Citizens Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	18.48	14.59	14.91	24.44	26.01	72.71
Depreciation & Amortization	5.53	5.63	6.33	6.06	5.4	7.47
Stock-Based Compensation	2.68	2.77	1.52	0.59	0.46	0.65
Other Adjustments	-23.24	-19.58	-23.04	-12.74	1.71	-5.96
Changes in Accrued Interest and Accounts Receivable	-1.2	-0.27	-0.64	0.34	-2.02	0.5
Changes in Accounts Payable	1.31	-1.33	13.75	-0.92	12.65	-15.45
Changes in Other Operating Activities	11.97	16.17	19.09	4.29	12.71	-19.45
Operating Cash Flow	16.92	17.99	31.92	22.06	56.92	40.46
Operating Cash Flow Growth	-34.64%	-43.65%	44.71%	-61.25%	40.70%	-17.16%
Net Change in Securities and Investments	-15.36	-19.23	-26.51	-14.05	-60.64	-40.08
Capital Expenditures	-0.67	-0.45	-0.66	-0.44	-0.1	-1.01
Sale of Property, Plant & Equipment	-	-	-	-	-	0.01
Investing Cash Flow	-11.67	-19.67	-27.17	-14.5	-60.74	-41.08
Net Change in Deposits	-4.86	-4.33	-2.08	-2.56	0.08	1.08
Issuance of Common Stock	-	-	-	-	2.24	2.26
Repurchase of Common Stock	-0.22	-0.28	-0.39	-0.98	-2.71	-9.09
Net Common Stock Issued (Repurchased)	-0.22	-0.28	-0.39	-0.98	-0.46	-6.84
Other Financing Activities	-	-	-	-	-0.12	-0.46
Financing Cash Flow	-5.08	-4.61	-2.47	-3.54	-0.5	-6.22
Net Cash Flow	0.17	-6.3	2.27	4.02	-4.32	-6.84
Free Cash Flow	16.25	17.54	31.26	21.61	56.82	39.45
Free Cash Flow Growth	-7.36%	-43.88%	44.60%	-61.96%	44.04%	-19.24%
FCF Margin	6.26%	6.86%	12.76%	8.98%	24.44%	15.74%
Free Cash Flow Per Share	0.31	0.34	0.62	0.42	1.12	0.78

SEC Filings: 10-K · 10-Q