First Citizens BancShares, Inc. (FCNCA)
NASDAQ: FCNCA · Real-Time Price · USD
2,183.54
+32.31 (1.50%)
At close: Aug 21, 2026, 4:00 PM EDT
2,176.64
-6.90 (-0.32%)
After-hours: Aug 21, 2026, 7:30 PM EDT
First Citizens BancShares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 9,049 | 9,096 | 9,528 | 8,187 | 2,953 | 1,295 |
Interest Income on Investments | 2,526 | 2,682 | 2,825 | 2,204 | 460 | 156 |
Total Interest Income | 11,575 | 11,778 | 12,353 | 10,391 | 3,413 | 1,451 |
Interest Paid on Deposits | 3,486 | 3,559 | 3,864 | 2,497 | 335 | 33 |
Interest Paid on Borrowings | 1,356 | 1,405 | 1,346 | 1,182 | 132 | 28 |
Total Interest Expense | 4,842 | 4,964 | 5,210 | 3,679 | 467 | 61 |
Net Interest Income | 6,733 | 6,814 | 7,143 | 6,712 | 2,946 | 1,390 |
Net Interest Income Growth | -1.89% | -4.61% | 6.42% | 127.83% | 111.94% | 0.14% |
Trust Income | 239 | 229 | 211 | 188 | 142 | 129 |
Gain (Loss) on Sale of Assets | 42 | 30 | 30 | 20 | 15 | - |
Gain (Loss) on Sale of Investments | 46 | 25 | 19 | -37 | -3 | 67 |
Other Non-Interest Income | 2,311 | 2,211 | 2,127 | 1,896 | 1,402 | 217 |
Total Non-Interest Income | 2,906 | 2,736 | 2,617 | 2,267 | 1,698 | 508 |
Non-Interest Income Growth | 9.17% | 4.55% | 15.44% | 33.51% | 234.25% | 6.50% |
Revenues Before Loan Losses | 9,639 | 9,550 | 9,760 | 8,979 | 4,644 | 1,898 |
Provision for Loan Losses | 307 | 514 | 431 | 1,375 | 645 | -37 |
| 9,332 | 9,036 | 9,329 | 7,604 | 3,999 | 1,935 | |
Revenue Growth | 3.87% | -3.14% | 22.68% | 90.15% | 106.67% | 7.08% |
Salaries and Employee Benefits | 3,379 | 3,294 | 3,078 | 2,631 | 1,389 | 759 |
Occupancy Expenses | 416 | 394 | 363 | 380 | 312 | 100 |
Federal Deposit Insurance | 142 | 141 | 138 | 158 | 31 | 14 |
Amortization of Goodwill & Intangibles | 50 | 54 | 63 | 57 | 23 | 12 |
Selling, General & Administrative | 1,650 | 1,566 | 1,423 | 1,262 | 849 | 226 |
Other Non-Interest Expense | 433 | 460 | 447 | 377 | 240 | 94 |
Total Non-Interest Expense | 6,070 | 5,909 | 5,512 | 4,865 | 2,844 | 1,205 |
EBT Excluding Unusual Items | 3,262 | 3,127 | 3,817 | 2,739 | 1,155 | 730 |
Asset Writedown | -6 | -6 | -13 | - | - | - |
Other Unusual Items | -24 | -9 | -2 | 9,808 | 438 | - |
Pretax Income | 3,158 | 2,971 | 3,592 | 12,077 | 1,362 | 701 |
Income Tax Expense | 804 | 765 | 815 | 611 | 264 | 154 |
Net Income | 2,354 | 2,206 | 2,777 | 11,466 | 1,098 | 547 |
Preferred Dividends & Other Adjustments | 86 | 57 | 61 | 59 | 50 | 18 |
Net Income to Common | 2,268 | 2,149 | 2,716 | 11,407 | 1,048 | 529 |
Net Income Growth | -2.99% | -20.88% | -76.19% | 988.45% | 98.11% | 10.67% |
Basic Shares Outstanding | 12 | 13 | 14 | 15 | 16 | 10 |
Diluted Shares Outstanding | 12 | 13 | 14 | 15 | 16 | 10 |
Shares Change | -11.71% | -9.34% | -1.35% | -6.50% | 58.41% | -2.39% |
EPS (Basic) | 186.45 | 165.28 | 189.38 | 785.18 | 67.47 | 53.89 |
EPS (Diluted) | 186.45 | 165.24 | 189.38 | 784.51 | 67.40 | 53.88 |
EPS Growth | 9.87% | -12.75% | -75.86% | 1063.96% | 25.09% | 13.43% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 8.250 | 7.950 | 6.870 | 3.890 | 2.160 | 1.880 |
Dividend Growth | 10.15% | 15.72% | 76.61% | 80.09% | 14.89% | 12.57% |
Effective Tax Rate | 25.46% | 25.75% | 22.69% | 5.06% | 19.38% | 21.97% |