Citizens, Inc. (CIA)

Citizens Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	18.48	14.59	14.91	24.44	26.01	72.71
Depreciation & Amortization	5.53	5.63	6.33	6.06	5.4	7.47
Stock-Based Compensation	2.68	2.77	1.52	0.59	0.46	0.65
Other Adjustments	-23.24	-19.58	-23.04	-12.74	1.71	-5.96
Changes in Accrued Interest and Accounts Receivable	-1.2	-0.27	-0.64	0.34	-2.02	0.5
Changes in Accounts Payable	1.31	-1.33	13.75	-0.92	12.65	-15.45
Changes in Other Operating Activities	14.54	16.17	19.09	4.29	12.71	-19.45
Operating Cash Flow	16.92	17.99	31.92	22.06	56.92	40.46
Operating Cash Flow Growth	-34.64%	-43.65%	44.71%	-61.25%	40.70%	-17.16%
Net Change in Securities and Investments	-15.36	-19.23	-26.51	-14.05	-60.64	-40.08
Capital Expenditures	-0.67	-0.45	-0.66	-0.44	-0.1	-1.01
Sale of Property, Plant & Equipment	-	-	-	-	-	0.01
Investing Cash Flow	-11.67	-19.67	-27.17	-14.5	-60.74	-41.08
Net Change in Deposits	-4.86	-4.33	-2.08	-2.56	0.08	1.08
Issuance of Common Stock	-	-	-	-	2.24	2.26
Repurchase of Common Stock	-0.22	-0.28	-0.39	-0.98	-2.71	-9.09
Net Common Stock Issued (Repurchased)	-0.22	-0.28	-0.39	-0.98	-0.46	-6.84
Other Financing Activities	-	-	-	-	-0.12	-0.46
Financing Cash Flow	-5.08	-4.61	-2.47	-3.54	-0.5	-6.22
Net Cash Flow	0.17	-6.3	2.27	4.02	-4.32	-6.84
Free Cash Flow	16.25	17.54	31.26	21.61	56.82	39.45
Free Cash Flow Growth	-7.36%	-43.88%	44.60%	-61.96%	44.04%	-19.24%
FCF Margin	6.26%	6.86%	12.76%	8.98%	24.44%	15.74%
Free Cash Flow Per Share	0.32	0.34	0.62	0.42	1.12	0.78
Levered Free Cash Flow	38	34.34	52.78	33.77	54.65	44.76
Unlevered Free Cash Flow	19.51	19.75	37.87	9.33	28.65	-27.94

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q