Farmers National Banc Corp. (FMNB)

Farmers National Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	225.33	191	185.71	171.81	107.79	94.82
Interest Income on Investments	46.66	42.79	42.02	41.53	34.3	21.64
Total Interest Income	271.99	233.79	227.73	213.34	142.09	116.46
Interest Paid on Deposits	86.25	79.78	81.17	63.11	13.09	6.78
Interest Paid on Borrowings	13.82	11.57	18.2	12.44	4.84	1.69
Total Interest Expense	100.07	91.35	99.36	75.55	17.92	8.47
Net Interest Income	171.93	142.44	128.37	137.79	124.17	107.99
Net Interest Income Growth	28.56%	10.96%	-6.83%	10.97%	14.98%	12.27%
Trust Income	11.94	11.06	10.1	9.05	8.46	9.44
Mortgage Banking Activities	0.97	0.47	0.44	0.71	0.29	-0.14
Gain (Loss) on Sale of Investments	-0.93	-2.21	-2.64	-0.47	-0.45	1
Other Non-Interest Income	29.76	27.95	25.01	23.86	20.75	15.94
Total Non-Interest Income	51.63	46.13	41.72	41.86	35.83	38.19
Non-Interest Income Growth	11.37%	10.58%	-0.35%	16.84%	-6.19%	5.62%
Revenues Before Loan Losses	223.55	188.57	170.08	179.65	159.99	146.18
Provision for Loan Losses	5.13	7.07	7.97	9.15	1.12	4.89
Revenue	218.43	181.51	162.12	170.49	158.87	141.29
Revenue Growth	28.91%	11.96%	-4.91%	7.32%	12.44%	14.64%
Salaries and Employee Benefits	68.63	59.78	56.28	54.76	43.2	38.2
Occupancy Expenses	19.58	17.08	15.59	15.43	11.38	8.49
Federal Deposit Insurance	5.67	4.66	5.03	5.85	3.95	2.86
Amortization of Goodwill & Intangibles	3.49	2.9	2.86	3.43	1.97	1.36
Selling, General & Administrative	9.61	8.71	8.46	8.76	9.88	7.24
Other Non-Interest Expense	22.24	19.28	18.38	18.09	13.96	13.92
Total Non-Interest Expense	129.23	112.41	106.6	106.32	90.34	72.07
EBT Excluding Unusual Items	89.2	69.09	55.52	64.17	68.53	69.22
Legal Settlements	-	-	-	-	8.38	-
Pretax Income	79.48	65.05	55.43	58.7	72.84	62.11
Income Tax Expense	13.08	10.46	9.48	8.77	12.24	10.27
Net Income	66.4	54.59	45.95	49.93	60.6	51.84
Net Income to Common	66.4	54.59	45.95	49.93	60.6	51.84
Net Income Growth	31.70%	18.80%	-7.98%	-17.60%	16.88%	23.80%
Basic Shares Outstanding	45	37	37	37	34	29
Diluted Shares Outstanding	45	38	38	37	34	29
Shares Change	19.36%	0.32%	0.04%	10.52%	15.88%	3.12%
EPS (Basic)	1.49	1.46	1.23	1.34	1.79	1.78
EPS (Diluted)	1.49	1.45	1.22	1.33	1.79	1.77
EPS Growth	10.91%	18.85%	-8.27%	-25.70%	1.13%	20.41%
Dividend Per Share	0.680	0.680	0.680	0.680	0.650	0.470
Dividend Growth	0%	0%	0%	4.61%	38.30%	6.82%
Effective Tax Rate	16.46%	16.08%	17.10%	14.93%	16.80%	16.53%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 22, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 18, 2026

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