First Citizens BancShares, Inc. (FCNCA)
NASDAQ: FCNCA · Real-Time Price · USD
2,228.26
+9.77 (0.44%)
Aug 10, 2026, 10:30 AM EDT - Market open

First Citizens BancShares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,3059,0279,32717,4124,4371,935
Revenue Growth
3.64%-3.22%-46.43%292.43%129.30%4.54%
Net Income
2,2682,1492,71611,4071,048529
Earnings Per Share
187.04165.24189.41784.5167.4053.88
EPS Growth
10.37%-12.76%-75.86%1063.96%25.09%13.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Bank
3,9253,8863,4283,0332,3021,917
Commercial Bank
4,7363,8934,2163,0631,28117
Rail
574680649604576-
Corporate
4705681,03410,7122781
Total
9,1409,0279,32717,4124,4371,935

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
22,65120,60222,17834,5175,5439,453
Total Debt
32,03635,78436,68437,1694,4591,195
Net Cash (Debt)
-9,385-15,182-14,506-2,6521,0848,258
Net Cash Growth
-----86.87%100.61%
Net Cash Per Share
-771.27-1167.63-1011.39-182.4069.71841.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,1812,9232,9882,6602,791-284
Capital Expenditures
-1,573-1,562-1,535-1,428-926-107
Free Cash Flow
1,6081,3611,4531,2321,865-391
Free Cash Flow Growth
4.35%-6.33%17.94%-33.94%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
33.94%32.91%38.51%69.36%30.70%36.23%
Profit Margin
6.10%24.44%29.77%65.85%24.75%28.27%
FCF Margin
17.28%15.08%15.58%7.08%42.03%-20.21%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
8.4007.9506.8703.8902.1601.880
Dividend Per Share Growth
7.69%15.72%76.61%80.09%14.89%12.57%
Dividend Yield
0.38%0.58%0.52%0.57%0.70%0.52%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9812.9911.161.8111.2515.40
Forward PE
11.9411.9313.477.498.0312.15
P/FCF Ratio
18.2519.1419.9516.725.90-
PS Ratio
2.682.893.111.182.484.21