Citizens Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Debt Securities	1,270	1,221	1,239	1,180	1,471	1,489
Investments in Equity & Preferred Securities	85.79	98.78	87.74	80.88	70.88	40.24
Policy Loans	68.72	71.22	75.36	78.77	80.31	83.32
Other Investments	1.1	0.02	0.02	1.26	0.02	0.01
Total Investments	1,426	1,391	1,402	1,341	1,623	1,616
Cash & Equivalents	21.57	27.72	27	22.97	27.29	34.13
Reinsurance Recoverable	10.39	6.94	3.99	4.56	5.54	5.75
Other Receivables	40.7	29.42	30.17	29.56	27.71	27.45
Deferred Policy Acquisition Cost	214.12	199.64	175.77	162.93	140.38	104.91
Property, Plant & Equipment	9.58	10.57	11.81	12.93	14.07	16.31
Goodwill	-	-	-	-	-	12.62
Other Intangible Assets	-	-	-	-	-	0.95
Restricted Cash	1.55	1.55	-	-	-	-
Other Long-Term Assets	18.8	18.47	18.05	17.17	16.54	25.62
Total Assets	1,742	1,685	1,669	1,591	1,855	1,843
Accrued Expenses	4.34	4.55	3.45	1.97	2.29	2.57
Insurance & Annuity Liabilities	1,420	1,378	1,416	1,370	1,432	1,381
Unpaid Claims	8.81	8.82	6.64	9.88	14.59	13.21
Unearned Premiums	30.63	31.18	32.45	36.38	40.69	40.61
Current Portion of Leases	-	1.43	-	-	-	-
Current Income Taxes Payable	-	-	-	-	-	43.92
Long-Term Leases	-	6.36	-	-	-	-
Long-Term Deferred Tax Liabilities	5.22	3.44	1.1	3.65	15.46	9.56
Other Long-Term Liabilities	47.65	41.07	37.49	41.03	28.78	51.34
Total Liabilities	1,517	1,475	1,497	1,463	1,534	1,542
Common Stock	274.43	272.98	271.86	271.33	268.75	266.05
Retained Earnings	64.32	57.06	42.15	16.31	-45.57	-82.35
Treasury Stock	-23.73	-23.73	-23.73	-22.81	-20.1	-11.01
Comprehensive Income & Other	-89.42	-95.97	-118.16	-137.04	117.49	128.26
Shareholders' Equity	225.6	210.36	172.13	127.79	320.57	300.95
Total Liabilities & Equity	1,742	1,685	1,669	1,591	1,855	1,843
Filing Date Shares Outstanding	50.3	49.91	49.57	49.84	49.03	50.56
Total Common Shares Outstanding	50.29	49.91	49.55	49.82	50.03	50.52
Total Debt	-	7.79	-	-	-	-
Net Cash (Debt)	21.57	19.93	27	22.97	27.29	34.13
Net Cash Growth	-33.39%	-26.18%	17.52%	-15.83%	-20.03%	-26.13%
Net Cash Per Share	0.42	0.39	0.53	0.45	0.54	0.67
Book Value Per Share	4.49	4.21	3.47	2.56	6.41	5.96
Tangible Book Value	225.6	210.36	172.13	127.79	320.57	287.38
Tangible Book Value Per Share	4.49	4.21	3.47	2.56	6.41	5.69
Buildings	-	4	3.98	3.98	3.98	4.14
Machinery	-	7.4	9.19	8.75	8.65	8.85

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q