Chime Financial, Inc. (CHYM)

Chime Financial Stock Forecast

Stock Price Forecast

The 14 analysts that cover Chime Financial stock have a consensus rating of "Buy" and an average price target of $33.36, which forecasts a 28.16% increase in the stock price over the next year. The lowest target is $17 and the highest is $40.

Price Target: $33.36 (+28.16%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$17	$33.36	$35	$40
Change	-34.69%	+28.16%	+34.46%	+53.67%

Analyst Ratings

The average analyst rating for Chime Financial stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26
Strong Buy	2	2	2	2	4	4
Buy	7	7	7	7	7	7
Hold	4	4	4	5	4	4
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	13	13	13	14	15	15

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Will Nance Goldman Sachs	Goldman Sachs	Strong Buy Maintains $27 → $30	Strong Buy	Maintains	$27 → $30	+15.25%	Jan 6, 2026
Hal Goetsch B. Riley Securities	B. Riley Securities	Strong Buy Initiates $35	Strong Buy	Initiates	$35	+34.46%	Dec 11, 2025
Will Nance Goldman Sachs	Goldman Sachs	Hold → Strong Buy Upgrades $26 → $27	Hold → Strong Buy	Upgrades	$26 → $27	+3.73%	Dec 1, 2025
Tien-Tsin Huang JP Morgan	JP Morgan	Buy Maintains $40 → $34	Buy	Maintains	$40 → $34	+30.62%	Nov 6, 2025
Timothy Chiodo UBS	UBS	Hold Maintains $37 → $24	Hold	Maintains	$37 → $24	-7.80%	Nov 6, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

2.21B

Increased by 32.20%

from 1.67B

Revenue Next Year

2.66B

Increased by 20.16%

from 2.21B

EPS This Year

-4.41

from -0.39

EPS Next Year

-0.05

from -4.41

Fiscal Year	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027	FY 2028
Period Ending	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027	Dec 31, 2028
Revenue	1.01B	1.28B	1.67B	2.21B	2.66B	3.14B	4.12B
Revenue Growth	-	26.73%	30.88%	32.20%	20.16%	18.02%	31.18%
EPS	-8.12	-3.22	-0.39	-4.41	-0.05	0.47	-
EPS Growth	-	-	-	-	-	-	-
Forward PE	-	-	-	-	-	55.88	-
No. Analysts	-	-	-	13	13	13	4

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028
High	2.3B	2.8B
Avg	2.2B	2.7B
Low	2.1B	2.5B

Revenue Growth

Revenue Growth	2025	2026	2027	2028
High	36.4%	27.5%
Avg	32.2%	20.2%
Low	26.8%	12.2%

EPS Forecast

EPS	2025	2026	2027
High	-2.92	0.50
Avg	-4.41	-0.05
Low	-7.20	-0.27

EPS Growth

EPS Growth	2025	2026	2027
High	-	-
Avg	-	-
Low	-	-

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.