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First Citizens BancShares, Inc. (FCNCA)
NASDAQ: FCNCA · Real-Time Price · USD
2,304.72
-27.13 (-1.16%)
Nov 5, 2026, 4:00 PM EST - Market closed

First Citizens BancShares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,4879,0369,3297,6043,9991,935
Revenue Growth
6.63%-3.14%22.68%90.15%106.67%7.08%
Net Income
2,2912,1492,71611,4071,048529
Earnings Per Share
194.73165.24189.38784.5167.4053.88
EPS Growth
15.03%-12.75%-75.86%1063.96%25.09%13.43%

Revenue by Segment
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Bank
3,8903,8863,4283,0332,3021,917
Commercial Bank
4,4683,8934,2163,0631,28117
Rail
718680649604576-
Corporate
3745681,03410,7122781
Total
9,4509,0279,32717,4124,4371,935

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19,46821,36822,99635,6305,7029,456
Total Debt
26,04837,97939,04939,7758,4781,848
Net Cash (Debt)
-6,580-16,611-16,053-4,145-2,7767,608
Net Cash Growth
------
Net Cash Per Share
-559.29-1277.53-1119.25-285.08-178.52775.03

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,9232,9882,6602,791-284
Capital Expenditures
--1,562-1,535-1,428-926-107
Free Cash Flow
-1,3611,4531,2321,865-391
Free Cash Flow Growth
--6.33%17.94%-33.94%--

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
24.15%23.78%29.11%150.01%26.21%27.34%
FCF Margin
-15.06%15.57%16.20%46.64%-20.21%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
9.0007.9506.8703.8902.1601.880
Dividend Per Share Growth
7.55%15.72%76.61%80.09%14.89%12.57%
Dividend Yield
0.39%0.37%0.32%0.28%0.29%0.23%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.8412.2410.751.7910.4115.22
Forward PE
11.0211.9313.477.498.0312.15
P/FCF Ratio
15.9319.3320.1016.615.85-
PS Ratio
2.702.913.132.692.734.16