Central Pacific Financial Corp. (CPF)
NYSE: CPF · Real-Time Price · USD
38.99
-0.12 (-0.31%)
Nov 11, 2026, 4:00 PM EST - Market closed
Central Pacific Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 263.47 | 263.91 | 258.19 | 243.32 | 200.28 | 193.78 |
Interest Income on Investments | 51.82 | 50.26 | 47.91 | 39.34 | 32.38 | 24.98 |
Total Interest Income | 315.29 | 314.16 | 306.1 | 282.66 | 232.66 | 218.76 |
Interest Paid on Deposits | 60.01 | 66.14 | 85.29 | 62.89 | 11.11 | 3.62 |
Interest Paid on Borrowings | 4.52 | 7.14 | 9.08 | 9.77 | 5.99 | 4.1 |
Total Interest Expense | 64.54 | 73.28 | 94.37 | 72.66 | 17.09 | 7.72 |
Net Interest Income | 250.75 | 240.88 | 211.73 | 210 | 215.56 | 211.05 |
Net Interest Income Growth | 6.90% | 13.77% | 0.83% | -2.58% | 2.14% | 6.76% |
Trust Income | 6.15 | 6.2 | 5.76 | 4.9 | 4.57 | 5.08 |
Mortgage Banking Activities | 3.08 | 3.49 | 3.39 | 2.59 | 3.81 | 7.73 |
Gain (Loss) on Sale of Assets | - | -0 | -0.06 | 5.12 | -0.01 | -0.1 |
Gain (Loss) on Sale of Investments | - | -0.03 | -9.93 | -2.07 | 8.51 | 0.15 |
Gain (Loss) on Sale of Equity Investments | 0.06 | 0.11 | -0.02 | -0.02 | 0.19 | 0.36 |
Other Non-Interest Income | 34.05 | 33.03 | 30.87 | 27.39 | 22.66 | 23.38 |
Total Non-Interest Income | 52.75 | 51.81 | 38.67 | 46.65 | 47.91 | 42.96 |
Non-Interest Income Growth | 31.11% | 34.00% | -17.11% | -2.64% | 11.53% | -3.78% |
Revenues Before Loan Losses | 303.5 | 292.7 | 250.4 | 256.65 | 263.48 | 254.01 |
Provision for Loan Losses | 11.02 | 15.71 | 9.83 | 15.7 | -1.27 | -14.59 |
| 292.48 | 276.99 | 240.58 | 240.95 | 264.75 | 268.6 | |
Revenue Growth | 12.20% | 15.14% | -0.16% | -8.99% | -1.43% | 34.15% |
Salaries and Employee Benefits | 94.1 | 90.68 | 83.34 | 79.01 | 83.86 | 85.54 |
Occupancy Expenses | 17.69 | 17.68 | 18 | 18.19 | 16.96 | 16.13 |
Selling, General & Administrative | 44.12 | 45.25 | 41.08 | 41.58 | 41.9 | 41.54 |
Other Non-Interest Expense | 22.87 | 23.58 | 28.82 | 23.08 | 17.76 | 19.3 |
Total Non-Interest Expense | 178.78 | 177.19 | 171.24 | 161.86 | 165.37 | 162.51 |
EBT Excluding Unusual Items | 113.7 | 99.8 | 69.34 | 79.1 | 99.38 | 106.09 |
Asset Writedown | - | - | -1.3 | - | - | - |
Other Unusual Items | - | - | - | -2.27 | - | - |
Pretax Income | 112.19 | 98.28 | 68.04 | 76.82 | 98.77 | 105.65 |
Income Tax Expense | 24.99 | 20.8 | 14.63 | 18.15 | 24.84 | 25.76 |
Net Income | 87.2 | 77.48 | 53.41 | 58.67 | 73.93 | 79.89 |
Net Income to Common | 87.2 | 77.48 | 53.41 | 58.67 | 73.93 | 79.89 |
Net Income Growth | 32.22% | 45.06% | -8.96% | -20.64% | -7.47% | 114.35% |
Basic Shares Outstanding | 26 | 27 | 27 | 27 | 27 | 28 |
Diluted Shares Outstanding | 26 | 27 | 27 | 27 | 28 | 28 |
Shares Change | -3.14% | -0.41% | 0.28% | -1.77% | -2.44% | 0.27% |
EPS (Basic) | 3.33 | 2.88 | 1.97 | 2.17 | 2.70 | 2.85 |
EPS (Diluted) | 3.31 | 2.86 | 1.97 | 2.17 | 2.68 | 2.83 |
EPS Growth | 36.33% | 45.18% | -9.22% | -19.03% | -5.30% | 114.39% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.160 | 1.090 | 1.040 | 1.040 | 1.040 | 0.960 |
Dividend Growth | 8.41% | 4.81% | 0% | 0% | 8.33% | 4.35% |
Effective Tax Rate | 22.27% | 21.16% | 21.50% | 23.63% | 25.15% | 24.38% |