Central Pacific Financial Corp. (CPF)

Central Pacific Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	264	263.91	258.19	243.32	200.28	193.78
Interest Income on Investments	50.63	50.26	47.91	39.34	32.38	24.98
Total Interest Income	314.62	314.16	306.1	282.66	232.66	218.76
Interest Paid on Deposits	61.73	66.14	85.29	62.89	11.11	3.62
Interest Paid on Borrowings	5.31	7.14	9.08	9.77	5.99	4.1
Total Interest Expense	67.04	73.28	94.37	72.66	17.09	7.72
Net Interest Income	247.58	240.88	211.73	210	215.56	211.05
Net Interest Income Growth	9.01%	13.77%	0.83%	-2.58%	2.14%	6.76%
Trust Income	6.08	6.2	5.76	4.9	4.57	5.08
Mortgage Banking Activities	3.49	3.49	3.39	2.59	3.81	7.73
Gain (Loss) on Sale of Assets	-0	-0	-0.06	5.12	-0.01	-0.1
Gain (Loss) on Sale of Investments	-0.03	-0.03	-9.93	-2.07	8.51	0.15
Gain (Loss) on Sale of Equity Investments	0.11	0.11	-0.02	-0.02	0.19	0.36
Other Non-Interest Income	34.95	33.03	30.87	27.39	22.66	23.38
Total Non-Interest Income	53.9	51.81	38.67	46.65	47.91	42.96
Non-Interest Income Growth	36.70%	34.00%	-17.11%	-2.64%	11.53%	-3.78%
Revenues Before Loan Losses	301.48	292.7	250.4	256.65	263.48	254.01
Provision for Loan Losses	13.29	15.71	9.83	15.7	-1.27	-14.59
Revenue	288.19	276.99	240.58	240.95	264.75	268.6
Revenue Growth	13.58%	15.14%	-0.16%	-8.99%	-1.43%	34.15%
Salaries and Employee Benefits	94.78	90.68	83.34	79.01	83.86	85.54
Occupancy Expenses	17.61	17.68	18	18.19	16.96	16.13
Selling, General & Administrative	43.79	45.25	41.08	41.58	41.9	41.54
Other Non-Interest Expense	24.84	23.58	28.82	23.08	17.76	19.3
Total Non-Interest Expense	181.02	177.19	171.24	161.86	165.37	162.51
EBT Excluding Unusual Items	107.18	99.8	69.34	79.1	99.38	106.09
Asset Writedown	-	-	-1.3	-	-	-
Other Unusual Items	-	-	-	-2.27	-	-
Pretax Income	105.66	98.28	68.04	76.82	98.77	105.65
Income Tax Expense	22.66	20.8	14.63	18.15	24.84	25.76
Net Income	83	77.48	53.41	58.67	73.93	79.89
Net Income to Common	83	77.48	53.41	58.67	73.93	79.89
Net Income Growth	36.77%	45.06%	-8.96%	-20.64%	-7.47%	114.35%
Basic Shares Outstanding	26	27	27	27	27	28
Diluted Shares Outstanding	27	27	27	27	28	28
Shares Change	-2.09%	-0.41%	0.28%	-1.77%	-2.44%	0.27%
EPS (Basic)	3.13	2.88	1.97	2.17	2.70	2.85
EPS (Diluted)	3.11	2.86	1.97	2.17	2.68	2.83
EPS Growth	38.86%	45.18%	-9.22%	-19.03%	-5.30%	114.39%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.130	1.090	1.040	1.040	1.040	0.960
Dividend Growth	6.60%	4.81%	0%	0%	8.33%	4.35%
Effective Tax Rate	21.45%	21.16%	21.50%	23.63%	25.15%	24.38%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Apr 29, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

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