Citizens, Inc. (CIA)
NYSE: CIA · Real-Time Price · USD
3.745
-0.285 (-7.07%)
Nov 12, 2026, 2:20 PM EST - Market open
Citizens Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 8.76 | 14.59 | 14.91 | 24.44 | 26.01 | 72.71 |
Depreciation & Amortization | 0.75 | 0.74 | 0.62 | 0.52 | 0.54 | 1.14 |
Other Amortization | 0.6 | 0.45 | 0.6 | 0.6 | 0.62 | 0.76 |
Gain (Loss) on Sale of Investments | 0.81 | 4.3 | 7.74 | 4.18 | 14.53 | -5.42 |
Stock-Based Compensation | 2.49 | 2.77 | 1.52 | 0.59 | 0.46 | 0.65 |
Change in Accounts Receivable | -0.39 | 0.42 | -0.46 | 0.57 | -1.08 | 0.56 |
Reinsurance Recoverable | -3.38 | -3.93 | -2.95 | 0.57 | 0.98 | 0.21 |
Change in Income Taxes | -0.65 | -0.48 | 1.4 | -0.92 | 0.16 | -44.68 |
Change in Insurance Reserves / Liabilities | 37.94 | 21.23 | 22.05 | 6.26 | 12.25 | 24.14 |
Change in Other Net Operating Assets | -5.15 | -2.67 | 12.15 | -2.76 | 11.04 | -14.64 |
Other Operating Activities | -19.71 | -19.44 | -25.67 | -11.98 | -8.59 | -7.59 |
Operating Cash Flow | 22.08 | 17.99 | 31.92 | 22.06 | 56.92 | 40.46 |
Operating Cash Flow Growth | 11.96% | -43.65% | 44.71% | -61.25% | 40.70% | -17.16% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1 | -0.45 | -0.66 | -0.44 | -0.1 | -1.01 |
Sale of Property, Plant & Equipment | - | - | - | - | - | 0.01 |
Investment in Securities | -29.84 | -23 | -30.66 | -17.48 | -63.27 | -42.11 |
Investing Cash Flow | -27.94 | -19.67 | -27.17 | -14.5 | -60.74 | -41.08 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Issuance of Common Stock | 0 | - | - | - | 2.24 | 2.26 |
Repurchases of Common Stock | - | -0.28 | -0.39 | -0.98 | -2.71 | -9.09 |
Other Financing Activities | - | - | - | - | -0.12 | -0.46 |
Financing Cash Flow | 0.33 | -4.61 | -2.47 | -3.54 | -0.5 | -6.22 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -5.54 | -6.3 | 2.27 | 4.02 | -4.32 | -6.84 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 21.08 | 17.54 | 31.26 | 21.61 | 56.82 | 39.45 |
Free Cash Flow Growth | 9.38% | -43.88% | 44.60% | -61.96% | 44.04% | -18.85% |
Free Cash Flow Margin | 8.19% | 6.86% | 12.76% | 8.98% | 24.44% | 15.75% |
Free Cash Flow Per Share | 0.41 | 0.34 | 0.62 | 0.43 | 1.12 | 0.78 |
Levered Free Cash Flow | 19.96 | 10.72 | 12.51 | 16.41 | 11.09 | -9.87 |
Unlevered Free Cash Flow | 19.96 | 10.72 | 12.51 | 16.41 | 11.09 | -9.87 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 1.9 | 1.9 | 0.5 | 1.8 | 0.3 | 1.2 |
Change in Working Capital | 28.36 | 14.57 | 32.2 | 3.71 | 23.35 | -34.4 |