Chime Financial Statistics
Total Valuation
Chime Financial has a market cap or net worth of $6.78 billion. The enterprise value is $5.80 billion.
Important Dates
The last earnings date was Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Chime Financial has 381.02 million shares outstanding. The number of shares has increased by 382.96% in one year.
| Current Share Class | 348.89M |
| Shares Outstanding | 381.02M |
| Shares Change (YoY) | +382.96% |
| Shares Change (QoQ) | +6.55% |
| Owned by Insiders (%) | 10.23% |
| Owned by Institutions (%) | 60.34% |
| Float | 213.79M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 43.09 |
| PS Ratio | 2.93 |
| Forward PS | 2.40 |
| PB Ratio | 4.72 |
| P/TBV Ratio | 4.80 |
| P/FCF Ratio | 48.07 |
| P/OCF Ratio | 40.85 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 2.50 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 41.09 |
Financial Position
The company has a current ratio of 5.07, with a Debt / Equity ratio of 0.09.
| Current Ratio | 5.07 |
| Quick Ratio | 4.10 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.94 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -80.00% and return on invested capital (ROIC) is -27.53%.
| Return on Equity (ROE) | -80.00% |
| Return on Assets (ROA) | -21.53% |
| Return on Invested Capital (ROIC) | -27.53% |
| Return on Capital Employed (ROCE) | -36.31% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $1.52M |
| Profits Per Employee | -$629,677 |
| Employee Count | 1,519 |
| Asset Turnover | 1.37 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -266,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 20.01 |
| 200-Day Moving Average | 22.36 |
| Relative Strength Index (RSI) | 39.41 |
| Average Volume (20 Days) | 5,597,728 |
Short Selling Information
The latest short interest is 9.54 million, so 2.50% of the outstanding shares have been sold short.
| Short Interest | 9.54M |
| Short Previous Month | 13.65M |
| Short % of Shares Out | 2.50% |
| Short % of Float | 4.46% |
| Short Ratio (days to cover) | 2.79 |
Income Statement
In the last 12 months, Chime Financial had revenue of $2.32 billion and -$956.48 million in losses. Loss per share was -$3.04.
| Revenue | 2.32B |
| Gross Profit | 2.05B |
| Operating Income | -583.27M |
| Pretax Income | -969.69M |
| Net Income | -956.48M |
| EBITDA | -573.26M |
| EBIT | -583.27M |
| Loss Per Share | -$3.04 |
Full Income StatementBalance Sheet
The company has $1.12 billion in cash and $132.74 million in debt, with a net cash position of $984.36 million or $2.58 per share.
| Cash & Cash Equivalents | 1.12B |
| Total Debt | 132.74M |
| Net Cash | 984.36M |
| Net Cash Per Share | $2.58 |
| Equity (Book Value) | 1.44B |
| Book Value Per Share | 3.77 |
| Working Capital | 1.40B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $166.01 million and capital expenditures -$24.92 million, giving a free cash flow of $141.10 million.
| Operating Cash Flow | 166.01M |
| Capital Expenditures | -24.92M |
| Depreciation & Amortization | 10.01M |
| Net Borrowing | n/a |
| Free Cash Flow | 141.10M |
| FCF Per Share | $0.37 |
Full Cash Flow StatementMargins
Gross margin is 88.35%, with operating and profit margins of -25.19% and -41.87%.
| Gross Margin | 88.35% |
| Operating Margin | -25.19% |
| Pretax Margin | -41.88% |
| Profit Margin | -41.87% |
| EBITDA Margin | -24.76% |
| EBIT Margin | -25.19% |
| FCF Margin | 6.09% |
Dividends & Yields
Chime Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -382.96% |
| Shareholder Yield | -382.96% |
| Earnings Yield | -14.10% |
| FCF Yield | 2.08% |
Analyst Forecast
The average price target for Chime Financial is $30.61, which is 71.97% higher than the current price. The consensus rating is "Buy".
| Price Target | $30.61 |
| Price Target Difference | 71.97% |
| Analyst Consensus | Buy |
| Analyst Count | 18 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Chime Financial has an Altman Z-Score of 9.49 and a Piotroski F-Score of 4.
| Altman Z-Score | 9.49 |
| Piotroski F-Score | 4 |
