Citizens, Inc. (CIA)
NYSE: CIA · Real-Time Price · USD
3.700
-0.330 (-8.19%)
Nov 12, 2026, 2:12 PM EST - Market open
Citizens Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | 1,216 | 1,288 | 1,221 | 1,239 | 1,180 | 1,471 |
Investments in Equity & Preferred Securities | 79.42 | 83.95 | 98.78 | 87.74 | 80.88 | 70.88 |
Policy Loans | 65.83 | 67.46 | 71.22 | 75.36 | 78.77 | 80.31 |
Other Investments | 2.96 | 2.63 | 0.06 | 0.02 | 1.26 | 0.02 |
Total Investments | 1,365 | 1,442 | 1,391 | 1,402 | 1,341 | 1,623 |
Cash & Equivalents | 16.03 | 21.42 | 27.72 | 27 | 22.97 | 27.29 |
Reinsurance Recoverable | 13.77 | 10.87 | 6.94 | 3.99 | 4.56 | 5.54 |
Other Receivables | 30.98 | 30.25 | 29.42 | 30.17 | 29.56 | 27.71 |
Deferred Policy Acquisition Cost | 234.5 | 220.54 | 199.64 | 175.77 | 162.93 | 140.38 |
Property, Plant & Equipment | 9.15 | 9.84 | 10.57 | 11.81 | 12.93 | 14.07 |
Restricted Cash | 1.55 | 1.55 | 1.55 | - | - | - |
Other Long-Term Assets | 20.23 | 18.4 | 18.47 | 18.05 | 17.17 | 16.54 |
Total Assets | 1,691 | 1,755 | 1,685 | 1,669 | 1,591 | 1,855 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 5.11 | 4.19 | 4.55 | 3.45 | 1.97 | 2.29 |
Insurance & Annuity Liabilities | 1,380 | 1,424 | 1,378 | 1,416 | 1,370 | 1,432 |
Unpaid Claims | 10.2 | 8.77 | 8.82 | 6.64 | 9.88 | 14.59 |
Unearned Premiums | 28.86 | 29.06 | 31.18 | 32.45 | 36.38 | 40.69 |
Current Portion of Leases | - | 1.6 | - | - | - | - |
Long-Term Leases | - | 5.76 | - | - | - | - |
Long-Term Deferred Tax Liabilities | 5.83 | 6 | 3.44 | 1.1 | 3.65 | 15.46 |
Other Long-Term Liabilities | 39.63 | 40.1 | 48.86 | 37.49 | 41.03 | 28.78 |
Total Liabilities | 1,469 | 1,520 | 1,475 | 1,497 | 1,463 | 1,534 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 276.92 | 275.48 | 272.98 | 271.86 | 271.33 | 268.75 |
Retained Earnings | 73.07 | 71.65 | 57.06 | 42.15 | 16.31 | -45.57 |
Treasury Stock | -23.73 | -23.73 | -23.73 | -23.73 | -22.81 | -20.1 |
Comprehensive Income & Other | -104.77 | -88.42 | -95.97 | -118.16 | -137.04 | 117.49 |
Shareholders' Equity | 221.5 | 234.99 | 210.36 | 172.13 | 127.79 | 320.57 |
Total Liabilities & Equity | 1,691 | 1,755 | 1,685 | 1,669 | 1,591 | 1,855 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 50.7 | 50.3 | 49.91 | 49.57 | 49.84 | 49.03 |
Total Common Shares Outstanding | 50.7 | 50.3 | 49.91 | 49.55 | 49.82 | 50.03 |
Total Debt | - | 7.36 | - | - | - | - |
Net Cash (Debt) | 16.03 | 14.06 | 27.72 | 27 | 22.97 | 27.29 |
Net Cash Growth | -25.67% | -49.26% | 2.67% | 17.52% | -15.83% | -20.03% |
Net Cash Per Share | 0.31 | 0.27 | 0.55 | 0.53 | 0.45 | 0.54 |
Book Value Per Share | 4.37 | 4.67 | 4.21 | 3.47 | 2.56 | 6.41 |
Tangible Book Value | 221.5 | 234.99 | 210.36 | 172.13 | 127.79 | 320.57 |
Tangible Book Value Per Share | 4.37 | 4.67 | 4.21 | 3.47 | 2.56 | 6.41 |
Buildings | - | 3.99 | 4 | 3.98 | 3.98 | 3.98 |
Machinery | - | 7.84 | 7.4 | 9.19 | 8.75 | 8.65 |