Citizens, Inc. (CIA)

Citizens Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	227	200	133	107	264	289
Market Cap Growth	50.14%	50.14%	25.15%	-59.71%	-8.67%	-14.62%
Enterprise Value	209	168	117	86	234	259
PE Ratio	15.69	13.42	5.46	4.10	3.64	-
PS Ratio	0.95	0.82	0.55	0.46	1.06	1.21
PB Ratio	1.11	0.95	0.77	0.83	0.83	0.96
P/FCF Ratio	7.32	6.40	6.17	1.88	6.70	5.96
P/OCF Ratio	7.17	6.27	6.04	1.87	6.54	5.93
EV/Sales Ratio	0.85	0.69	0.48	0.37	0.94	1.09
EV/EBITDA Ratio	13.39	10.75	4.37	3.06	5.29	-
EV/EBIT Ratio	13.95	11.20	4.45	3.12	5.43	-
EV/FCF Ratio	6.68	5.37	5.39	1.51	5.94	5.34
Debt / Equity Ratio	0.04	0.04	-	-	-	-
Debt / EBITDA Ratio	0.50	0.50	-	-	-	-
Debt / FCF Ratio	0.25	0.25	-	-	-	-
Quick Ratio	0.42	0.42	0.46	0.41	0.41	0.34
Current Ratio	0.70	0.70	0.70	0.65	0.64	0.50
Asset Turnover	0.15	0.15	0.15	0.14	0.14	0.13
Return on Equity (ROE)	7.80%	7.80%	16.30%	11.60%	23.40%	-3.92%
Return on Assets (ROA)	0.56%	0.56%	1.00%	0.99%	1.46%	-0.08%
Return on Capital (ROIC)	4.80%	4.80%	10.91%	7.63%	8.67%	-0.52%
Earnings Yield	6.52%	7.45%	18.33%	24.42%	27.50%	-3.80%
Earnings Yield	6.52%	7.45%	18.33%	24.42%	27.50%	-3.80%
FCF Yield	13.66%	15.62%	16.21%	53.35%	14.92%	16.79%
Buyback Yield / Dilution	-0.13%	-0.13%	0.37%	-0.44%	0.58%	-1.17%

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q