Citizens, Inc. (CIA)

Citizens Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	132	133	107	264	307	360
Market Cap Growth	-42.63%	25.15%	-59.71%	-14.01%	-14.65%	-4.35%
Enterprise Value	108	106	83	236	273	314
PE Ratio	5.64	5.46	4.10	3.64	-27.98	-262.94
PS Ratio	0.54	0.55	0.46	1.06	1.29	1.44
PB Ratio	0.67	0.77	0.83	0.83	1.02	1.39
P/FCF Ratio	6.24	6.17	1.87	6.70	6.32	5.02
P/OCF Ratio	6.12	6.04	1.87	6.54	6.30	4.99
EV/Sales Ratio	0.45	0.44	0.36	0.94	1.14	1.25
EV/EBITDA Ratio	4.35	3.98	2.97	7.47	-25.09	42.31
EV/EBIT Ratio	4.44	4.06	3.03	7.75	-22.19	54.66
EV/FCF Ratio	5.14	4.92	1.46	5.99	5.62	4.38
Asset Turnover	0.15	0.15	0.14	0.14	0.13	0.15
Return on Equity (ROE)	14.50%	15.60%	26.90%	26.50%	-4.00%	-0.60%
Return on Assets (ROA)	1.50%	1.50%	1.60%	4.00%	-0.60%	-0.10%
Return on Capital (ROIC)	12.35%	14.20%	20.35%	22.68%	-4.09%	-0.53%
Earnings Yield	18.33%	18.33%	24.42%	27.50%	-3.57%	-0.38%
FCF Yield	16.01%	16.21%	53.35%	14.93%	15.82%	19.91%
Buyback Yield / Dilution	0.54%	0.91%	-0.43%	7.21%	-0.54%	-6.56%
Total Shareholder Return	0.54%	0.91%	-0.43%	7.21%	-0.54%	-6.56%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).