Farmers National Banc Corp. (FMNB)
NASDAQ: FMNB · Real-Time Price · USD
15.19
+0.37 (2.50%)
At close: Jul 24, 2026, 4:00 PM EDT
15.30
+0.11 (0.72%)
Pre-market: Jul 27, 2026, 7:00 AM EDT

Farmers National Banc Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
210.16181.29161.84170.93165.55141.53
Revenue Growth
18.48%12.02%-5.32%3.25%16.97%14.89%
Net Income
66.454.5945.9549.9360.651.84
Earnings Per Share
1.471.451.221.331.791.78
EPS Growth
9.70%18.85%-8.27%-25.70%0.56%20.27%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Trust Segment (Including Retirement Consulting Segment)
14.7112.7411.5111.0311.18
Bank Segment
131.52115.06123.98121.31131.18
Unallocated Other Revenues
35.2734.3335.0134.91-
Total
181.51162.12170.49167.25141.29

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
164.7592.3685.74103.6675.55112.79
Total Debt
086.7386.1588.6688.2187.76
Net Cash (Debt)
-0-86.73-86.15-88.66-88.21-87.76
Net Cash Growth
------
Net Cash Per Share
--2.30-2.30-2.36-2.60-3.00

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
51.9560.0466.6262.9381.554.93
Capital Expenditures
-4.87-7.86-11.69-3.88-2.56-1.38
Free Cash Flow
47.0852.1854.9259.0578.9453.56
Free Cash Flow Growth
-14.31%-4.99%-6.99%-25.20%47.39%18.05%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
37.82%35.88%34.25%34.34%44.00%43.89%
Profit Margin
31.59%30.11%28.39%29.21%36.60%36.63%
FCF Margin
0.00%28.78%33.94%34.55%47.68%37.84%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6800.6800.6800.6800.6500.470
Dividend Per Share Growth
0%0%0%4.61%38.30%6.82%
Dividend Yield
4.48%5.11%4.78%4.70%4.60%2.60%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.229.1911.6610.867.8910.42
Forward PE
9.047.6010.0911.067.259.71
P/FCF Ratio
19.119.619.739.186.0911.74
PS Ratio
4.122.773.303.172.904.44