Announce Fourth Quarter and Full Year 2025 Financial Results on February 25, 2026

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, will release financial results for the fourth quarter and full year 2025 on February 25, 2026 af...

3 months ago - Business Wire

PORTLAND FIRE NAMES CHIME AS OFFICIAL BANKING AND CREDIT PARTNER; CHIME TO BE FEATURED ON FIRE JERSEYS

Community-Driven Partnership Supports Fans, Athletes, and Lasting Impact Beyond The Game PORTLAND, Ore., Jan. 27, 2026 /PRNewswire/ -- The Portland Fire announced today that Chime, a leading consumer ...

3 months ago - PRNewsWire

Chime Scholars Foundation Applications for 2026-2027 Now Open

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that Chime Scholars Foundation (CSF) has opened applications for the 2026-2027 a...

3 months ago - Business Wire

Looking back at 2025: the $3.2 billion Fintech IPO comeback nobody predicted

After years of watching fintech startups retreat to private markets and investors turn away from the sector, 2025 delivered an unexpected twist. Circle, Chime, and Klarna, three of the world's biggest...

Other symbols: CRCLKLAR
4 months ago - Invezz

Chime Announces Executive Promotions, Reflecting Company's Continued Expansion, Innovation, and Growth

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, today announced three promotions within its executive leadership team. Effective immediately, Ma...

4 months ago - Business Wire

Chime Financial Transcript: UBS’s 2025 Global Technology and AI Conference

Digital banking adoption is accelerating, with strong growth among higher-earning customers and high engagement. Product innovation, cost advantages, and AI-driven efficiencies are fueling member growth, improved margins, and resilience across economic cycles.

5 months ago - Transcripts

Heidi Wins CHIME Foundation Partner of The Year Award

SAN ANTONIO--(BUSINESS WIRE)--Heidi, a fast-growing healthcare AI company, is thrilled to announce its selection as the College of Health information Management Executives (CHIME)'s 2025 Foundation Pa...

5 months ago - Business Wire

Chime to Participate in UBS Global Technology and AI Conference

SAN FRANCISCO--(BUSINESS WIRE)--Chime® (Nasdaq: CHYM), a leading consumer financial technology company, announced today that CFO Matt Newcomb will participate in a fireside chat at the UBS Global Tech...

5 months ago - Business Wire

Chime CEO Sees Healthy Consumer Activity

Chime CEO Chris Britt says the company is seeing healthy consumer activity and discretionary spending. He discusses the volatility in Chime's stock and the company's earnings with Caroline Hyde and Ed...

6 months ago - Bloomberg Technology