Citizens, Inc. (CIA)

Citizens Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	240.68	232.52	250.55	238.86	250.55
Revenue Growth (YoY)	3.51%	-7.19%	4.89%	-4.67%	2.68%
Cost of Revenue	140.37	133.64	137.12	156.66	154.58
Gross Profit	100.31	98.89	113.42	82.2	95.97
Selling, General & Admin	73.53	70.89	69.54	92.7	88.68
Other Operating Expenses	0.6	0.62	13.38	1.82	1.55
Operating Expenses	74.14	71.51	82.92	94.52	90.22
Operating Income	26.17	27.38	30.51	-12.32	5.75
Pretax Income	26.17	27.38	30.51	-12.32	5.75
Income Tax	1.74	1.37	-42.2	-1.33	7.12
Net Income	24.44	26.01	72.71	-10.99	-1.37
Net Income Growth	-6.04%	-64.23%	-	-	-
Shares Outstanding (Basic)	50	50	50	54	53
Shares Change	-0.91%	0.43%	-7.21%	0.54%	6.56%
EPS (Basic)	0.49	0.52	1.46	-0.22	-0.03
EPS (Diluted)	0.48	0.51	1.44	-0.22	-0.03
EPS Growth	-5.88%	-64.58%	-	-	-
Free Cash Flow	21.61	56.82	39.46	48.62	71.73
Free Cash Flow Per Share	0.44	1.14	0.79	0.91	1.34
Gross Margin	41.68%	42.53%	45.27%	34.41%	38.30%
Operating Margin	10.88%	11.77%	12.18%	-5.16%	2.29%
Profit Margin	10.15%	11.18%	29.02%	-4.60%	-0.55%
Free Cash Flow Margin	8.98%	24.44%	15.75%	20.36%	28.63%
Effective Tax Rate	6.64%	5.00%	-138.34%	-	123.85%
EBITDA	26.69	27.91	31.65	-10.89	7.42
EBITDA Margin	11.09%	12.00%	12.63%	-4.56%	2.96%
Depreciation & Amortization	0.52	0.54	1.14	1.42	1.68
EBIT	26.17	27.38	30.51	-12.32	5.75
EBIT Margin	10.88%	11.77%	12.18%	-5.16%	2.29%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).