Cincinnati Financial Corporation (CINF)
NASDAQ: CINF · Real-Time Price · USD
173.59
-0.27 (-0.16%)
Aug 11, 2026, 3:41 PM EDT - Market open
Cincinnati Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 10,398 | 9,983 | 8,889 | 7,958 | 7,225 | 6,478 |
Investment Income | 1,237 | 1,165 | 1,025 | 894 | 781 | 714 |
Net Gains on Investments | 2,274 | 1,442 | 1,391 | 1,127 | -1,467 | 2,409 |
Total Other Revenues | 27 | 41 | 32 | 34 | 24 | 25 |
| 13,954 | 12,631 | 11,337 | 10,013 | 6,563 | 9,626 | |
Revenue Growth | 19.55% | 11.41% | 13.22% | 52.57% | -31.82% | 27.73% |
Insurance Benefits & Claims | 6,650 | 6,640 | 5,737 | 5,274 | 5,019 | 3,909 |
Policy Amortization Costs | 3,063 | 2,924 | 2,657 | 2,384 | 2,162 | 1,946 |
Other Operating Expenses | 33 | 34 | 32 | 25 | 23 | 20 |
Operating Income | 4,208 | 3,033 | 2,911 | 2,330 | -641 | 3,751 |
Interest Expense | -53 | -53 | -53 | -54 | -53 | -53 |
Total Non-Operating Income (Expense) | -53 | -53 | -53 | -54 | -53 | -53 |
Pretax Income | 4,155 | 2,980 | 2,858 | 2,276 | -694 | 3,698 |
Provision for Income Taxes | 828 | 587 | 566 | 433 | -207 | 730 |
Net Income | 3,327 | 2,393 | 2,292 | 1,843 | -487 | 2,968 |
Net Income to Common | 3,327 | 2,393 | 2,292 | 1,843 | -487 | 2,968 |
Net Income Growth | 82.80% | 4.41% | 24.36% | - | - | 144.08% |
Shares Outstanding (Basic) | 156 | 156 | 156 | 157 | 159 | 161 |
Shares Outstanding (Diluted) | 157 | 158 | 158 | 158 | 159 | 163 |
Shares Change | -0.32% | -0.06% | -0.19% | -0.44% | -2.40% | 0.18% |
EPS (Basic) | 21.44 | 15.32 | 14.65 | 11.74 | -3.06 | 18.43 |
EPS (Diluted) | 21.28 | 15.17 | 14.53 | 11.66 | -3.06 | 18.43 |
EPS Growth | 83.77% | 4.41% | 24.61% | - | - | 144.11% |
Free Cash Flow | 3,400 | 3,092 | 2,627 | 2,034 | 2,037 | 1,966 |
Free Cash Flow Growth | 31.38% | 17.70% | 29.15% | -0.15% | 3.61% | 33.65% |
Free Cash Flow Per Share | 21.66 | 19.61 | 16.65 | 12.87 | 12.83 | 12.08 |
Dividends Per Share | 3.620 | 3.480 | 3.240 | 3.000 | 2.760 | 2.520 |
Dividend Growth | 7.74% | 7.41% | 8.00% | 8.70% | 9.52% | 5.00% |
Operating Margin | 30.16% | 24.01% | 25.68% | 23.27% | -9.77% | 38.97% |
Profit Margin | 23.84% | 18.95% | 20.22% | 18.41% | -7.42% | 30.83% |
FCF Margin | 24.37% | 24.48% | 23.17% | 20.31% | 31.04% | 20.42% |
EBITDA | 4,365 | 3,201 | 3,041 | 2,442 | -514 | 3,869 |
EBITDA Margin | 31.28% | 25.34% | 26.82% | 24.39% | -7.83% | 40.19% |
EBIT | 4,208 | 3,033 | 2,911 | 2,330 | -641 | 3,751 |
EBIT Margin | 30.16% | 24.01% | 25.68% | 23.27% | -9.77% | 38.97% |
Effective Tax Rate | 19.93% | 19.70% | 19.80% | 19.02% | 29.83% | 19.74% |