Citizens Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 9, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Cap	256	200	133	106	266	289
Market Cap Growth	-1.54%	50.13%	25.61%	-60.06%	-8.22%	-14.62%
Enterprise Value	230.92	200.13	133.3	106.12	265.68	289.48
Last Close Price	5.08	4.01	2.69	2.13	5.31	5.73
PE Ratio	24.18	13.83	5.60	4.18	3.69	-26.05
Forward PE	18.14	50.65	50.65	50.65	50.65	50.65
PS Ratio	1.02	0.82	0.55	0.46	1.06	1.21
PB Ratio	1.14	0.95	0.77	0.83	0.83	0.96
P/TBV Ratio	1.13	0.95	0.78	0.85	0.84	0.97
P/FCF Ratio	13.10	6.40	6.17	1.87	6.74	5.93
P/OCF Ratio	12.81	6.27	6.04	1.86	6.57	5.93
EV/Sales Ratio	0.93	0.82	0.55	0.46	1.06	1.21
EV/EBITDA Ratio	16.46	31.61	22.00	19.66	35.59	25.62
EV/FCF Ratio	11.98	6.40	6.17	1.87	6.74	5.93
Asset Turnover	0.14	0.15	0.15	0.13	0.14	0.13
Return on Equity (ROE)	4.99%	7.80%	16.30%	11.60%	23.40%	-3.92%
Earnings Yield	4.31%	7.23%	17.84%	23.94%	27.12%	-3.84%
FCF Yield	7.63%	15.62%	16.21%	53.54%	14.85%	16.87%
Buyback Yield / Dilution	0.11%	0.20%	0.73%	0.43%	2.57%	0.00%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q