Citizens Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	230	248	204	133	106	266
Market Cap Growth	2.80%	21.37%	53.14%	25.61%	-60.06%	-8.22%
Enterprise Value	216.31	247.78	204.15	133.3	106.12	265.68
Last Close Price	4.58	4.83	4.01	2.69	2.13	5.31
PE Ratio	16.36	17.25	13.83	5.60	4.18	3.69
Forward PE	15.27	50.65	50.65	50.65	50.65	50.65
PS Ratio	0.90	0.97	0.83	0.55	0.46	1.06
PB Ratio	0.98	1.05	0.97	0.77	0.83	0.83
P/TBV Ratio	1.00	1.06	0.97	-	0.85	0.84
P/FCF Ratio	13.13	14.13	6.53	6.17	1.87	6.74
P/OCF Ratio	12.81	13.78	6.40	6.04	1.86	6.57
EV/Sales Ratio	0.85	0.97	0.83	0.55	0.46	1.06
EV/EBITDA Ratio	11.88	44.03	32.24	22.00	19.66	35.59
EV/FCF Ratio	12.33	14.13	6.53	6.17	1.87	6.74
Asset Turnover	0.15	0.15	0.15	0.15	0.13	0.14
Return on Equity (ROE)	6.55%	6.55%	7.80%	16.30%	11.60%	23.40%
Earnings Yield	6.33%	5.80%	7.23%	17.84%	23.94%	27.12%
FCF Yield	7.61%	7.08%	15.31%	16.21%	53.54%	14.85%
Buyback Yield / Dilution	-1.40%	-1.40%	-	-	-0.44%	0.58%
Total Shareholder Return	-1.40%	-1.40%	-	-	-0.44%	0.58%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q