Farmers National Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	150.82	142.44	128.37	137.79	124.17	107.99
Net Interest Income Growth	15.24%	10.96%	-6.83%	10.97%	14.98%	12.27%
Non-Interest Income	49.34	46.13	41.72	41.86	41.64	38.19
Non-Interest Income Growth	19.97%	10.58%	-0.35%	0.54%	9.01%	5.62%
Revenues Before Loan Losses	200.15	188.57	170.08	179.65	165.8	146.18
Provision for Credit Losses	6.38	7.29	8.24	8.72	0.25	4.65
Revenue	193.77	181.29	161.84	170.93	165.55	141.53
Revenue Growth (YoY)	18.53%	12.02%	-5.32%	3.25%	16.97%	14.89%
Compensation Expenses	64.62	62.28	58.93	57.37	45.01	39.39
Selling, General & Admin	30.24	28.9	26.03	26.22	22.79	17.73
Other Non-Interest Expenses	58.52	25.06	21.46	28.64	27.48	22.29
Total Non-Interest Expense	125.25	116.46	106.69	111.8	94.41	79.18
Pretax Income	68.66	65.05	55.43	58.7	72.84	62.11
Provision for Income Taxes	11.39	10.46	9.48	8.77	12.24	10.27
Net Income	57.27	54.59	45.95	49.93	60.6	51.84
Net Income to Common	57.27	54.59	45.95	49.93	60.6	51.84
Net Income Growth	18.61%	18.80%	-7.98%	-17.60%	16.88%	23.80%
Shares Outstanding (Basic)	39	37	37	37	34	29
Shares Outstanding (Diluted)	39	38	38	37	34	29
Shares Change (YoY)	5.04%	0.32%	0.04%	10.52%	15.88%	3.12%
EPS (Basic)	1.45	1.46	1.23	1.34	1.79	1.78
EPS (Diluted)	1.45	1.45	1.22	1.33	1.79	1.78
EPS Growth	13.28%	18.85%	-8.27%	-25.70%	0.56%	20.27%
Free Cash Flow	47.08	52.18	54.92	59.05	78.94	53.56
Free Cash Flow Growth	-9.79%	-4.99%	-6.99%	-25.20%	47.39%	18.05%
Free Cash Flow Per Share	1.19	1.39	1.46	1.57	2.33	1.83
Dividends Per Share	0.680	0.680	0.680	0.680	0.650	0.470
Dividend Growth	-	-	-	4.61%	38.30%	6.82%
Profit Margin	29.56%	30.11%	28.39%	29.21%	36.60%	36.63%
FCF Margin	24.29%	28.78%	33.94%	34.55%	47.68%	37.84%
EBITDA	7.17	6.78	6.4	7.33	4.9	3.54
EBITDA Margin	3.70%	3.74%	3.96%	4.29%	2.96%	2.50%
Effective Tax Rate	16.59%	16.08%	17.10%	14.93%	16.80%	16.53%

SEC Filings: 10-K · 10-Q